Name
Joyce
Member since
July 2012
On-time repayments
11 installments • 0%
joyce wangari njoroge is married with 5 children who are all schooling i live in plot no 86-l.kiptagwanyi is about 43 kilometer from nakuru. i didn't get enough education because i was the old one in family of 10 and as a girl many parent didn't care about girl child education , thy were hoping to be married so that thy can get dowry from the man who will , so i was able to reach std 7.the earning of my business cater for my family and because my husband is not employed so we depend 100% in this business and children school fees.but for my husband sometime because he is a professional driver get job , and able to help me, but for me i depend in this business
my business entail in posho mill .my business is marketable and the demand of my service is very in this area where many people depend in eating ugali which is the favorable and affordable food in this area and also i sell cereal so sometime people came to my posho mill and buy small quantity of maize and i mill with my machine so giving profit.i buy a bag of maize with 2000 and when i sell to the small quantity buyer and sometime mill, it give between 2700, in that way i get a profit of 700ksh, in a day like the month of march to July i made a good profit in this business the business is profitable because from this business, i was able to buy a plot and also able to build a house in it where my parent call a home, also i am able to pay for my children education. the main challenge is , high cost of fuel because my machine use diesel,poor road in the area, sometime drought
thank you zidisha and lenders for this golden opportunity to borrow from this org.in this my first loan ,20,000 thousand will go to cereal which i will transform it to maize flour and sell to my customers who will buy in a small quantity like 1 kilos and two for consumption in the homestead of my customers,in that after selling i will be able to make a profit of 15,000 by selling flour after deducting the cost.the next 10,000 will go to the service of my machine.5,000 will go to my newer introduced grocery which is doing very well at this time,but it will do better after boosting it.thanks
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$411.00
Date disbursed
Mar 20, 2013
Repayment status
Late
Projected term
12 months
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