Alfred

Mtwapa, Kenya

9% repaid

Entrepreneur

Name

Alfred

Member since

November 2012

On-time repayments

16 installments  •  13%

About Me

my name is alfred karisa iam married staying with my wife and having three childrens. one a boy and two lovely daughters. the first born is a boy his name is beka aged 12 years and he is in standard five this year. second one is a girl her name is called naomi she is four years old this year and she is in kg 1 now . the third one is called linah she is two and a half years now she is not in school yet.i live in mwtapa near nuru medical care. my educatin background is form three i left form three because i could not proceed on with my studies due to my family financial status was poor.i started this cyber business in my area because where i live its a palce where its sorounded by lots of private school and as well as teaching collage called imarra so with this cyber business people could come and do suffing on facebook sending email and do skyping with their relatives. and also i decided to start this cyber business because there was no cyber nearby. and mostly i decided to run this business in order to be able to meet my family needs by feedind them shelter them and giving them a better present which is education for their future.i do pay school fess for my children i do buy food for me and my family i do cloth my family from my earnings, medical and pay house rent the rest i buy a stalk of A4 rum papers for photocopy

My Business

my business is cyber i run i cyber at mtwapa at nuru medical care.the services that i do provide is browsing typesetting, scanning photocopy and Mpesa service.the demand for these service high because it is the only cyber within this area. a party of that i do talk to my clients politely. another thing is that my internate speed is 1 Megabite which to this area my clients are saying they are very comfortable and they like this speed.risk its when school are closed for holidays then the client do reduce for a quite of numbers because by this time most of the studients are at home.but still i do make something reasonable to make my business sustainable. the business is profitable because the good day in my business i make 1500sh per day and the least that i make if the business wasn't good is 1300sh day so its profitable because its left me with something.my typical monthly cost is 15,000sh and my monthly sales 45,000sh so its profitable. for the mean my business is doing very well i have been receiving different clients from within and outside mtwapa Nuru center. this is because my internate speed is good and the services that i offer to them is valuable to them and they appreciate my services and for this reason most of my clients they do acts as my ambassadors to spread the good news to other peoples about my services that's why am getting more clients day by day. i also have a big photocopy machine i also give a photocopy services .now my plan is to get more computers so that i can be able to accommodate at least eight clients at ago because now i have only three computers running and the server which i use this for myself so when i get this loan from zidisha my target is to use half of the money to buy four computers which will add the number of my computers to be eight and use half of the money to buy Epson colored printing machine this will add value to my cyber and and will enable me increase my earnings.

Loan Proposal

thank you zidisha team for making this happen. am proud of you. i will use loan amounting Kenya shillings 25.000 to add the float into my Mpesa business which is operating and running inside my cyber. and use the other a mount of Kenya shillings 15,000 to buy more computers add add into my cyber as so that they can be now five for the clients to use. by this now i will be able to accommodate more clients at ago and this will able me raise my daily earnings of which will make me earn more profit.

Feedback

None

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Jan 31, 2013

Repayment status

Late

Projected term

17 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

carlos vendrell

Barcelona, Spain, Philippines

YB Song

Seoul, Republic of Korea

B

Bpryse

Long beach, United States

J

JBosshardt

Redmond, United States

rickytherhino

Decatur, United States

L

ldron7

Utah, United States

P

paulo1

Aptos, United States

S

SMRosen

Hershey, United States

G

greenthomas

Tübingen, Germany

J

JakeA

Wellington, New Zealand

rodcul

Altea, Spain

rfcno

New Orleans, United States

B

Bavarian

Bavaria, Germany

A

ArcticOne

Medicine Hat, Canada

dajawein

Gladstone, Australia

Sandra

Tillamook, Oregon, United States

yosefchayim

Bournemouth, United Kingdom

S

Scordato

Mattituck, United States

pentatonicscale

Niiza-shi, Japan

K

kjgeenszins

groningen, Netherlands

Blake

Rockford, United States

micahredding

Nashville, United States

J

JHSydneyAustralia

Sydney, Australia

N

NicolaG

Mantova, Italy

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  • Samuel    Jan 10, 2015

    Dear lenders,
    I have resolved to leave this borrower for the next VM to follow up on. My efforts have been unfruitful for about a year now.
    I have already alerted Zidisha on the same. Systematic challenges only have delayed my replacement to take over my responsiblity here.
    Thank you.

    VM Shehi.

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  • Samuel    Nov 19, 2014

    I phoned Mashaka today at 7.48 am . He is unreachable on phone.
    His relative says they are no longer in contact and cannot comment on Mashaka's non-repayment or pass information to him.

    VM Shehi.

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  • Samuel    Apr 23, 2014

    I phoned Mashaka today 11.54am. He is unreachable on phone. I phoned his wife who hung up on me once i mentioned zidisha. I phoned his community leader, James, who promised to encourage Mashaka to restart repaying.

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  • Samuel    Mar 20, 2014

    I phoned Mashaka today 7.10pm and he was unreachable. His relatives Kambi and Kadenge are reachable but they have no information on him. It very hard tracing Alfred Mashaka. I will try my best to meet him in Mtwapa in person.

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  • Sverre    Jan 19, 2014

    why are you not repaying lenders?

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  • pentatonicscale    Jan 19, 2014

    Hello Alfred, when do you plan to start paying back again?

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  • Alfred    Oct 27, 2013

    hi a good sale in a day todays business is very good because it makes me to balance and run the business very smoothly and comfortable.

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  • Alfred    Oct 27, 2013

    hi today is sunday and i have just opened my business a half day and i have had a good sales of the day.

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  • Alfred    Oct 27, 2013

    my aim is to complete paying this loan on time so that i can go a head for another one which i will be doing big business than what i currently run

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  • Alfred    Oct 27, 2013

    i salute to you guys you have been doing a such a wonderfully job may God bless you for each and every work you are doing.

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  • Alfred    Oct 27, 2013

    i was having some difficulties on doing my loan repayment as i have said before but am now in a better position to do that soon

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  • Alfred    Oct 27, 2013

    hi all my lendors am doing good and my business is doing very right as well. since upgading of it.

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  • Alfred    Oct 26, 2013

    when i was in school i used to be a school choir master in traditional music.

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  • Alfred    Oct 26, 2013

    hello pentatoniscle which church do you teach music?

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    • pentatonicscale    Oct 28, 2013

      Actually I teach at a Christian school K-12 and a Japanese evangelical church. Mostly I am teaching at the school, singing and instruments.

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  • Alfred    Oct 26, 2013

    i do a little bit of binding lamination and photo lab which it is giving a good results.

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  • Alfred    Oct 26, 2013

    hello i did revive my business inside my cyber by adding other new services which they are now doing great to me.

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  • Alfred    Oct 26, 2013

    this is because by next week i will be starting making my payments in a good position so that i can finish this loan and proceed to the next steps

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  • Alfred    Oct 26, 2013

    hello i thank God and all my zidisha lenders for being very patient with me now i did the best to make sure i rise up again with my business and now am getting up again

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  • Alfred    Oct 26, 2013

    hello after receiving my first loan from zidisha all the business went on well but after the roaring bad election the business went down abruptly and i had to face money difficulties on the loan repayment.

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  • Alfred    Oct 26, 2013

    hello my lenders hope you are doing all right. am still planning to send in my loan repayments by next week as i said so all my plans are underway.thank you

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