Magdaline

Nakuru, Kenya

33% repaid

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Entrepreneur

Name

Magdaline

Member since

February 2013

On-time repayments

4 installments  •  25%

About Me

My Names are Magdaline Nyawira Nganga, i live in Lanet-Umoja estate, Nakuru County Kenya, i am married and have four children who are in school . I studied at Molo secondary school and got a mean grade of C+, i went to college to study IT(information technology) in order to equip my self from the current technology. I run a cereal business in Nakuru town which I opened in 2007 which has been supporting me, i started that business in order to improve the economy of the country and get funds to educate my children.

My Business

The business deals with selling of cereals products, the reason why i chose cereals is because of its high demand in Nakuru town .The place is near the market and the place is at the center of Nakuru town where there s a variety of activities hence more customers to get them and also its near the milling corporation . The challenges I encounter are when drying the cereals.
(i) When it rains am forced to go back to square one of drying the cereals again and yet the it is being waited at the market this makes me loose few customers.
(ii) The fluctuation of price in market, some times am force to sell the product at a lower price because of the abundant supplies.

Loan Proposal

Thank you so much all the Zidisha Microfinance for the loan activation.The loan will be used to stock more cereals products i.e(dry maize,beans,peas,groundnuts,rice),since we are almost approaching
on the festive season.I will make sure that i will be making my monthly installments without fail and on time.I welcome all the bidders to fund my loan.Thank you in advance.Welcome.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 4, 2013

Repayment status

Late

Projected term

4 months

Lenders

T

ToddK

Indianapolis, IN, USA, United States

B

bopsquod

Seattle, Wa, United States

F

Foreclosedjapan

Osaka, Japan

joaoferraz

RINCHOA, Portugal

W

Walter01

Kingston, Canada

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  • Magdaline    Oct 1, 2013

    How you doing my worthy zidisha friends?I hope you are fine wherever you are,just like me and my family back here in Nakuru,Kenya.Actually it has been long since we had a word with all of you and the lenders at large.For now my business is catching up with normal daily work.I have since i added more stock in my store through your finances.I have really increased my sales in terms of,new look for my business.Now more customers are flocking into my store for the products which i am selling at a reasonable prices compared to my other competitors around the town.I want to appreciate for what you really did to my business and thank you all.

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  • Magdaline    Oct 1, 2013

    How you doing my worthy zidisha friends?I hope you are fine wherever you are,just like me and my family back here in Nakuru,Kenya.Actually it has been long since we had a word with all of you and the lenders at large.For now my business is catching up with normal daily work.I have since i added more stock in my store through your finances.I have really increased my sales in terms of,new look for my business.Now more customers are flocking into my store for the products which i am selling at a reasonable prices compared to my other competitors

    Log in to reply • Share

  • Magdaline    Sep 11, 2013

    Good evening all my beloved Zidisha Team,all the lenders and the general borrowers across the world.It is a high time again that we are communicating again.Today being on a Wednesday,has been a promising day.The reason is that,I have been given a tender to supply 75 bags each weighing 90kgs of dry maize and 25 bags each bag weighing 90kgs per bag of beans ,to Kenya Industrial and Technical Institute(K.I.T.I) here in Nakuru.Now i am looking forward to work and relate with you well because if it was not you(Zidisha Micro-finance) I could not be where i am today.Your loan really boosted my Cereal business and i appreciate you all for this wonderful venture.Thank you so much and have a Good Day.

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  • Magdaline    Sep 11, 2013

    Good evening all my beloved Zidisha Team,all the lenders and the general borrowers across the world.It is a high time again that we are communicating again.Today being on a Wednesday,has been a promising day.The reason is that,I have been given a tender to supply 75 bags each weighing 90kgs of dry maize and 25 bags each bag weighing 90kgs per bag of beans ,to Kenya Industrial and Technical Institute(K.I.T.I) here in Nakuru.Now i am looking forward to work and relate with you well because if it was not you(Zidisha Micro-finance) I could not be where i am today.Your loan really boosted my Cereal business and i appreciate you all for this wonderful venture.Thank you so much and have a Good Day.

    Log in to reply • Share

  • Magdaline    Sep 11, 2013

    Good evening all my beloved Zidisha Team,all the lenders and the general borrowers across the world.It is a high time again that we are communicating again.Today being on a Wednesday,has been a promising day.The reason is that,I have been given a tender to supply 75 bags each weighing 90kgs of dry maize and 25 bags each bag weighing 90kgs per bag of beans ,to Kenya Industrial and Technical Institute(K.I.T.I) here in Nakuru.Now i am looking forward to work and relate with you well because if it was not you(Zidisha Micro-finance) I could not be where i am today.Your loan really boosted my Cereal business and i appreciate you all for this wonderful venture.Thank you so much and have a Good Day.

    Log in to reply • Share

  • Magdaline    Sep 11, 2013

    Good evening all my beloved Zidisha Team,all the lenders and the general borrowers across the world.It is a high time again that we are communicating again.Today being on a Wednesday,has been a promising day.The reason is that,I have been given a tender to supply 75 bags each weighing 90kgs of dry maize and 25 bags each bag weighing 90kgs per bag of beans ,to Kenya Industrial and Technical Institute(K.I.T.I) here in Nakuru.Now i am looking forward to work and relate with you well because if it was not you(Zidisha Micro-finance) I could not be where i am today.Your loan really boosted my Cereal business and i appreciate you all for this wonderful venture.Thank you so much and have a Good Day.

    Log in to reply • Share

  • Magdaline    Sep 11, 2013

    Good evening all my beloved Zidisha Team,all the lenders and the general borrowers across the world.It is a high time again that we are communicating again.Today being on a Wednesday,has been a promising day.The reason is that,I have been given a tender to supply 75 bags each weighing 90kgs of dry maize and 25 bags each bag weighing 90kgs per bag of beans ,to Kenya Industrial and Technical Institute(K.I.T.I) here in Nakuru.Now i am looking forward to work and relate with you well because if it was not you(Zidisha Micro-finance) I could not be where i am today.Your loan really boosted my Cereal business and i appreciate you all for this wonderful venture.Thank you so much and have a Good Day.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Hallo all the zidisha micro-finance team and all the lending panel at large,it is another bright good afternoon here in Kenya and my business is proceeding well.
    I have already bought more stocks of Cereals products(Maize and beans) for now through your loan i got from your Organization.Also i want to appreciate and congratulate all the bidders/lenders who have really showed support and financed my loan.I want to say Thank you so much.I am in my Cereal store and waiting for more orders for today.Thank you and God bless you all.

    Log in to reply • Share

  • Magdaline    Sep 9, 2013

    Thank you so much for the support you have shown me through your Zidisha loan.I am so much delighted for this.I have rescheduled this loan repayments because i have already build customer relations,which means that my business have got most reliable customers who i can rely on and they are very potential in terms of buying my goods.Thank you all.

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