Irene

Nakuru, Kenya

53% repaid

Entrepreneur

Name

Irene

Member since

February 2013

On-time repayments

68 installments  •  19%

About Me

My name is Irene Kwamboka, iam from a humble family of five children where Iam the first born, my other siblings are still in school, I live in Nakuru county, in Nakuru town, near Kabachia estate in Kabachia shopping centre. I was born in Kisii district later on we moved to Nakuru together with my family.
After my high school education I continued with my studies up to vocational college where I trained information technology. later then I worked with various institutions that comprise Kodak company in kisii town in 2006, afterward I was employed by another company of selling cement as a cashier, I worked till 2008 September, then later I decided to open my business I had saved enough capital to start one.
IN 2008 November till December I secured a nice room in Nakuru town where I was to start stocking stationary i.e. office supplies, writing material. I also engaged in computer work (I.T) i.e. Photocopying, printing cyber etc.
The reasons I started my own business is to avoid a lot of inconvenience, also I could not be able to take care of my family with employed salary. Also wanted to work at my own base.

My Business

My business mainly deals with supply of stationeries, writing materials, selling of refreshment.ie sodas, snacks, mineral water etc. I like my business so much because in some case I met new people in the course of the day.
In a week at least every day I do purchase some drinks snacks and mineral water because they are fast moving commodities. About stationeries I supply to various institutions like bank, schools and also DC‘s office.
In business it has its own challenges like when you find two or three people at the similar location or line with the same business. the price also comes in where by you can’t sell a commodity at higher cost you will have to adjust or sell the standard price.
In my business am the one managing sales and I know I have as much as necessary skills and the experience of marketing my business. Actually am using these skills to advance in my business.









MONTHLY TYPICAL SALE
Expenditure
Daily expenses
300
300x26
=7,800
52,000-
7,800
44,200

MONTHLYPROFIT
Daily sales
3,000 daily sales
3,000 daily sales x26
Working days
=3,000x26
78,000 monthly sales
Daily profit 2000
=2000x26
52,000

Loan Proposal

Thank you so much the Zidisha team.With this second loan i am planning to buy the shop stationery in bulky so that i will be able to supply stationery in different institutions without any problem.The remaining money i will pump into buying credit card (Safaricom,Airtel,Orange and Yu airtime) in wholesales,so as to satisfy my customers needs.Thank you and welcome all the Lenders.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$481.00

Date disbursed

Aug 28, 2013

Repayment status

Late

Projected term

91 months

Other loans

Lenders

K

Kondonassis

Bridgton, United States

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

davelowe100

Perryville, United States

T

ToddK

Indianapolis, IN, USA, United States

beverly

Vancouver, Canada

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

T

tonilends

catalonia is not:, Spain

KM

British Columbia, Canada, Canada

mewesten

Waynesboro, United States

Alexandra

Vancouver, Canada

W

Walter01

Kingston, Canada

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Summary

Amount repaid

$447.09

Amount remaining

$389.14

Expected completion

Oct 25, 2020

Status

Repaying late

Installment amount

$395.53

Repayment History

Expected Payments Actual Payments
Oct 25, 2013 $25.73 Oct 21, 2013 $25.73
Nov 24, 2013 $25.73 Oct 21, 2013 $25.73
Dec 24, 2013 $25.73 Nov 20, 2013 $25.73
Dec 23, 2013 $25.73
Jan 24, 2014 $25.73 Jan 22, 2014 $25.73
Feb 24, 2014 $25.73 Feb 24, 2014 $25.73
Mar 25, 2014 $20.31 Apr 22, 2014 $20.31
Apr 25, 2014 $25.73 Apr 22, 2014 $5.42
May 24, 2014 $20.31
May 25, 2014 $25.73 May 24, 2014 $5.42
Jun 24, 2014 $20.31
Jun 25, 2014 $25.73 Jun 24, 2014 $5.42
Jul 26, 2014 $11.95
Aug 10, 2014 $4.90
Aug 26, 2014 $3.47
Jul 25, 2014 $25.73 Aug 26, 2014 $8.16
Aug 30, 2014 $11.63
Sep 17, 2014 $5.94
Aug 25, 2014 $22.51 Sep 17, 2014 $2.20
Oct 3, 2014 $20.31
Sep 25, 2014 $0.00
Oct 25, 2014 $23.26 Oct 3, 2014 $2.94
Nov 18, 2014 $11.63
Dec 10, 2014 $8.69
Nov 25, 2014 $11.63 Dec 10, 2014 $2.94
Jan 25, 2015 $8.69
Dec 25, 2014 $11.63 Jan 25, 2015 $11.08
Feb 13, 2015 $0.55
Jan 25, 2015 $11.63 Feb 13, 2015 $11.08
Mar 16, 2015 $0.55
Feb 25, 2015 $11.63 Mar 16, 2015 $11.08
Apr 11, 2015 $0.55
Mar 25, 2015 $11.63 Apr 11, 2015 $11.08
May 13, 2015 $0.55
Apr 25, 2015 $11.63 May 13, 2015 $11.08
Jun 11, 2015 $0.55
May 25, 2015 $11.63 Jun 11, 2015 $11.08
Jul 8, 2015 $0.55
Jun 25, 2015 $11.63 Jul 8, 2015 $11.62
Aug 19, 2015 $0.01
Jul 25, 2015 $11.63 Aug 19, 2015 $11.62
Sep 7, 2015 $0.01
Aug 25, 2015 $11.63 Sep 7, 2015 $11.62
Oct 11, 2015 $0.01
Sep 25, 2015 $11.63 Oct 11, 2015 $11.62
Nov 5, 2015 $0.01
Oct 25, 2015 $11.63 Nov 5, 2015 $11.62
Oct 24, 2018 $0.01
Nov 25, 2015 $0.58 Oct 24, 2018 $0.57
Oct 31, 2018 $0.01
Dec 25, 2015 $0.00
Jan 25, 2016 $0.00
Feb 25, 2016 $0.00
Mar 25, 2016 $0.00
Apr 25, 2016 $0.00
May 25, 2016 $0.00
Jun 25, 2016 $0.00
Jul 25, 2016 $0.00
Aug 25, 2016 $0.00
Sep 25, 2016 $0.00
Oct 25, 2016 $0.00
Nov 25, 2016 $0.00
Dec 25, 2016 $0.00
Jan 25, 2017 $0.00
Feb 25, 2017 $0.00
Mar 25, 2017 $0.00
Apr 25, 2017 $0.00
May 25, 2017 $0.00
Jun 25, 2017 $0.00
Jul 25, 2017 $0.00
Aug 25, 2017 $0.00
Sep 25, 2017 $0.00
Oct 25, 2017 $0.00
Nov 25, 2017 $0.00
Dec 25, 2017 $0.00
Jan 25, 2018 $0.00
Feb 25, 2018 $0.00
Mar 25, 2018 $0.00
Apr 25, 2018 $0.00
May 25, 2018 $0.00
Jun 25, 2018 $0.00
Jul 25, 2018 $0.00
Aug 25, 2018 $0.00
Sep 25, 2018 $0.00
Oct 25, 2018 $0.58 Oct 31, 2018 $0.57
Nov 7, 2018 $0.01
Nov 25, 2018 $0.58 Nov 7, 2018 $0.57
Nov 16, 2018 $0.01
Dec 25, 2018 $0.58 Nov 16, 2018 $0.58
Jan 25, 2019 $0.58 Nov 16, 2018 $0.57
Nov 19, 2018 $0.01
Feb 25, 2019 $0.58 Nov 19, 2018 $0.57
Jan 21, 2019 $0.01
Oct 25, 2020 $395.53 Jan 21, 2019 $2.90
Feb 21, 2019 $2.91
Mar 31, 2019 $0.58

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