Entrepreneur

About Me

my mane is Ruth kerubo Oyaro,25 years old,married to one responsible husband.we are blessed with one beautiful daughter.
we live at Kiamunyi near olive inn village.
by profession,i am a registered medical laboratory technologist,previously worked at a mission hospital but i resigned two years a go so that i can venture in private business owing it has more returns and to boost my income.
from the returns i make,i have managed to buy more laboratory equipment to improve on service delivery to my increasing number of clients,pay my rent and also do savings.

My Business

As i mentioned earlier,i am a registered medical laboratory technologist.i established a modern medical laboratory at Central Business District in our county headquarters.It is located at the doctors plaza building.My direct source of market are the doctors within the plaza who send patients directly to my laboratory for medical laboratory tests.Not limited to this,i also get more clients from the nearby medical clinics and hospitals owing to my record of quality standard and timely work this boosts the demand of my services.in any business the is competition and i have managed thru this by intensifying advertisement by word of mouth and posters and offering commissions and discount to my customers.averagely,i make monthly earnings of 80,000,whereby i pay 1000 per month to the municipal council,10,000 as rent per month,11,000 to my one employee,29,000 as my salary and i save 29,000.you can concur with mi that this is a good business and is profitable therefore if given the loan to use to buy more reagents and equipment ,i am able to repay it within the stipulated time.

Loan Proposal

Thankyou so much.as indicated earlier my names are Ruth kerubo,a registered medical laboratory technologist,venturing in private sector.I will use my loan by purchasing laboratory reagents and stripes to meet the ever rising market demand ftom my clients.
In addition,this will increase my monthly earnings,increase my savings and repay the loan in the stipulated period so that i can take another one.

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