Entrepreneur

About Me

my name is monicah njoki junguna.njuguna is my late father who pass away about 3 year ago because of cancer,we are born 12 in our home but because my father was an employee of government, in our family my father tell us that without education in this country you cant survive and that is the truth, but for me as a girl i was having another plan because even in school i was doing business by selling pen and books in school, so from that i was getting some money and started buying chicken and brought them home so when i completed form four, i was having about twenty hen,that made my parent to discover that i am a business lady from the beginning,but i completed my secondary education having score c- that made my parent very furious because that is not their expectation,after 1 year i was married by my husband who we have four children and also a business man in this area.the earning from my business help my children and my business to keep running and to pay school fees and other thing that will help my family

My Business

my business entail in cloth selling business, i started this business early 2007 after election violence that occur in this country, many people lost many things like cloth and other item and after makings research in molo where my brother was a resident i discover that even if thy don't have much money ,but thy can afford to buy cloth for their children,i started by selling [mtumba cloth ] or second hand cloth in that area because also in here kiptagwanyi touched by violence in some village,and also some time i travel to molo to do business there,but because of compatation in molo from other business people in that area , i completely decide to stay in one place kiptagwanyi where many people were coming from other side of the country and the population in this area became very high.also i decided to mix the new cloth and mtuba for the benefit of the people who want to buy new cloth.until that time i have been selling new and old cloth and this is why i call it boutique,the business is profitable in this area and the demand of my product is high in this area. the main challenge is the poor road in this area like the time when it is raining,high cost of commodity in this country that is accelerated by inflation

Loan Proposal

thank you zidisha for giving me this golden opportunity to borrow from zidisha lenders.in this my first loan i want to introduce new item like shoes of all age wear in my boutique because there is demand at this time, also i want to add gumboot shoes as we approach rainy season because i have discover a new market where people use it because it is very muddy there.in that way i will be able to get profit and able to help my family and repay the loan without difficulty.thank you

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