Andrew

Tasia-nairobi, Kenya

7% repaid

Entrepreneur

Name

Andrew

Member since

January 2014

On-time repayments

119 installments  •  3%

About Me

My name is David Molova.i am the first born in a family of three.my family and i lives with me in Tasia area and our business is located just from the building we reside in.
Our business operates as a cooperative agent,equity agent and an Mpesa.
I am diploma holder in business administration.my wife and i started the business as it generates more income through commission.i assist my wife run the business during weekends and evening after work.
I work at Lab and allied company situated at Mombasa road opposite Zain company.
Commissions helps us manage our family as well as try to invest and save for our family needs.

My Business

AS earlier noted out,Our business operates as a cooperative agent,equity agent and an Mpesa.
Our business earns Income through commissions earned,by making both deposits,withdrawals and registration and opening accounts to new customers.
Its the only agents for equity and cooperative bank agents we have in the locality which a has really made our customers to be very many and no competition.
There is always a risk of insecurity but we have secured our shop with CCTV cameras and only allowed a small space to serves customers reducing such risks.
We make,ks 70000-100000 each month and net of ks 40000.
we ope these actually improves if Zidisha micro finance allows us to access loan from there institution.
Thank you and God bless you.

Loan Proposal

Thank you Zidisha micro finance for allowing me these such a wonderful opportunity to be part of your community.
Dear Zidisha lenders,i come to you to request you to fund my loan in orders to enable me and my family benefit and boost our banking tills and agents.
Since we have,cooperative bank agent,equity and M.pesa,we will apportion the loan according to how each till normally runs in terms of how customers operates from the highest till to the lowest.
I will really appreciate your assistance and God bless you all!

Feedback

None

None

3



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Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Jan 18, 2014

Repayment status

Late

Projected term

27 months

Lenders

investor

Candiac, Canada

S

supamike

Celina, United States

Silver

Steiermark, Austria

M

m_dennis

Toronto, Canada

J

javakonsole

Berlin, Germany

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

B

Bavarian

Bavaria, Germany

H

HildeK

Rogaland, Norway

M

Mårten

Inden, Switzerland

joaoferraz

RINCHOA, Portugal

A

anagnan

BRUXELLES, Belgium

Sarasota

Sarasota, Fl, United States

Giucca

Indjija, Yugoslavia

C

CZC

Lake Zurich, United States

S

seikatsu

Palo Alto, CA, United States

C

cranejoad

cazenovia, United States

G

GreenMoney

Lahr, Germany

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  • Mercy    Sep 28, 2014

    hi andrew
    Hi hope this finds you well.we as zidisha are worried about your late payment.Kindly communicate to us so that we can help you reschedule your loan.thanks
    Regards
    mercy vm

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  • Mercy    Sep 25, 2014

    Hi andrew
    Hope this finds you well.We are worried about your late payments of the loan.Kindly update us on your loan.If you have a problem kindly let us know so that we can help you reschdule your loan

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  • Mercy    Sep 20, 2014

    Hi andrew
    .This is your vm.We would like to know about your loan.Kindly reply to my message and tell us when you can pay so that we can help you reschedule the loan.Thanks.
    Regards,
    Your vm

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  • Bavarian    Sep 6, 2014

    Dear Andrew, I hope you and your family are doing well. We haven't heard any news from you for a while and you are behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • Mercy    Sep 1, 2014

    hi andrew,
    This is mercy talam your vm.Kindly tell us about your loan repayment plans.Thank you

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  • Mercy    Aug 27, 2014

    andrew kindly help us communicate about the loan.
    regards
    your vm

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  • Mercy    Aug 20, 2014

    Hi zidisha
    I have tried contacting Andrew malova on phone .He has been unreachable,but i left him a voicemail message I will continue trying his phone everyday to make sure i try find him.Thnks.
    Regards
    mercy
    Zidisha v.m

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  • Mercy    Jul 26, 2014

    Hi andrew.hope this finds you well.I will be your volunteer mentor.feel free to ask any questions regarding zidisha

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  • Andrew    Mar 22, 2014

    i was admitted in hospital lenders.i had a hand fracture and am now out of hospital i even didn't have even some one close to tell something.
    i could not even find a mentor in my page that i can tell when i was sick,its empty so how can i chose my mentor?

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    • Samuel    Mar 25, 2014

      Andrew,
      I am a VM. You can contact me for general inquiries & email [email protected] for specific inquiries.
      Accept my apologies on behalf of Zidisha community.
      Quick recovery!

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      • Andrew    Mar 26, 2014

        Thanks a lot Sammy for your responds,i was wondering how i can reach.

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  • bconrad    Mar 19, 2014

    Dear Lenders,

    A data entry error was made on Mr. Malova's account, when he was credited his March 18th payment twice. Upon removal of this error, the funds in your lending accounts will decrease accordingly.

    Thank you and I apologize for the trouble!
    Bayle, Zidisha Team

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  • CZC    Mar 19, 2014

    Mr. Malova,

    Thank you for your repayment.

    Cris

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    • Andrew    Mar 22, 2014

      dear my lender criss
      i was admitted in hospital.i had a hand fracture and am now out of hospital i even didn't have even some one close to tell something.
      i could not even find a mentor in my page that i can tell when i was sick,its empty so how can i chose my mentor?
      can you assist me Cris to chose my mentor?
      its always hard when you don't have some to direct you but i am sure some one will hear me out.
      Andrew

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  • CZC    Feb 26, 2014

    Mr. Malova,


    How is everything going? I see you rescheduled your loan, but as of today, you are nearly 1 month in arrears. Could you please give us an update and an idea of when you might start your repayments?


    Thank you,
    Cris

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  • Andrew    Feb 2, 2014

    i ope these message finds you well,
    hi lenders,i would like to seek a week before i start repayments as i just received the loan and invested directly to the business.i believe i will not offend you by doing these but there after i ope i will be submitting my loan without any constrain.
    Thanks
    Andrew

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