The amount given will be used to add more stock and variety of products in my business.i will also use apportion of the...

Tony

Wanyororo B, Kenya

51% repaid

Entrepreneur

Name

Tony

Member since

January 2013

On-time repayments

73 installments  •  48%

About Me

Am
married to one grace wairimu to whom we bare a baby girl child by the name of ivy wambui.We live
in Kenya,nakuru county,bahati north district near bahati police
station.i am a form four graduate at Solai queens secondary scoring a mean grade of c+ in year 2006 and latter
joined computer school in the year 2007.my business deals on buying and selling old
computers,memory cards(micro SD card) and greatly specialized in
anything that uses micro SD cards.i also offer service regarding in
repairing of computers.I started this business because i saw an opportunity in job creation in this venture which has minimal competition and also the rapid growth of technology all over the world.The product which boost my business from time to time is the sell of micro SD cards which after buying them at a low cost i sell them at profit after feeding them with songs movies depending of what the customer desire This micro SD chips are commonly used in phones,car stereo,DVDs,computers etc.this micro SD cards are on high demand cause of the evolution in phones that support micro SD chips and also the replacement of radio tapes to radios that support micro SD chips

My Business

my
business name is dynamite computer solution.my business deals on buying
and selling old computers,memory cards(micro SD card) and greatly
speacialised in anything that uses micro sd cards.i also offer service
regarding in repairing of computers.due to the growing technology in the
world,tapes which were early used have been replaced with micro card
chips which they store music data which can be used in
radios,phones,dvds,car stereo etc.i ussually buy this micro sd cards at a
cheaper price feed them with songs,movies or anything that the customer
desires and then re-sell it a profit.The busines is profitable because
of the growing demand of micro sd cards.i ave been running the business
on low stock due to the high demand and that is the great risk i face.My
monthly cost is about 4500ksh,and my sales revenue is about 12000ksh
making a profit of about 8000ksh

Loan Proposal

Hey zidisha family i had some difficulties log into my account but know after much trial i succeded to open it.i will deposit my ammount first thing tommorow morning.thankyou for your patience and hope still you have faith on my bussiness since its fairing very well esspecialy this time of the season.

Show original English  

About Me

Am
married to one grace wairimu to whom we bare a baby girl child by the name of ivy wambui.We live
in Kenya,nakuru county,bahati north district near bahati police
station.i am a form four graduate at Solai queens secondary scoring a mean grade of c+ in year 2006 and latter
joined computer school in the year 2007.my business deals on buying and selling old
computers,memory cards(micro SD card) and greatly specialized in
anything that uses micro SD cards.i also offer service regarding in
repairing of computers.I started this business because i saw an opportunity in job creation in this venture which has minimal competition and also the rapid growth of technology all over the world.The product which boost my business from time to time is the sell of micro SD cards which after buying them at a low cost i sell them at profit after feeding them with songs movies depending of what the customer desire This micro SD chips are commonly used in phones,car stereo,DVDs,computers etc.this micro SD cards are on high demand cause of the evolution in phones that support micro SD chips and also the replacement of radio tapes to radios that support micro SD chips

My Business

my
business name is dynamite computer solution.my business deals on buying
and selling old computers,memory cards(micro SD card) and greatly
speacialised in anything that uses micro sd cards.i also offer service
regarding in repairing of computers.due to the growing technology in the
world,tapes which were early used have been replaced with micro card
chips which they store music data which can be used in
radios,phones,dvds,car stereo etc.i ussually buy this micro sd cards at a
cheaper price feed them with songs,movies or anything that the customer
desires and then re-sell it a profit.The busines is profitable because
of the growing demand of micro sd cards.i ave been running the business
on low stock due to the high demand and that is the great risk i face.My
monthly cost is about 4500ksh,and my sales revenue is about 12000ksh
making a profit of about 8000ksh

Loan Proposal

First is to thank the zidisha family for the overwhelming support they gave me on my first loan.The first amount given i will utilized very well in purchasing essential products for my business thus enabling to repay my loan 100% on time.Having put all measures in place for a conducive environment of my business,i am know ready to ask lenders to fund me for my second loan.The amount given will be used to add more stock and variety of products in my business.I will also use apportion of the amount given to cater for county council licenses.Being a volunteer member of over 50 zidisha members has given me an opportunity to interact with business men and women and helped me to know how to repay my loan on time.Its my hope that lenders would fund me as soon as possible.
Hey,zidisha family,i just raised my interest rate from 5% to 6%.Its my hope that this will motivate my lenders.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$270.00

Date disbursed

Feb 10, 2014

Repayment status

Late

Projected term

15 months

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Ask Tony a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • calvero    Dec 10, 2014

    Hi Tony, I can see it's been two months since your last repayment. Could you give us an update on your business and when you can expect to start making repayments again?

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    • Tony    Dec 11, 2014

      Hey,i did receive your message and am greatly honoured.For the past two months i had problems log in to my account which the Zidisha staff were aware of and later corrected the problem.By the time they had sorted the problem i had purchased a bulky stock in preparation of this festive season.Hope to deposit some amount before 16th dec 2014,please bear with me for inconvience caused.

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  • Tony    Sep 30, 2014

    Hey lenders,i wish to resechedule my loan to be paid in weaks time due to anvoidable circmstnce,plz bare wid me

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  • AWOL    Mar 21, 2014

    Hello Tony,

    I see you are volunteer mentor of
    moses njoroge. He made 3 payments
    in November but hasn't been heard from
    since then. Can you contact him and post
    something on his page. Thank you.

    Log in to reply • Share
  • CZC    Mar 6, 2014

    Mr. Njeru,


    I see you are the VM for Paul Ndunda. Could you please check up on him and see what the problem is? He is a new borrower who has not made a single repayment. He is now 6 weeks in arrears.


    Thanks,
    Cris

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  • Tony    Feb 11, 2014

    Thank you zidisha lenders for your whelming support for the funds you gave me.I hope not to disappoint you.thank you once again

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  • Tony    Feb 7, 2014

    Hey lenders am so thankful so far! i just need usd 10.96 to raise my loan so that i may able to achieve my targets

    Log in to reply • Share
  • Tony    Feb 3, 2014

    i still have faith that i will be funded

    Log in to reply • Share
  • Tony    Jan 30, 2014

    Hey,zidisha family,i just raised my interest rate from 5% to 6%.Its my hope that this will motivate my lenders.

    Log in to reply • Share
  • Tony    Jan 28, 2014

    I still have faith that i will be funded soon

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  • Sirko    Jan 11, 2014

    Hi Tony, we booth have used the name "dynamite". In the mid 90s, I was a bit famous as musician in the Amiga demo scene under "dynamite" (search for "maxtro" on youtube). Now we booth run a computer based business. You are writing about tape, I remember the times when software was broadcasted over radio stations for tape recording. Funny.

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    • Tony    Jan 11, 2014

      Happy to know we share a common thing with someone around the world,i will definitely search for your music in youtube

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    • Tony    Jan 29, 2014

      Hey Sirko,i never succeed on my second loan application that you funded me,but i hope you still have faith in me and also fund me this time round.

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  • Tony    Dec 6, 2013

    Am so gland to what the zidisha organization have done in this year.Apart from my business success am also pleased to mention some members who i have witnessed their business growth due to zidisha finance.The likes of Grace wairimu njoroge,Raphael kimani,Nelson mwangi,Laban thuo to mention a few.thumbs up to zidisha staff

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    • rhagen    Dec 17, 2013

      Dear Tony,

      Hope all is good with you and your family and your business is running well.
      I understand that you are the mentor of Laban Thuo. Could you maybe contact him and ask fro an update? I am one of the people that provided funds to him. You mentioned that his business developed thanks to the Zidisha loan but unfortunately he has not started the payments. Could you ask for an update?
      Thank you, Merry Christmas and a Happy New Year!

      Richard

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  • mewesten    Nov 14, 2013

    Dear Mr Njeru,
    I am writing to you about Teresia Ndichu.
    I understand you are her Volunteer Mentor. Her loan was disbursed to her in late July, but she has made no payments and has left no messages for her lenders on her profile page.
    Please contact her and let us know what is happening with her. She should reschedule the loan at the very least.
    Thank you, and best of luck.

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  • Hope2012    Nov 2, 2013

    Hi mr Njeru

    Any idea what happened with SAMWEL MUTURI IRUNGU ? Thanks

    Log in to reply • Share
  • aarongabrielson    Oct 29, 2013

    Mr. Njeru,

    Any update on Peter Nene? I haven't heard anything back about his situation since February and he has stopped making payments almost a year ago.

    Thanks!

    Aaron Gabrielson

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    • Tony    Dec 6, 2013

      i have tried to contact him several time but he is out of reach

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  • MillerClark    Oct 25, 2013

    Dear Mr Njeru,
    I have had an update about Moses Njoroge advising me of his situation.
    Thanks for your help,
    MillerClark

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  • MillerClark    Oct 11, 2013

    Dear Mr Njeru,
    I understand you are the volunteer mentor for Moses Njoroge. I have made a loan to Mr Njoroge through Zidisha and have received no repayments. I have not had a reply to the message I left him recently. If you are able to get in touch with Mr Njoroge and update me on his situation I would be very grateful. Thank you for your help. Best wishes, MillerClark

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  • Tony    Sep 10, 2013

    Thanks alot zidisha for the help you gave me.Since then my bussines has sprung and am looking forward to repay my loan on time.

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  • ErikN    Aug 29, 2013

    Hi Tony,

    I am consciuos of you serving as volunteer mentor for over 20 borrowers here, but I would like to ask you about Melchzedeck. I have tried to get any feedback from Melchzedeck for whom you are volunteer mentor. It's been several months now without any word. Could you please reach out to him and perhaps give him some guidance so as to enable him to repay his loan?

    It would be valuable with some news!
    Best Regards,
    Erik
    *******
    ErikN comments on May 22, 2013

    Hi Melchzedeck, I hope you are fine!

    I notice you are behind in the payments. It would be valuable with an update of how your business is doing. Does it not go as expected? When do you think you can make the next repayment?

    Kind Regards,
    Erik

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    • Tony    Sep 10, 2013

      i have already contactacted him and i have send my feedback to you via email

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    • Tony    Sep 20, 2013

      Hi erikN
      I would like to bring to attention the problem that am facing currently with those that am told to contact and help them reschedule their loan.Most of them have no access with their email through their phone or through computer,they basically relay on sms in their phones.If zidisha can come up with away that members can post their reschedules via sms,this will be of great benefit

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  • Tony    Aug 8, 2013

    happy to bae a zidisha member

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  • Godsglory1    May 7, 2013

    I hope God blesses your business and I look forward to hearing your progress!

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    • Tony    May 10, 2013

      I will make sure not to disappoint you for your effort and i will time to time communicate to you and show you how i will progress.my facebook account is nany njeru.thanks alot

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    • Tony    May 14, 2013

      thanks to you all i have purchased memory cards and my business has sprung once again

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    • Tony    Jan 29, 2014

      Hey,thank you very much for you first loan that helped me to achieve great.I did manage to pay my loan on time without any disappointment to you.It is my wish this time you will look at my second loan application and fund me

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