Serah

Kiptangwanyi, Kenya

33% repaid

Entrepreneur

Name

Serah

Member since

March 2012

On-time repayments

15 installments  •  13%

About Me

I am single with five children who are all schooling. Ilive at Kiptangwanyi shopping centre which is about 42 km from Nakuru town. I operate a timber yard at the shopping centre. I live in my own piece of land which is plot number 72.

My Business

My business entails selling of timber and wood products. I supply timber for building and construction as well as timber for carpentry. There is very high demand for these products. The main challenges that this business encounter are transport problems and high cost of living.

Loan Proposal

Thank you lenders and Zidisha organization for a second chance to be loaned by the organization. I have done great things with the first loan. I would like to use this second loan that I will get to buy a power saw and a machine for cutting and planing machine. This will be very essential in my business of timber yard and I will be able to give more services to my customers.

Feedback

11

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,000.00

Date disbursed

Jan 17, 2013

Repayment status

Late

Projected term

7 months

Other loans

Lenders

Ron

United States

MaxEmerika

Sonoma County, California, United States

T

ToddK

Indianapolis, IN, USA, United States

Sundstroms

Falun, Sweden

M

missjoyy

Munich, Germany

Creole1

Mobile, Alabama, United States

vinnio

Burlingame California, United States

Ask Serah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Paul    Dec 3, 2014

    Dear Lenders,
    I have sent a text message to Serah, after which I will contact her again on Friday via call to find out whether she did post her repayment and what could have caused the delay. I will keep you posted.

    Regards,
    Paul

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  • Widescreenn    Feb 21, 2014

    Hello
    Over a year ago we lend you money on a 3-month term.

    Any news ?
    There a lot of other people waiting to get funded.
    Regards,
    Widescreenn

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  • Paul    Nov 24, 2013

    Dear Lenders,
    I managed to call Serah over the weekend to find out why she was late in her repayment. She told me that her daughter was admitted in school as a first year in Kenya Medical Training College in Meru.
    Unfortunately her son also got an accident and this really affected her financially as the savings she had, she used to cater for the two wanting worthy courses.
    She promised to start repaying as soon as possible and not later than January.

    Paul Kamande.
    V.M

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  • Widescreenn    Sep 25, 2013

    Good Morning Madame,

    How is your business doing lately ?
    We hope to hear from you.
    Regards,
    Widescreenn

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  • Serah    Jun 4, 2013

    Hello Madame,
    Over a year ago we lend you money on a 3-month term.
    We still are waiting for repayments.

    Have you any news?

    Regards
    Widescreenn

    Translated by     Show original

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  • MaxEmerika    Mar 7, 2013

    Dear Serah Wanjiru,
    We hope you are well and that you were able to buy the power saw and other machine you needed. Best wishes to you and your family!

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  • Widescreenn    Mar 5, 2013

    Hello Madame,
    You missed the first repayment date ?
    What's the reason please ?
    Regards,
    Widescreenn

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  • Ron    Jan 15, 2013

    Hi Serah,

    Thank you for paying back your previous loan. I know how fickle having your own business can be and you have shown great character in completing your loan so promptly. Good luck! I wish you a successful and healthy new year.

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  • Serah    Jan 12, 2013

    Dear Lenders,
    I hereby do take this opportunity to repay all my outstanding repayment at once. My business has not been doing good but all is well now and it has stabilized. The months of November and December have been very good and I have made good returns. It is therefore that I have decided to get back and repay all the remaining balance at once.

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  • Serah    Aug 24, 2012

    I mrs serah njenga have been having problem when my daughter had medical problem from late march to early july. i want to re schedule my payments for 2 months. this is because she has been appointed to join university where she is to join on early september and am needed bait big cash .after some time i expect to be stable again and hope to be having no problems with the payments.

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    • Bena    Sep 10, 2012

      Hi Sarah,
      Helping a child get started at university is a good reason to me. am willing to wait an extra two months. Good luck to her and, to you and your business.

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  • Serah    Apr 17, 2012

    Hi Lenders,
    I take this opportunity to know how you are doing. I received my loan well on time and have already expanded my business as I had planned. I have bought more timber and my timberyard is now well stocked. Today I was given a tender by a neighboring school to supply buiding and construction timber worth 100000ksh. With this I will be able to make a profit of 15000ksh. Thanks to Zidisha that am now able to buy large quantities of timber and now my timberyard is well stocked. May God bless Zidisha always.
    Serah Wanjiru, Kiptangwanyi.

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  • Serah    Apr 17, 2012

    Hi Lenders,
    I take this opportunity to know how you are doing. I received my loan well on time and have already expanded my business as I had planned. I have bought more timber and my timberyard is now well stocked. Today I was given a tender by a neighboring school to supply buiding and construction timber worth 100000ksh. With this I will be able to make a profit of 15000ksh. Thanks to Zidisha that am now able to buy large quantities of timber and now my timberyard is well stocked. May God bless Zidisha always.
    Serah Wanjiru, Kiptangwanyi.

    Log in to reply • Share
  • eagle3    Apr 2, 2012

    Congratulations on receiving your funding. I applaud your efforts to improve your situation through your own hard work and initiative. Best wishes for great success in your business and life.

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