Milcah Wairimu    Oct 28, 2018

Good morning all,
Glad to be here back on my feet!! No quiting no giving up.
Thank you team zidisha for humanity, understanding and giving a chance and hope.
Taking up my repayment schedule, I wish to adjust the same for now.
Thank you.

Eduard    Oct 14, 2014

good afternoon. You do not know what's up with Anton khambodi?

Milcah Wairimu    Feb 17, 2014

greetings to all the lenders and the zidisha team,
It has been long since i last communicated. Am getting back little by little after a long struggle with financial challenges. i was not in a position to access internet at all therefore not able to communicate at all. my sincere appreciation for your patience and my commitment to settle the loan is on and hopefully can start by 29th march. Thank you all.

CZC    Feb 17, 2014

Ms. Gitonga,

I hope things improve for you quickly. I see you are Kazungu Chandugui's VM. Could you please check up on him? He has not made a single repayment - he's $243 in arrears - nor has he kept in touch with his lenders.

I left him a message on Feb 10th which has gone unanswered.

Thank you,
Cris

Samuel    Feb 9, 2014

I exchanged a chat with Milcah. She sent me this update today 12.14pm, "I am well. Thanks. We have been financialy down, its been very dificult living from hand to mouth. But we are getting back and reorganising on the payments. I can start (repaying) from march 29th @2500/ per month. We'll talk tomorrow". Some good news from ,my former VM, Milcah.

hugh1    Dec 2, 2013

Hi Milcah: As I'm sure you are aware, it is over a year since you received your loan from Zidisha and there has been no repayment for 9 months. Could I ask you to at least tell us what is going on with your business please? Best, Hugh

• Milcah Wairimu    Feb 17, 2014

  Hi Hugh 1,
  I do hope that you are well. Sorry i was not in a position to communicate. Thank you for the concern and patience. my business totally went down and i have to begin from somewhere. I have not lost hope because i know i will make it. Now reorganizing my business and still on starting stage.
  Regards,
  Milcah.

  Log in to reply • Share

  • H

    hugh1    Feb 18, 2014

    Hi Milcah: I am so grateful for. your message and I am very sorry that you have been having a tough time. I fully share your confidence that you will be able to rebuild your business, and you have my 100% support. Very best wishes for you and your family. Hugh

    Log in to reply • Share
• Milcah Wairimu    Oct 28, 2018

  Hello Hugh1,
  Hope you are well. It's been a long time since we last conversed.
  Am well and recovering from a tuff journey in life never the less am one not to quit, am up on my feet and soldering forward.

  Log in to reply • Share

hugh1    Nov 11, 2013

Hi Milcah: It seems a while since we heard from you, and I hope that you are well. Did you succeed in finding alternative business premises? When do you expect to resume repaying your loan? I will look forward to hearing your news. Best wishes, Hugh

hugh1    Sep 13, 2013

Hi Milcah: I was so sorry to hear about the problems that you have had with your premises, and I can understand that the sharing arrangement must be very unsatisfactory. However my perception is that you are a very determined and resourceful lady, and I am sure that you will arrive at a solution soon. I'll look forward to hearing good news about that from you.. Best wishes, Hugh

Hope2012    Sep 12, 2013

Hi do you have any information on beatrice1 kahindi? Thanks

Milcah Wairimu    Aug 29, 2013

Hello Hugh,
Yes its been long but am well thanks for asking. A number of challenges and business pressure, but trying all to get my business back to its feet but its not been easy. The landlord of the premises where my business stall was sold the building and had to vacate. its hard to find reasonable rent charges in town and am yet to get a permanent stall hopefully by end month so that the new month finds me in my own stall. Am hosted temporarily and it very trying. Thanks for your concern. Will update you soonest.
Regards.

hugh1    Aug 26, 2013

Hello Milcah: It's a couple of months since we last heard from you, so I hope that there is better news of you, your family, and your business. It would be great to hear from you when you can find a moment. Best wishes, Hugh

Milcah Wairimu    Jun 27, 2013

Hello,
The reason for my request is hat i have been out of business after i fell sick together with my two children, we had dengue fever and ended up spending all my money on treatment in private hospital. i could not go to government hospital due to the pathetic state of services and this fever is no joke its actually life threatening. Am committed to clear the loan and i believe so. Thank you.

Milcah Wairimu    Jun 27, 2013

Greetings to all Zidisha team and the lenders,
I thank God to be on my feet again after a long sickness of dengue fever, it totally put me down and both my children too. Its taken a whole month for us to go through treatment and recovery period. Its not a nice experience at all. It started like malaria symptoms of weakness in joints, headaches, high fever, vomiting and loss of appetite. Am back to business though i had to close down for the period. I wish request to reschedule for 2months as i recover. Am so grateful for your patience and appreciate you all.
Regards.
Milcah.

• H

  hugh1    Jul 1, 2013

  Hi Milcah: I was very sorry to hear that you and your children have been sick with Dengue Fever, and I hope that you're now all well on the road to recovery. Best wishes, Hugh

  Log in to reply • Share

Milcah Wairimu    May 16, 2013

Hello Hugh 1,
I hope that you are doing ok. Am well. Thank you for your response to my updates am very encouraged and happy to read from you. Do have a great week.
Regards,
Milcah.

Milcah Wairimu    May 13, 2013

greetings to all zidisha team and the lenders,
I trust all is well with you. I and my family are well. As for the business things are looking up and business is picking well and this is also in other businesses as well. There is alot of improvement all round and am optimistic and focusing on getting back on my feet and beyond. Schools and colleges are on now and my customers are back and am planing for a marketing and advertising to the same and giving small incentives like if you print materials worth Ksh.1000/= you get a 10% discount and if you buy 2 reams of photocopying papers you get a ruler etc. this will attract new clients and create royalty from the existing customers. All in all thank you for everything.

• H

  hugh1    May 14, 2013

  Hello Milcah: Your regular updates are really appreciated and it is great news that business is picking up again for you. Best wishes to you and your family. Hugh

  Log in to reply • Share

Milcah Wairimu    Apr 16, 2013

Hi all,
Its my prayer all are well at Zidisha and all my lenders. Its always exciting for me to take a moment and communicate with you. I continue to appreciate you all for the good work you are doing and thank you for giving me an opportunity to come up again in my business. Now that we are settling down as a nation i have very high hopes of business growth and progress. Actually business is coming back slowly little by little and i know i will be heading upwards in performance. Thank you for the grace period and rescheduling of the payments to assist in the comeback. Keep well and God bless you.

Milcah Wairimu    Mar 26, 2013

Hallo zidisha team and all my dear lenders,
I hope this finds you in good health. Am well and business is dragging i guess it could be because of the political stagnancy in our country, financial spending is very low and hurting business generally. All the same our hopes are still high that the issue will be settled once and for all by the Supreme Court, i am personally looking forward to this because we are hanging in the balance and its not nice.We had a nice time with Neil and he explained a lot how Zidisha and lenders work together it was very interesting i wished he could stay longer he just blended in. Once again thank you all, take care and God bless you.

Milcah Wairimu    Mar 13, 2013

I kindly wish to reschedule my loan payment by grace period due to the low business earnings and also to give time for business recovery now that elections in our country are over we can now peacefully work without tension. Due to the previous elections experiences that we went through many business people were not spending money therefore the low results in business. Thank you in advance for your support.

• H

  hugh1    Mar 13, 2013

  Hi Milcah: Clearly I can't speak for your other lenders, but that is perfectly OK with me. Any uncertainty, political or otherwise, is always bad for business, so it is not surprising that your customers have been cautious during the election period. Now that is over, let's hope that your business will soon get back up to speed. Good luck, and keep smiling! Hugh

  Log in to reply • Share
• Milcah Wairimu    Mar 14, 2013

  Hi Hugh, thank you very much i appreciate your consent. Yes i will keep smiling because this is coming to pass and challenges are there to be overcome not to stagnate us so am looking towards accomplishing my goals and plans in my business. I will keep you posted as we continue here. I also wish you well in your life.

  Log in to reply • Share

Milcah Wairimu    Mar 11, 2013

Hello everyone, i trust you are well. Myself and family are well and thank God. Its been a tricky and tight month for business due to elections and i had to close my business earlier for security purposes, but all went well we Kenyans maintained peace as we vowed never to shed blood of our brothers and sisters because of politics. Am looking forward to revamped business as we wait for officiating of our President in a weeks time and fully go back to operations. Looking forward to great success in spite of the hurdles that i choose to use as bridges to the next level. Thank you Zidisha team and all my lenders i wish you well and Gods blessings.

Milcah Wairimu    Feb 4, 2013

Hello everyone at Zidisha and all my dear lenders,
Am glad to be well and alive. January was a quite month even in business as many were focused on having their children back to school for the new term. All the same am looking forward to a busy month of February and with the college students also back then i know we are getting back on our feet. Thank you for the Zidisha business loan i cannot fail to mention how it has really helped take my business to another level, and growth is sure our goal and focus.

• H

  hugh1    Feb 4, 2013

  Hello Milcah
  Thank you very much for your update, and also for your loan repayment. I hope that February will be a good month for you. Best regards, Hugh

  Log in to reply • Share