Entrepreneur

About Me

My names are Riziki Baya Mwaruwa, a residence of Waleo village in Kaloleni. I' am married, blessed with one child, a boy. He is 5 years old. I' am a business man whereby i sell variate of goods, like cloths, shoes, jellies from this business i upkeep my family and my parents and siblings. I decided to do this business due to high demand as most of the residence are poor, so they can not move from kaloleni to mombasa where they can buy this goods. So most of my customers are from interior village whereby i wish to get i loan from zidisha institute so that i may buy a means of transport so that i can attended my customers, to there house this means that i will be providing transport for them.
I' am a class eight lever, because my parents could not take me to high school due to poverty. from this i decided to start a business so that i may help my brother and sister in there secondary education at the same time i will i may achieve my dreams. So please my Zidisha consider my application promising to work extra hard and pay back the loan.
God bless you all.

My Business

I deal with selling of goods like cloths, shoes, jellies and etc, this business is of high demand in my area as most of them a living below a poverty line. So i earn kenya shillings 40,000 per month, from this amount i buy food for my family of a bout kenya shillings 6000 per month, kenya shillings 10,000 for school fees of my brothers and sister, kenya shillings 5000 for basic needs to my parents, kenya shillings 3000 for my basic needs, kenya shillings 6000 for saving in my account. Kenya shillings 10,000 for my stock for business, so i' am 100% sure that i will be able to pay back my loan on time if granted. May God bless and protect forever. Thanks

Loan Proposal

thank you so much, my many thanks go to zidisha members to for approving my loan on time may God bless you. with this being my fist loan am going to use this amount of money on buying more stocks of of new and used clothes so that i can put into my shop so that i can sell to my clients. this will increase my daily income to my business.

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