Isiah

Uhanya, Kenya

100% repaid

Entrepreneur

Name

Isiah

Member since

September 2013

On-time repayments

258 installments  •  24%

About Me

I am a male Kenyan aged 38yrs from humble family background, I struggled going to school, but with God’s grace managed to complete high school. I went to various colleges through sponsorship graduated in Diploma in Computer Graphics Design, I am also trained in Life Skills, HIV/ AIDS counseling, testing & management.
I have worked in various organizations and group in different capacities mostly as a volunteer, thereby gained a lot of experience.
Am married to one lovely wife and have been blessed with two children both in Primary School. Currently, I reside at Uhanya beach and operate a Cyber Café, also offering computer service.

My Business

I started my computer business in 2008, with a small capital from my savings I just had one computer, I learned to be patient and the business has grown to a small cyber cafe’. Though am grateful for my progress so far, my vision is for the business to grow to a computer college, and I believe with your financial support I can achieve my goal.
The major challenge in this area is unreliable electricity, we often experience power outages thus disappointing clients, I will buy a power generator which will help in continuation of the business even when there is no electricity. However I have a long term plans of installing solar system.
Due globalization many people use internet service for communication and social networking hence the high demand for reliable and sustainable internet services.
I earn an average sale of $343 I pay bills worth $177 this leaves me with a gross profit of $166. I then take 25% for emergency and expanding the business. The balance $124.5 is my average Net profit.
I use this profit to take care of my family, paying my children’s school fees and providing basic necessities. With proper funding I would expand the business, meet my customers demand, by increasing computer illiteracy level in training many people. Hence increasing the number who will join Zidisha as well.

Loan Proposal

Thank you for this great idea, i will use the loan to purchase a generator that will help me serve my customers even when there is power black out as often in this area. I look forward to serving my clients efficiently especially during this festive season.
my target is students who are now in holiday and would like to engage their fellow friends, relatives and families through internet service. Am also targeting visitors who will come around this beach as they will find a friendly reliable place to interact with their friends wherever in the world.
Thank you in advance as am looking forward to receiving my first loan from Zidisha.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Dec 4, 2013

Repayment status

On Time

Projected term

10 months

Lenders

Silver

Steiermark, Austria

H

howard

Vence, France

Sarasota

Sarasota, Fl, United States

C

CZC

Lake Zurich, United States

Sirko

Brandenburg An Der Havel, Germany

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  • Isiah    Apr 1, 2016

    hey lenders i have had many problems which has rendered my business nonoperational i therefore wish to reduce my repayment to manageable repayments. thanx inadvance

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  • Isiah    Dec 21, 2015

    Hello i had personal problems loosing four family members in three weeks.... i am very much affected emotionally and financially i hope to fully embark on my business soonest but meanwhile i want to reduce my payments thank you.

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  • Isiah    Oct 14, 2015

    Hello, my business is not doing well right now there is a serious drop in income generating activities,,, therefore my tenants have experience financial shake-up but i believe it will not last long. in the meantime i want to reduce the amount hoping to adjust once resources improved.

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  • Isiah    Aug 22, 2015

    Hello am happy for being here this day and I thank God the almighty for His blessings. The houses are ready and will be occupied by 1st September, 2015, though there was a bit delay due to unavoidable circumstances, but all is well and thank you very much for walking with me through this project.

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  • Isiah    Jul 2, 2015

    I have fixed the doors and window frames and thanks for your support still continuing with work.

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  • Isiah    Jun 25, 2015

    Thank you so much my good lenders i received cash amount of Ksh. 21814 on 25th June, 2015. god bless you

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  • Isiah    Jun 24, 2015

    Thanx a lot i will use the money to complete the contruction of my rental houses, Ma y God bless you

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  • Isiah    Jun 10, 2015

    Hello thanks so much my dear lenders for the support you lent to me, my business is improving despite numerous challenges I faced late last year to early this year, though I have endured such situations and as my driving motto says “winners never quit and quitters never win” now I am reaping the fruit s of endurance and am looking forward to great things. In April I put up a foundation for a rental house (2 houses each one bedroom with a kitchen) to supplement my income and I am in the process of construction. This would not have been possible without you Zidisha Lender may god bless you abundantly.

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  • Isiah    May 24, 2015

    May I take this opportunity to thank my dear lenders for the support I have received from them. I cannot fail to recognize your patience during my hard times. My business has improved and now I can repay more, therefore I want to increase my payment as a result.

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  • Isiah    May 24, 2015

    I am happy for your support my business is doing well and I can now achienve my targets, thanks

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  • Isiah    May 12, 2015

    My business has been slowed down by persistent power blackout as I could not operate efficiently by the generator because it is expensive. Due to the ongoing rain we have had frequent power loss which sometimes lasts for a week. I, therefore reduce the payment to suit my current situation. Thank you

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  • Henry    Mar 19, 2015

    congratulation isaih osire in your business.

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  • Hope2012    Feb 16, 2015

    Hi do you have any news on David Odhiambo? Is he ok?

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  • Isiah    Jan 28, 2015

    hello I lost my cousin in early January and it somehow affected my business hence i wish to reschedule my payment as i wish to resume to normalcy once the business picked up well. Meanwhile i appreciate your kindness, understanding and patience.
    Thanking you in advance

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  • Isiah    Jan 4, 2015

    May I take this opportunity to humbly apologize for failing to submit payment as should have been? The just ended festive season had many challenges and the political atmosphere was not conducive for business. However, I do hope the New Year brings calm as everything has begun well. I therefore wish to reduce my payment to meeting the low income. Once again thank you for your continuing support

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  • Isiah    Nov 17, 2014

    My business have improved due to upgrading which i carried out sometimes back, I have begin to reap the fruits and wish increase my payments as i can can pay much higher. I believe this will help reduce the cost of loan as well as giving my lenders easy time to reinvest their money.I am very thankful for your support so far.

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  • Isiah    Oct 29, 2014

    Hello this new website has many challenges;-
    - Rescheduled loans
    - No total outstanding loan balance
    - Reduced repayments rates
    - Missing accounts

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  • Isiah    Sep 28, 2014

    Hello my dear lenders three of my Clients posted their loan for funding, Mr. David Odhiambo, Mrs. Sarah Wanjku, and Mr. Gabriel Odero. The former two have good repayment records while the latter is a new applicant, kindly assist where necessary.
    Thanx (VM)

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  • Isiah    Sep 11, 2014

    Hello, i am pleased to report that three of the members assigned to me have posted their loans for funding. David Odhiambo, Sarah Wanjiku and Gordon Otieno.
    A part from Gordon who is new, the other two have maintained good record over 95% on time repayment and i would therefore recommend them for considerations.
    Thanx God bless
    VM

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  • Isiah    Sep 9, 2014

    Thnx, Morten..... I am trying to update my profile but some areas it doesn't work any help will be appreciated.

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