Joyce

Kilifi Mnarani, Kenya

100% repaid

Entrepreneur

Name

Joyce

Member since

June 2013

On-time repayments

71 installments  •  51%

About Me

My names are Joyce Wahu Karago I born was in Naivasaha in Rifte valley county. I am the third born of six members. I went to DEB primary school in Naivasha and I completed my secondary education in the year nineteen ninety five.I went for secretarial college for one year and six month and after completing I worked with Arch surveyors Naivasha as a secretaeey for one and a half years. I got married at Kilifi county in the year nineteen ninety eighty . I am married with three children who are very bright in school. I live at Mnarani near the Arthur memorial nursery school adjacent to the road heading to Kilifi boat yard.

My Business

I started a small business after I left working in the Arch surveyor company. I started a business of selling ladies ornaments. The business is doing fine as I have a lot of customers from different corner of Kilifi County. The competition is down as I do sell unique ornaments at an affordable price. I have been in the business for over two years and I thank God for his guidance and protection over my business. My target is to have a big shop and distribute these ornaments in a whole sale price. The business is profitable as I can be able to make like one thousand shillings a day. If I get this loan I will be in a position to add more stock and travel far to get the cheapest commodities and sell them at a profit in my home area.

Loan Proposal

Thank you so much for approving my loan for funding. I am very glad that I will add stock to my commodities. I had wished to buy a kind of ornament that it is selling here in kilifi county and I did not have the cash on hand but with this loan I will be in a position of buying this unique and selling ornament. Thank you so much once again.

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 19, 2013

Repayment status

On Time

Projected term

13 months

Lenders

J

Jason

New Jersey, United States

A

adwatson

Milan, MI, United States

M

mcmb002

Candiac, Canada

T

theotherjen8

Dunkirk, United States

C

Christine99

Vancouver, Canada

L

laurashearin

Greensboro, United States

Cricketca

San Jose, United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joyce    Dec 3, 2022

    I managed to make good profit and I'm no longer struggling but just need to expand my project at this tyme the demands are very high

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  • Joyce    Jul 20, 2015

    Thank you so much for this option. I am rescheduling this loan because the emergency increment of my boys school fees. But I promise to make my repayment as soon as I clear my balance.
    Thank you.

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  • Joyce    Jun 16, 2015

    Thank you so much for funding me. I promise to workhard and add stock to my business. ad make my repayments promptly. Thank you so much.

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  • Juliet    Jun 14, 2015

    Hello Joyce....all the best in your proposal and business.
    Lenders, kindly visit my page too

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  • Joyce    May 15, 2015

    Please lenders save my business. I promise to maintain a high rate of repaying my loans
    God bless you as you prepare to help me.
    Thank you

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  • Joyce    May 2, 2015

    thank you so much for funding the other time. i did a lot with the loan as I had to add the stock and my customers real enjoyed the services and the new brand I displayed the other time. other wise I have applied for another loan and I bealive you will fund me once again.

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  • bconrad    Dec 1, 2014

    Dear Lenders,

    Due to a data entry error, a payment from Joyce on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager

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  • Cricketca    Sep 25, 2014

    Thank you for your repayment! You are extraordinarily dependable, which is a rare and precious thing.

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  • Joyce    Sep 10, 2014

    Thank you so much for funding me. I do reschedule this loan because of my financial status. i have suffered a big blow financial due to home affair , we had some differences with my dear husband but now we are on the way resolving the problem hopefully this month everything will be fine.
    I am sorry for the inconvenience and I will make sure I maintain the one hundred percent repayments.
    thank you.

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    • Cricketca    Sep 10, 2014

      I am very sorry to hear about your problem, but I am glad that you are on the way to finding a resolution. Thank you for letting us know and for being so proactive about your payment schedule. Please accept my best wishes in everything that you do.

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  • jossy2011    Jul 22, 2014

    Hey,
    Am a newbies here,I have thrown a few dollars your way.I expect you to Rate me and recommend for a loan to me,
    I trust you shall reciprocate the gesture when I list for my loan soon,
    Best wishes!
    Thanks

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