Duncan    Dec 11, 2013

dear lenders,
my name is Duncan nzangi a volunteer mentor,have been following Mr.comas kenga on the repayment of his loan but he was unable to pay his dues due to financial problems but he is committed in paying his dues,he said to me slowly recovering and he will start sending his money soon,he expressed his failure to pay his dues and pleaded to you to understand him and will soon go by his words.thank you.

Cosmas    May 9, 2013

I have had my shop broken into in the last two months that's why i have not been able to remit my payments on time.however i hope to come back fully after two months from now.am so sorry.I have so far taken the issue with the police and am so happy because just shall soon be done and therefore have the financial muscle to commit timely repayments.This is something that has really lagged my business back and hence no bad intention or whatsoever.
My lenders please.i deeply apologize for my late repayments.
Regards Cosmas Kenga
BORROWER KILIFI KENYA

Cosmas    Jan 21, 2013

Dear Lenders.please check my profile and help in funding.

• A

  Austrian    Jan 21, 2013

  Dear Mr. Kenga, I wonder what an "mpesa agent" does?

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Brian    Dec 15, 2012

Mr. Kenga, I am very pleased that your business is going well, and that your loan has been useful in expanding your business. I wish you a blessing for this Christmas season, and ongoing success.

Cosmas    Nov 20, 2012

Hi,
Thanks zidisha lenders.i had a wonderful turn over this month.i will soon clear my loan off and special thanks to Julia who has made this project successful.Julia has impacted positively on the common rural Kenyans especially here at the coast.She deserves great owner and respect in respect to this wonderful idea.God bless you all.

Cosmas    Oct 17, 2012

Hi My LENDERS.Am happy to have been trusted with the loan from from zidisha lenders.i would like to inform you that we are together and i will make sure my loan is paid on time to qualify for a bigger loan.my intention is tell you prepare yourself to give me my next loan.I would like to tell you that my business has now expanded and volumes of transaction increased tremendously.i wish my lenders the very best in their lives and hope to meet them some days.

Cosmas    Oct 12, 2012

Hi Honourable Lenders,i would like to say thanks for the loan you gave me.Be assured that you will get value for your money in terms of prompt payment.kindly lenders prepare to give me the next loan once am done with this.regards borrower.

Cosmas    Sep 13, 2012

Hi,this is to inform you that i have increased my monthly income on my mpesa shop from kshs 26,000 to kshs 29000.this is as a result of your help.keep it up zidisha team and may you please extend these services to remote areas of every country.i would also wish to suggest that,you should start lending registered groups especially women in the society who are vulnerable minorities.

Cosmas    Sep 4, 2012

Hi All,
I would like to appreciate the kind of work done by zidisha.This is a wonderful loan programme based on mere trust from both the borrower and the lender.i personally have never seen; getting a loan without security or collateral.Whoever came up with this idea was wonderfully.however i fail to understand how they deal with defaulters.To increase the volumes of borrowers,i would prefer them adding an extra kshs 500/-on the referral programme.This is to motive people and subsequent give rise to more people coming into zidisha programmes.Last,i would like to request the management to add more field workers from their native countries as most of the small business men cannot comprehend english language.This would help zidisha as a whole.God bless zidisha........

Cosmas    Aug 10, 2012

Am happy for the loan recieved from zidisha.Initially i took this as a big 'joke'but i have now realized how helpful this organization has been in the expansion of my business.I used the cash to add float into my mpesa outlet to be able to serve my customers well.God bless ZIDISHA.