Entrepreneur
Name
Ezekial
Member since
January 2013
On-time repayments
11 installments • 100%
About Me
I come from a poor family of ten children ,six girls and four boys. i was the first born and i was born 1952.i went to school up to primary level and i was unable to go to secondary school education because of the situation in my home.later i drop out of school and after a long struggle i started business of mobile selling of second hand cloth in order to get some money to take care of our famiilly.with God help i increase my bussines and later my father died and i was the breed winner of the familly. i married my wife and we were blessed with eight children . with time i was introduced to njoro ladies group by a friend where i was given a loan. and i expand my business . i started going from one market to another but unfortunately had an accident and i decided to start farming bussines. where i higher shambas and cultivate maize,beens, pototoes and other cereals. later i boought some cows and i engage myself to dairy animals business which am doing up to today. with the profit i get from my business am able to take care of my mother and our children and also my family too.
My Business
the goods i do offer in my bussiness are maize beens ,pototes, meat and milk.both from the shamba and animals . there is alot of demand for these commodities because i do keep them clean ,dry and out of reach of weevils and other insects .during harvesting time i do havest my own maize and buy other from the neighbours which i store some and sell others to wholesalers in order for them to supply to the millers. i do get challenges in these bussines especially if there is little rainfall because the harvest is very low and if there is a lot of rainfall the harvest is high but needs a lot of care because of high moisture. also when the havest is very high ther demand is low and thus the price of these goods go down. aislo ido have challenges because i have alittle capital and if lendered these money i can uplift the working capital. and thus do a good job.Also if given these money i can buy good breeds sheeps and cow which can yield alot of milk and meat and thus make profit,.my anual cost in one acre of land is shs22,000 and my sales is shs46,000thus i do make a profit shs 24,000 that is where you get 20bags of maize selling at shs 2000 so the more you engage more acre the more you get more profit. i do sell milk and am paid monthy and other on dairy basis. ido supply other to a dairy plaint where i do supply eighty liters of milk where i do get a total of shs9600 and after the expenses of dairy meal and saltand other mineral supplement the profit shs5000.if given these money i will higher more acres of shambas and more improved breeds of animals
Loan Proposal
Thankyou zidisha team for giving me these chance out of many people which is a privilege to me . As i had stated in my profile if given these money i will divide these money into parts first i will h higher more 3acres of shambas and start preparing shambas while waiting for rainfall. the other part i will also i will buy more improved breeds of animals i will buy costing about shs25,ooo good breeds of cow so that i can produce more milk and sell in order to make profit also i am going to buy more sheep and goat in order to sell them and make a profit for me to be able to pay lenders money and others to help my family as i had stated am the care take of my family because my father died along time ago.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$500.00
Date disbursed
Mar 7, 2013
Repayment status
On Time
Projected term
12 months
Lenders
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