Luiza

Mtwapa, Kenya

6% repaid

Entrepreneur

Name

Luiza

Member since

March 2013

On-time repayments

28 installments  •  11%

About Me

my names are luiza saumu kakunde a resident here in mtwapa mikanjuni village. am married and i live with my husband here in mikajuni mtwapa. am blessed with two children one boy and one girl. they are all in school here in mtwapa primary school.am a hard working business woman here in mtwapa. my education background is class eight of Kenya primary education level.i started this business because i wanted to earn income so that i can improve my family living standard. with my earnings from my business i do buy basic things for my family paying of school fees and the rest increase the stocks of goods into my shop

My Business

my business is of buying and selling of new and used clothes to the clients here in mtwapa. the demand of these goods is very high because clothes are very important things to human beings every person has to wear clothes to cover their body so because of this this goods are on well demands.most of my clients like buying these goods to my shop and this is because i give fair prices to all and my goods are quality and durable.my monthly running cost is Kenya shillings 30,000 and my monthly sales collection is Kenya shillings 55,000. this is giving me a monthly profit of Kenya shillings 25,000 per month. which is good income to me and i can be able to repay the loan that will get from zidisha.

Loan Proposal

thank you my dear lenders and all zidisha staff for giving me this second chance to apply for a second loan. With this time i would like to equipe my business with the necessary goods as most businesses are slow. So i will use this loan to add more stock so as to target the school children and teachers as they are my targeted customers. Thank you once again and may God bless you all

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jan 6, 2014

Repayment status

Late

Projected term

5 months

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  • Ndungu    Jan 15, 2015

    Dear lenders, I have not been able to reach Luiza on phone for the last few months. I will keep trying and keep you posted.

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  • Ndungu    Jun 5, 2014

    Dear lenders, I am Luiza's VM and I am currently following up her case. It is a bit complicated and I hope to come up with a clear report in a week or two.

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  • Luiza    Mar 3, 2014

    Hello thank you so much for help you are giving us, promoting our businesses,,am sorry for the delay this was due to unavoidable situations .but am now working over to make sure that i make funds available to avoid such delays. I would like to add the amount so as to cover the difference. Thank you so much. May you please continue with the same spirit helping poeple.

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  • Luiza    Dec 18, 2013

    Hello my dear lenders, thank you for the patience towards my loan repayment, am glad that i have today sent my loan balance. Thank you for the continued support you have given me and other borrowers, may God bless you all.

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  • bconrad    Dec 11, 2013

    Dear Lenders,

    I wanted to give you a bit of information about Ms. Kakunde. She has been in contact with us over the past month, to register a new payment number with MPESA and Zidisha. She has been waiting for this number to be updated on the website before making a payment. We have received the registered number and confirmed it, and hope this allows Ms. Kakunde to make a payment soon. Thank you for your patience!

    Bayle, Zidisha Team

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  • Luiza    Nov 9, 2013

    Hello am sorry to have delayed sending my repayments but i would like to do so in this coming month of December, i could not reschedule because i did that two times already, i actually had a few family problems problems and would not attend my business well, but i promise to send all the balance by that time. Thank you for your patience, may God bless you all.

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    • bconrad    Dec 11, 2013

      Dear Ms. Kakunde,

      We now have a new rescheduling policy where borrowers are allowed to reschedule more than twice in a loan cycle. If you would still like to, you should be able to reschedule again.

      Best,
      Bayle, Zidisha Team

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  • Luiza    Oct 15, 2013

    Hello, i wanted to send my installment balance but i have a problem, i lost my phone and it has been a probem to renew my line because i dont have the card for the line, can i buy a new line and register to zidisha, so i can use it instead of the old one? Thank you.

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    • bconrad    Oct 16, 2013

      Dear Ms. Kakunde, my name is Bayle and I am a Country Liaison Intern with Zidisha. I am sorry to hear you lost your phone! Yes, you can buy a new line and register it with us. Once you have the new line, please send us an email at [email protected] to let us know the new line so we can update your account. Thank you and best wishes!

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  • Luiza    Aug 24, 2013

    Hello my wonderful lenders i sent an installment on 20 of August but it seams like its not been updated. You can check on that Thank you for your concern.

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  • Luiza    Jul 11, 2013

    Hello zidisha, am so grateful tat my business is now doing well. I now have reliable customers and am very happy and i really thank you for boosting my business because without your boost i was down!. As the business is performing well i decided to go and add more clothes as my stock had gone down. When i was doing the purchases i found more potential and good designs that i was very sure here i will do good business. So i used more than i had planned to spend on the purchases, so as a result to this i would like to send my payments as to the end month wich i would even pay double. I very much appreciate your help to my business as this has brought new hopes in my life. Thank you.

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  • Luiza    Jun 10, 2013

    Hello, Thanks to all for the patience towards my loan repayment due to my late payment. I actually had a few problems that made it hard for me to do the payments in the agreed time. I shifted my business to new place and this affected my sales as i have been fighting to get new customers. As for this reason i would request that i resume my repayments by the end of this month. Thank you in advance.

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