Entrepreneur
Name
Margaret
Member since
June 2013
On-time repayments
17 installments • 53%
About Me
My names are Margaret Pretty Jumwa. I was born in 1977 in Kilifi County, the coastal part of Kenya. I am a Giriama by tribe, I am honest, competent and hardworking. I come from a very humble background. I reside in Shanzu – Mombasa County. I am a born again Christian. I have children and am married. I am a business woman and that’s what I use to fend for my children. I am a house wife as I am not that learned but did up to Form four. The reason why I started this business was to look for something that would make move on rather than being a housewife. The earnings I get most of the time go to food and stock to keep my business going.
My Business
As a businesswoman, I normally sell home basic needs like, kales, tomatoes, onions, garlic, spices, cereals, potatoes, cabbages, fruits. Yes I have clients who must purchase the above aforementioned items. Especially the cereals and vegetables as they foods which must be eaten. My customers prefer my business because I normally sell my items at a cheaper rate unlike supermarkets and other points. The business is profitable because I have so many clients as I sell compulsory needs. Actually I have minimal risks as I have no problems with the authorities such as the County Council as I already acquired a license.
On a good day I normally produce 1,000/= so that adds upto 30,000/= per month.
Total expenditure per month is 22,000/- that is school fees, electricity, food, stock and rent. So my monthly profit is 8,000/=
Loan Proposal
Thank you so much Zidisha Team for my loan approval. The first loan will be used to add more stock in my business. I will also work on repairing my grocery which is needs repair as it is thatched with Makuti. Once I get the loan I will ensure I cooperate with you diligently in making sure the loan is repaid in the needed time without fail and ensuring that I complete the repayment. After the repayment I will also borrow a send loan in ensuring prosperity of my business. Once again thank you so much and God bless you so much.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Sep 13, 2013
Repayment status
On Time
Projected term
24 months
Lenders
Osaka, Japan
Hilltop, United States
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Summary
Amount repaid
$130.21
Amount remaining
$0.00
Date repaid
Feb 10, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 18, 2013 | $5.43 | Nov 3, 2013 | $5.43 |
| Nov 17, 2013 | $5.43 | Dec 16, 2013 | $5.43 |
| Dec 17, 2013 | $5.43 | Dec 16, 2013 | $5.43 |
| Jan 17, 2014 | $5.43 | Feb 16, 2014 | $5.43 |
| Feb 17, 2014 | $5.43 | Feb 16, 2014 | $5.43 |
| Mar 18, 2014 | $5.43 | Apr 17, 2014 | $5.43 |
| Apr 18, 2014 | $5.43 | Apr 17, 2014 | $5.43 |
| May 18, 2014 | $5.43 | May 17, 2014 | $5.43 |
| Jun 18, 2014 | $5.43 | Jun 16, 2014 | $5.43 |
| Jul 18, 2014 | $5.43 | Aug 14, 2014 | $5.43 |
| Aug 18, 2014 | $5.43 | Aug 14, 2014 | $5.43 |
| Sep 18, 2014 | $5.43 | Nov 20, 2014 | $5.43 |
| Oct 18, 2014 | $5.43 | Nov 20, 2014 | $5.43 |
| Nov 17, 2014 | $5.43 | Dec 22, 2014 | $5.43 |
| Dec 17, 2014 | $5.43 | Dec 22, 2014 | $5.43 |
| Jan 17, 2015 | $5.43 | Dec 22, 2014 | $0.64 |
| Jan 19, 2015 | $4.78 | ||
| Feb 17, 2015 | $5.43 | Jan 19, 2015 | $5.43 |
| Mar 18, 2015 | $5.43 | Jan 19, 2015 | $1.29 |
| Feb 10, 2015 | $4.14 | ||
| Apr 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
| May 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
| Jun 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
| Jul 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
| Aug 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
| Sep 18, 2015 | $5.43 | Feb 10, 2015 | $5.43 |
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