Entrepreneur
Name
Peter
Member since
November 2012
On-time repayments
27 installments • 44%
About Me
My name is Peter Mutua Muli married to Sheila Chepkoskei.father to two kids that is Travis Muli Mutua and Tracy Syombua Mutua.
I live at nakuru county nakuru town along sewage road mwariki pembe mbili,kwa watano next makara's building house no 12 room 12.am an accountant / supervisor at warehouse automotive ltd.also am church secretary that is {crown of life ministries-house of promise Nakuru}.
i was schooling at kyasioni primary school and went to Ndalani secondary school and transferred to Kampi ya Moto secondary school.after my form four i joined management information system college [MISC] Nakuru town campus along Kenyatta avenue next Barclay bank.i studied accounts and computerized accounting and obtained certificate in accounts/computerized accounting respectively.
i started my business to supplements my living and be able to meet my basic family needs.i use my earnings to meet my family needs,able to save little amount per month for my both kids and other percentage to add stock to my business.
My Business
my business is located at ponda Mali. from nakuru town to ponda Mali estate is almost 8km,due to transportation people prefers to come and buy cosmetics/clothes/hair bans to my business.the radius i serve within the community is very big and my customers likes my business terms and public relationship i use.my business is profitable simply because the items/goods i sell are of high quality especially the community leaving within demand the material and cosmetics i bring to them.
the risk i experience at my business is transportation is very costly especially the season we are approaching the owners of {bus}matatu's services raise the bus fare twice,this leads us to adjust the price as per the high tariff cost.the cost of one hair bans sack cost me ksh.7800/= in a sack their are 200 hair bans where one hair ban cost 39/= and i sell it at a cost of 100/= due to transporting it from the capital city of Kenya Nairobi,i add more decoration to attract more customers and maintain those have been my client there before.
Loan Proposal
the loan you are about to give me i will use it to add more of the stock in my cosmetic/clothes business.with the loan, i will be able to add stocks such as ladies hair buns which is highly movable especially in the season we are approaching of the Christmas holiday,hair palm, hair chemicals, plating hair,shampoo, hair conditioner, clothes such as ladies tops,cafes for ladies,biker,dress,men t-shirt, men shirts, men trousers,men socks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$194.00
Date disbursed
Nov 13, 2013
Repayment status
Late
Projected term
22 months
Other loans
Lenders
Tromso, Norway, Norway
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