Joseph

Kiptangwanyi, Kenya

25% repaid

Entrepreneur

Name

Joseph

Member since

January 2012

On-time repayments

47 installments  •  45%

About Me

I am married with 4kids, three of them are schooling. i live in kiptangwanyi shopping centre which is about 43km from Nakuru town.I live in my own plot which is plot number 670. I own a posho mill in Kiptangwanyi shopping centre.

My Business

My business entails running a posho mill in kiptangwanyi shopping centre. This is where I earn my living as well as getting the basic needs for my whole family. The main challenges that this business encounter are frequent power






tricity.

Loan Proposal

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Show original English  

About Me

I am married with 4kids, three of them are schooling. i live in kiptangwanyi shopping centre which is about 43km from Nakuru town.I live in my own plot which is plot number 670. I own a posho mill in Kiptangwanyi shopping centre.

My Business

My business entails running a posho mill in kiptangwanyi shopping centre. This is where I earn my living as well as getting the basic needs for my whole family. The main challenges that this business encounter are frequent power blackouts and high costs of electricity.

Loan Proposal

Thank you again for counting me worth to get another Zidisah loan. This will be my third loan and I would like to do the following with my loan. First, I wish to buy a grade 1 poshomill. This will enable me to mill grade 1 flour for my customers. There have been many customers requesting for this service and I wish to tap this opportunity.

Feedback

20

None

2

  • Andreas1974    Mar 25, 2018

    How are you doing? Still waiting for quite a lot of money, that I had hoped to be able to relend to other Zidisha users.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,370.00

Date disbursed

Jul 9, 2013

Repayment status

Late

Projected term

33 months

Lenders

M

marycb

United States

T

Tmann

Los Angeles, United States

d

., United States

AWOL

USA, United States

K

Katpjotr

Sint-Maria-Oudenhove, Belgium

Feldborg

Stuttgart, Germany

C

Christian

Saarbruecken, Germany

D

Delph007

Den Haag, Netherlands

EricDWalters

Rochester, Mn, Usa, United States

Kitty

Hailsham, United Kingdom

C

chkuo

Taipei, Taiwan

PaulE

Cockeysville, MD, United States

eagle3

Grand Ledge, United States

M

Meckel

Boulder, United States

D

Davieboy

Melbourne, Australia

Johnny

shanghai, China

Silver

Steiermark, Austria

B

BerndWeber

Munich, Germany

G

greenthomas

Tübingen, Germany

M

MichaelCausey

Camarillo, Ca, United States

michellev

Melbourne, Australia

G

guenter

Bremen, Germany

Svenip

Vienna, Austria

rodcul

Altea, Spain

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

rfcno

New Orleans, United States

E

Elisa

Espoo, Finland

H

Halli

Bottrop, Germany

B

briansedz

Canton, Ohio, United States

russell

leicester, United Kingdom

H

hanh352

Homosassa, United States

M

missjoyy

Munich, Germany

J

Jeb33red

Bourne end, United Kingdom

J

josh50

United States

A

Astrid

Den Haag, Netherlands

Andreas1974

Fristad, Sweden

R

rpmccarthy

Sydney, Australia

G

Goodwill

Oakland, United States

N

NicolaG

Mantova, Italy

M

MttMNW

Königsbronn, Germany

P

Patrick5678

Beijing, China

K

Klemens

M, Germany

B

bek88

Fairview, United States

davidt

San Francisco, United States

S

solarkismet

Logan, United States

shsingh

Melbourne, Australia

Peter Marozzi

Kaohsiung, Taiwan

F

fundfinite

Wellington, New Zealand

T

Tim88

Glasgow, United Kingdom

M

Maggie

Australia

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  • Andreas1974    May 23, 2022

    How are you doing, Joseph? I notice you made a repayment in 2020, on the old loan. That's very good, since then the money can go to others (as loans). Will you be able to resume repayments again?

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  • Astrid    Apr 28, 2020

    Hello Joseph,

    I very much appreciate that you have resumed repayments. How are you doing? Stay safe!

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  • Andreas1974    Apr 3, 2018

    Is there any Zidisha representative who could visit Joseph and ask how he's doing? Repayments are very late.

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  • Katpjotr    Apr 3, 2017

    I would appreciate any new from Zidisha. This is one of many many loans that has not been repaid. What is happening???????

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  • guenter    Dec 14, 2014

    Joseph?

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  • guenter    Nov 2, 2014

    Dear Joseph, you are late with your repayments. Do you have any problems? Please inform us.

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  • Svenip    Sep 12, 2014

    any news?

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  • James    Jun 26, 2014

    I am impressed by your business of the posho mill.. I think of the long distances most villager make to reach a nearest posho mill in my village. Keep up the good work Joseph..

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  • Svenip    May 28, 2014

    Dear Joseph,
    I hope you are well. How is your business doing? Did you manage to deal with the challenges you mentioned?

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  • Joseph    Mar 15, 2014

    Dear lenders,
    Am great and doing well and hoping you are doing well too. My business is doing well too despite few challenges that the business faces here and there. I will not be able to send my monthly repayment for this month and I hope that i will catchup next month and on time. thank you very much.

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  • Joseph    Sep 13, 2013

    Hi lenders,
    I wish to inform you that I would like to extend my repayment for this month with two more months and I hope that this will all be well with you. This is because I have relocated my poshomill from where I was operating to another area and it has not started operating. It also did cost me alot to transfer the business and It is my hope that this time will be enough for me to resume my repayment again.

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  • eagle3    Jul 9, 2013

    Congratulations on receiving your loan. I applaud your iniitative and hard work to improve you and your families situation. You have my best wishes for great success with your new mill. I will be watching your progress with great interest.

    IF YOU THINK YOU CAN -- YOU CAN.

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  • Joseph    Jun 30, 2013

    Dear Lenders,
    I am grateful for coming this far with my second loan. Knowing the existence of Zidisha micro finance has been a blessing to me and this is the best opportunity that has ever happened in my life. The second loan has been of very great importance to me and thus wishing to have to repay my loan that is remaining during this month. The business is doing quite well and thus the returns are good. I hope to do much with the loan that I will be offered and thanks alot to Zidhsa.

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  • Joseph    Feb 20, 2012

    Hi Zidisha team. It is yet another good time I take this opportunity to wish you the best in life. Here in Kiptangwanyi I am fine and proceeding well with my business. The business has gone down a little because of the shortage of maize for milling. However, we still have some supplies from other neighbouring places which is keeping us going. That will be all for now. Have a good day.
    Peter Njoroge.

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    • mcmb002    Dec 4, 2012

      Thank you very much for the update. I wish you the best for your business!

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    • fcjapan    Mar 6, 2013

      Thank you for the update Joseph, glad to hear everything is going well. Keep safe during the elections.

      And thank you for the timely repayments; I have already spent the money funding more Zidisha borrowers.

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