Name
Grace
Member since
January 2013
On-time repayments
12 installments • 0%
my name is grace choni barawa. i live in mtwapa in Mombasa Kenya. am married i live with my husband. am blessed with three children two are boys and one she is a girl. the first born is called George and he is eighteen years of age. the second born she is called Janet and she is sixteen years of age. the third born she is called Rachael and she is twelve years. they are all in school the first born he is in form three and the second born she is is also in form three. the third one she is also in class eight in a public school here in mtwapa in mtondoni primary school.my occupation is business that what i do for my living my education background is form four level of Kenya secondary school. after my secondary level i joined a nearby teaching collage where i got my teaching certificate. i did work as government teacher for ten years then i did resign. and after resigning i therefore started participating myself into the business which it bis routine that i had been doing it for the rest of my life up to now.
my business is buying and selling of coconut. i buy these products from the farm transport them into the urban center and sell them to the market place.the demand of these goods is very high because most of the local people here do use these products for cocking foods at their homes. these products are good in cocking food like rice vegetables pilau and fish. again the demand is very high because there is special foods that are being cooked only by the see of this products by Swahili community and you will find this food into the restaurants and into the big hotels. where they are being sold at a high price. so due of its nature and value it is profitable as it is most used by so many people here in Kenya as their home use. the customers prefer using this goods because they are the most affordable cooking products into the community here in Kenya. because of the demand of this products then it is profitable due of its marketing nature of this goods therefore it is profitable business to me.my customers prefer buying fro me because i normal give my client a good products and my prices are fair and reasonable to all. that why they prefer buying from me.my typical monthly cost is Kenya shillings 35,000 ad my monthly sales collection is Kenya shillings 85,000 this is getting me a monthly profit of Kenya shillings 50,000 monthly. which is giving me a better chance of repaying the loan that am applying to zidisha, without no problem.
thank you very much for approving my loan application am very much proud of you. with this being my first loan am going to use it wisely by buying more coconut from the famers and bring them to the market where by i will be selling them to my clients. and this will add more value to my daily earnings and profit
Positive
None
Neutral
None
Negative
2
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 30, 2013
Repayment status
Late
Projected term
12 months
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