Name
Josephine
Member since
January 2014
On-time repayments
74 installments • 35%
I am a lady, aged 25 years, married with two children. I have a diploma in business management from Kenya Institute of Management. I live in Murang'a County in Kiharu District, Mukuyu Village. My home is located just about 100 meters from Mukuyu goats market and its next to Hue Millers. After my diploma I was employed by Barclay bank as sales representative but quite to start my own business which offered me more satisfaction. I run a small shop that deals with phone accessories and computers maintenance. I have a lot of passion in business.
I operate a shop along Gishohi lane in Mukuyu. This is the street connecting matatu stage and goats market and its approximately 100 meters from where I live. This makes it convenient for me to open my shop early and close late in order to maximize sales. I sell phone accessories and also operate Mpesa agent. I would use the loan to get more float on my Mpesa and buy more stock. My shop earns me an average of 600 profit in a day, I also project income of 1000 if I inject more capital. Mpesa gives me a commission of at least 3000 in a month. this is enough to enable me repay the loan
The entire loan will go to stocking my shop with memory cards, flash disks and other phone accessories. This will increase my turnover as there has been increased demand of storage devices in the area and I have been making a lot of sales on the same. Proceeds from these sales will enable me repay the loan on time and grow my revenue which I intend to reinvest.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Feb 4, 2014
Repayment status
On Time
Projected term
5 months
Other loans
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Amount repaid
$157.14
Amount remaining
$0.00
Date repaid
Jul 24, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 13, 2014 | $12.79 | Feb 13, 2014 | $12.79 |
Feb 20, 2014 | $12.79 | Feb 13, 2014 | $0.01 |
Feb 24, 2014 | $12.78 | ||
Feb 27, 2014 | $12.79 | Feb 24, 2014 | $0.16 |
Feb 28, 2014 | $12.62 | ||
Mar 6, 2014 | $12.79 | Feb 28, 2014 | $0.32 |
Mar 12, 2014 | $12.47 | ||
Mar 14, 2014 | $12.79 | Mar 12, 2014 | $12.79 |
Mar 21, 2014 | $0.29 | Mar 12, 2014 | $0.29 |
Mar 28, 2014 | $0.00 | ||
Apr 4, 2014 | $0.00 | ||
Apr 11, 2014 | $5.88 | Mar 12, 2014 | $0.02 |
Apr 4, 2014 | $5.86 | ||
Apr 18, 2014 | $5.88 | Apr 4, 2014 | $5.88 |
Apr 25, 2014 | $5.88 | Apr 4, 2014 | $5.88 |
May 2, 2014 | $5.88 | Apr 4, 2014 | $0.02 |
Apr 13, 2014 | $5.86 | ||
May 9, 2014 | $5.88 | Apr 13, 2014 | $0.02 |
Apr 19, 2014 | $5.86 | ||
May 16, 2014 | $5.88 | Apr 19, 2014 | $0.02 |
Apr 25, 2014 | $5.86 | ||
May 23, 2014 | $5.88 | Apr 25, 2014 | $0.02 |
May 27, 2014 | $5.86 | ||
May 30, 2014 | $5.88 | May 27, 2014 | $5.88 |
Jun 6, 2014 | $5.88 | May 27, 2014 | $0.02 |
Jun 30, 2014 | $5.86 | ||
Jun 13, 2014 | $5.88 | Jun 30, 2014 | $5.88 |
Jun 20, 2014 | $5.88 | Jun 30, 2014 | $0.02 |
Jul 3, 2014 | $5.86 | ||
Jun 27, 2014 | $5.88 | Jul 3, 2014 | $5.88 |
Jul 4, 2014 | $5.88 | Jul 3, 2014 | $0.02 |
Jul 16, 2014 | $5.86 | ||
Jul 11, 2014 | $5.88 | Jul 16, 2014 | $5.88 |
Jul 18, 2014 | $5.88 | Jul 16, 2014 | $5.88 |
Jul 25, 2014 | $4.66 | Jul 16, 2014 | $0.02 |
Jul 23, 2014 | $4.64 |
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