Name
Ruth
Member since
May 2013
On-time repayments
110 installments • 19%
I was born in kapsara village in Kitale County, in a family of five. My father is a teacher in a government school and my mother is a business woman attended kapsara primary school and later joined kitale secondary school. Am an Advanced level student from Tororo girls academy, a holder of Bachelor of Arts from Makerere University and a certificate holder of Information Technology. Currently am working as junior supervisor in kinaba evans group of business situated in Nakuru and Nyahururu town. Am single lady I attend AIC church in JB teachers. I engage in bead work most of my time of my off shifts
I started my business while I was in campus four years ago; I have been making beads that are necklaces, rings, ear rings, bungles, pulses and hand bags. I buy raw materials from Kampala and Masai market in Nairobi Kenya. This business has a very high demand especially the young people and the inhabitants of big towns in Kenya. I don’t not operate a fixed shop because my customers are widely spread in Kenya towns such Nairobi Masai market and Ngala market where I normally sell my products during market days I also sell my products to hawkers in Nakuru who are so many. At the moment I have not been able to satisfy my customers due to inadequate funds to hire workers to make beads. I have a high number of customers over my competitors due to the uniqueness of my beads and also I use very genuine materials to make them. If I get zidisha loan which is very friendly and fair I will be able to start hiring women with skills and increase my output. In a month I use approximately KES 40,000 and make sales of approximately KES80,000
Thank you so much, zidisha team and Nakuru volunteer mentor. My first zidisha loan got activated today. I will maximisely use my first loan to expand my bead work business. My business had gone a little bit down because of inadequate capital. I will use part of the money to buy more raw materials from Nairobi maasai market where are cheaper. Also I will use the rest of the money to hire a daily wage worker to help me to make more beads to satisfy my increasing number of customers who are demanding more.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jun 17, 2013
Repayment status
On Time
Projected term
10 months
Other loans
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Amount repaid
$108.57
Amount remaining
$0.00
Date repaid
Sep 19, 2013
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 10, 2013 | $10.86 | Aug 16, 2013 | $10.86 |
Sep 10, 2013 | $10.86 | Aug 16, 2013 | $1.05 |
Sep 7, 2013 | $9.81 | ||
Oct 10, 2013 | $10.86 | Sep 7, 2013 | $10.86 |
Nov 9, 2013 | $10.86 | Sep 7, 2013 | $10.86 |
Dec 9, 2013 | $10.86 | Sep 7, 2013 | $10.86 |
Jan 9, 2014 | $10.86 | Sep 7, 2013 | $10.86 |
Feb 9, 2014 | $10.86 | Sep 7, 2013 | $10.86 |
Mar 10, 2014 | $10.86 | Sep 7, 2013 | $1.14 |
Sep 18, 2013 | $9.71 | ||
Apr 10, 2014 | $10.86 | Sep 18, 2013 | $2.19 |
Sep 19, 2013 | $8.67 | ||
May 10, 2014 | $10.86 | Sep 19, 2013 | $10.86 |
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