James

Nakuru, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2013

On-time repayments

83 installments  •  81%

About Me

My name is James Ngotho. I live in Nakuru and I am currently taking part-time classes at the Kenya Institute of Management, where I am studying marketing management. I am a humble person, creative, dedicated to my work and working very hard to realise my dream. I am also a God-fearing young man with good morals. I love adventures, travelling, reading, swimming, and discovering new ideas and places. I come from a humble and Christian background. I like working hard for everything that comes my way, since I have realised nothing easy lasts enough to make a difference in one's life in the future.

My Business

I am running a food cafe in White House estate (in the outskirts of Nakuru town). I sell mainly African dishes, i.e. ugali, rice, fish, chicken, githeri, etc.

I have a good clientele and I appreciate them. I have 3 cooks who help me in day-to-day operations of the business. I insist on cleanliness, good customer service, and perfection in cooking of the different types of dishes so that my customers get the ultimate satisfaction they deserve.

I make a gross profit of about 85,000kshs in a month. I spend about 36,000kshs on salaries, 24,000kshs on bills (i.e., electricity, water & rent). Given the loan, I will use it towards expansion of my business since, as my customers have steadily increased, the sitting space has become insufficient. I need to create an outdoor sitting area so that I can be able to accommodate more customers. My daily income will help me repay the loan with no hardship. Thank you, Zidisha Team.

Loan Proposal

The loan will be used to top up my stock. I will use the amount to add more stock in my cafe since i have a rising number of customers, since we are nearing Christmas. In Kenya some business thrive well around eve seasons, Reasons is we have a cultural of enjoying Christmas day when our Jesus Christ was born. By so am intending also to add an extra drink in my menu (carte). These will be drinking yoghurt. I have done my research and have observed that children get exited when they drink yoghurt. So am going for it, with the help of finance is will gladly do so to make them Merry with this Christmas. Thanks in advance.

Show original English  

About Me

My name is James Ngotho i live Nakuru and currently taking part-time classes at the Kenya institute of management where am studying marketing management. I am a humble person, creative, dedicated to my work and working very hard to realise my dream. I am also a God fearing young man with good morals. i love adventures, travelling, reading swimming and discovering new ideas and places. I come from a humble and Christian background. I like working hard for everything that comes my way since i have realised nothing easy lasts enough to make a difference in one's life in the future.

My Business

I am running a food cafe in White house estate, (in the out skirts of Nakuru town) i sell mainly African dishes, i.e ugali, rice, fish, chicken, githeri etc. i have a good clientele and i appreciate them. i have 3cooks who help me in day to day operations of the business. i insist in cleanliness, good customer service, perfection in cooking of the different types of dishes so that my customers get the ultimate satisfaction they deserve,.. I make a gross profit of about 85,000kshs in a month. I spend about 36,000kshs on salaries, 24,000kshs on bills i.e electricity, water & rent.given the loan, i will use it towards expansion of my business since as my customers have steadily increased, the sitting space has become insufficient. i need to create an outdoor sitting area so that i can be able to accommodate more customers. my daily income will assist me repay the loan with no hardship. thank you Zidisha Team.

Loan Proposal

The loan will be used to top up my stock. I will use the amount to add more stock in my cafe since i have a rising number of customers, since we are nearing Christmas. In Kenya some business thrive well around eve seasons, Reasons is we have a cultural of enjoying Christmas day when our Jesus Christ was born. By so am intending also to add an extra drink in my menu (carte). These will be drinking yoghurt. I have done my research and have observed that children get exited when they drink yoghurt. So am going for it, with the help of finance is will gladly do so to make them Merry with this Christmas. Thanks in advance.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$151.00

Date disbursed

Dec 15, 2013

Repayment status

On Time

Projected term

4 months

Lenders

C

CWS

Huntington beach, ca, United States

Silver

Steiermark, Austria

F

Fiodal

Helsinki, Finland

SeeMeeFi

Ontario, Canada

calvero

Bergen, Norway

Hedwich

Gorssel, Netherlands

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