Entrepreneur

About Me

My name is Mercy Neema Mwagambo,still single lives with my parents,brothers and sisters at home. I live in Chasimba sub-location,Banda-ra-salama in Chonyi Division Kilifi county.I'm a saloonist.I deal with beauty in women.I have a certificate in hair and beauty.I started this business basically to earn a living and to improve my family.I purchase various items from the earnings of my business such as:hair-drier,blow-drier,cutex,hair-food,PCB-relaxer etc I also buy food for my parents,clothes for my parents and my young brothers and sisters,pay for school fees and transport etc.Its my hope that when Zidisha loan me will expand my business by buying more equipments and ointments to serve a larger number of customers for a better income.

My Business

My business is saloon.It provides the beauty services to customers.In this business equipments and various commodities are used in the process.There is high demand in this business because ladies ever wants to look presentable either at home or during special occasions.My customers prefer to my business because I'm an expert in general beauty and that I'm faithful to them.The business is profitable because machines are bought once and serve for many years e,g one hair-drier is sold at ksh:10000/= and in a year the machine can give ksh:120000/=.Risks that face my business are unstable power prices and security.My typical monthly income is ksh:40000/= and my monthly expenditure is ksh:25000/= and therefore my profit is ksh:15000/= with this I can repay Zidisha loan comfortably.

Loan Proposal

The loan will be used to increase the cosmetics used in saloon work.It will also boost me in repairing some of the machines that I use in my work.Some of those cosmetics that I will pay more attention in are such as the nevus,Vasilin hair relaxer,lotions that is body and hair,nice and lovely,dalin,tcb.With these types of cause will improve my profit as these are fast moving items.

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