Michel    Mar 7, 2014

Hi Josephat,

You are the mentor of Samuel Gitau. Samuel don't make any repayment even after his loan was rescheduled on Aug 4, 2013.
I'm very disappointed by the Samuel attitude.
May you give us some feedback (on the Samuel page)?

Thanks,

Michel

Hope2012    Mar 14, 2014

Hello, I hope you are well.
Can you give me my information on Judy Waweru?

share    Feb 23, 2014

I see you are the volunteer mentor for Joyce Wangechi. She hasn't made any loan payments in some time. She also isn't posting any reason why. Would you be so kind as to speak to her about her loan?
Thanks,

Josephat    Feb 9, 2014

Hi Lenders,

Thanks for contributing towards my loan hence it really boosted my poultry business but unfortunate I have encountered various personal challenges like conned by client after delivery the products, my daughter hospitalised and death of my sister all happening in a duration of less than 6 months. Am recovery now and as from the begining of March 2014 I will start to repay the loan. Sorry for the delay but I had to move back to rural arears to recover but now am back in the city to continue with my work.

AWOL    Dec 25, 2013

Josephat,

What is happening? We have not heard from you since you made a
small payment of $12 last August.

• Josephat    Jan 27, 2014

  Hi qt9998.
  
  Sorry for the delay but I have been experiencing some prsonal problem and now am okay to start repaying

  Log in to reply • Share

  • Thilo    Mar 19, 2014

    Hi Josephat,
    your posting is just seven weeks ago. How goes your business on?
    Please give us an update!

    Log in to reply • Share

Josephat    Sep 19, 2013

Dear Lenders,

Thanks for supporting my loan hence my poultry have laid eggs and I have sold ten crates whereby the proceeds of five have been used to purchase poultry feeds while the proceeds of five tray, I have deposited in the Zidisha account for the loan repayment. One tray of eggs is Kshs 240 and I will ensure to deposit at least Kshs 1000 from the poultry project. Thanks lenders for being patience and may God bless you.

analinjsaturria    Sep 15, 2013

Dear lenders,

Josephat has also notified us about the status of his egg business via email. He expects to sell part of his eggs next week, which should help with his finances and catching up with his loan repayments.
Josephat has been using his computer skills and his understanding of how Zidisha works to help others in ensuring they can manage their repayment calendars according to their circumstances. Thank you Josephat for helping two of your assigned borrowers propose new repayment schedules this week and reschedule their loans. We appreciate your help!

Sincerely,
Analin Saturria McGregor
Country Liaison Manager
Zidisha

Josephat    Sep 11, 2013

Dear Zidisha Lenders,

Am grateful for your support towards my loan hence as I indicated last week, I have resumed work and I will repay 2 months installment by the end of September 2013 so kindly be patient with me and secondly some of my poultry have started laying eggs thus I will have extra cash to use to repay the loan and I will sacrifice my self to ensure I complete repaying the loan as per the proposed date. Once a gain am sorry for the inconvenience but it was out of my control but how God has blessed me because am back to work and the poultry have started laying the eggs. Thanks all and God bless you.

Josephat    Aug 31, 2013

Dear Lenders,

Thanks for being patient and now am okay and will resume work as from this Monday and I will start to pay you by the end of September 2013. Thanks for considering my request and may God bless you all.

Josephat    Aug 24, 2013

Dear lenders,

Thanks once again for supporting my loan but unfortunately I have not been in position to repay your loan in time because I fell sick and joined my daughter in hospital thus most of available resources have been channeled to hospital to offset the bills but as I write now my daughter is well and am also better off and intend to resume work as from next week then I will try my best to repay 2 months installments by the end of September 2014. I can't default repaying the loan because it has assisted me expand the poultry project despite the challenges and also am a community leader managing a community based organization that Nurtures, Empowers and Transforms local young people to be self reliant and independent.

Am sorry for the delay but it's my prayer that now it's my time to reap off better things because I was not created to suffer but to serve God and his people .

God bless you all

Josephat    Jul 13, 2013

Hi, I was paid the cheque for the poultry delivery but my daughter has fallen sick then I hard to use the cash to take her to hospital sorry my lenders for the inconvenience as I work out on the progress of my business. My daughter is admitted at hospital and now I am paying a lot of cash so am sorry for all this inconveniences.

Naroa    Jul 2, 2013

Hi,

I’m Naroa Zurutuza, Zidisha’s Client Relationship Manager in Kenya. In my last visit to Githurai Progressive I met Mr. Bwire.

We first met at the office of Fountain Youth Initiative, the NGO he is responsible of. We talked about what the organization does to empower children and youth in their community (they provide sanitation pads and learning materials to children, they facilitate business and vocational training to youth etc.). At the same time, they are doing a great job in spreading the word of Zidisha and helping new clients with their applications.

In fact, after our talk in his office, Mr. Bwire helped me visiting other clients in the area and introduced them to me.

It was a pleasure meeting you Josephat, hope to keep in touch,

Naroa Zurutuza

Josephat    Jun 25, 2013

Dear Lenders,

The weather in Kenya is very cold hence this is not the best weather to keep poultry because of cold thus I am working very hard around the clock to ensure they are okay. I have increased the warmers in the poultry structure to ensure it's warm.

The owner of the hotel has requested my to collect the first installment next week on Monday thus I will be in position to repay my loan and purchase more feeds and warmers for the poultry.

I am working very hard to access more markets for the eggs hence am receiving positive result which will soon translate into business.

Am very grateful for all that contributed towards my loan and look forward to repay the loan so that more people can benefit.

Thanks and God bless you all.

Josephat    Jun 13, 2013

Dear Members,

My layers poultry are doing well and yesterday the veterinary from the local administration visited my business and inspected hence giving it a positive report thus from now hence forth I will receive extension services from the government thus reducing cost of management hence increasing the revenue.

The owner of the hotel has accepted to repay me the amount but in three installments which I agreed with him so that he can also recover hence I will be in position to repay the loan as agreed.

I am currently working hard to secure various markets for the eggs to facilitate high sales within the short period hence repaying the loan and expanding the business.

Thanks all who contributed towards my loan because it will facilitate expansion of my business.

Josephat    Jun 9, 2013

Dear Members,

I have managed to keep my broilers poultry in the best way until maturity hence I sold all my broilers to a certain new hotel on credit but it's now almost 3 weeks without payment because the hotel incurred a huge loss when thieves broke and stole everything thus the hotel is recovering while my savings I hard invested on the layers which are doing good thus I kindly request the lenders to bear with this situation as I structure my financial situation so that I can repay the amount in time. With my new plan, I will dedicate my salary to repaying of the loan as the proceeds from poultry will be used for expansion and upkeep of the family.

Thanks for considering to fund my loan hence I will work hard to ensure the loan is repaid within the stipulated time for other borrowers across the globe to benefit.

I will keep you posted to have a clear picture of the project.

Josephat    Apr 28, 2013

Hi Zidisha,

God has blessed our country because since the beginning of April 2013, we have been receiving heavy rain across the country thus slowing my plan but I have managed to construct a new poultry house which can accommodate more than 250 chicken. The structure was constructed using good materials & design to ensure the chicken are not affected by any harsh climate.

The poultry structure adopted is the modern version because it has feeds storage segment, hatchery segment and dust off segment. This design will ensure the chicken are healthy thus better business.

I have also purchased enough feeders, drinkers and extra water tank to act as reservoir during water shortage. This will ensure the chicken have enough feeds and water thus proper growth and development.

This week I will purchase feeds and medicine for the chicken.

I managed to sale off the last bunch of poultry thus I am in position to repay my first installment by 10th June 2013.

Thanks all.

Josephat    Apr 15, 2013

Hi Zidisha Members,

I take this opportunity to thank the management and the members for working tirelessly to ensure this initiative is positively progressing hence supporting more vulnerable people to expand & support their business.

I also want to thank Traci Yoshiyama the Zidisha client relationship manager in Kenya for attend a business training organized by Fountain Youth Initiative. The training was attended by local young people and women from Githurai community. Traci had an opportunity to do a Zidisha presentation and the participants liked it hence they look forward to be members then apply for the zidisha loans so that they can expand their business.

The local young people and women have been trained on business, vocation and life skills on various occasions hence some of them have started small business while others have not started thus they are interested & ready to apply for the loans and expand their business.

Thanks to Zidisha management and Zidisha members across the globe for economically empowering local people across the globe.

Josephat    Mar 27, 2013

Dear Danielytao,

Thanks for contributing towards my loan and I will ensure the repayment is as stated so that other borrowers can benefit.

Happy Easter holiday

danielytao    Mar 26, 2013

Best of luck, Josephat!

Josephat    Mar 26, 2013

Dear lenders,

I take this opportunity to thank traciyoshiyama and NiceguyfromIsrael for contributing towards my loan. Thanks all who have contributed and also who hard planned to contribute towards my loan because it's now complete. I will put the loan into good use by expanding my poultry business and last but not least I will ensure to pay the loan as stated and always updating on the status of my business.

Thanks all and may you have a blessed Easter holiday.