Entrepreneur
Name
Festus
Member since
April 2015
On-time repayments
99 installments • 7%
About Me
My name Is festus kipseba. I was born in a family of 7 kids . I am the first born. I Studied at Kabarak high School then went to Kmtc- Nakuru.I used to sell my goats for my fees throughout.My mum sells honey while my dad was a security guard though he lost his job. Now then I worked in Streams of life Clinic in Nakuru.The job was tough but i had to do it because without it i could not put food on the table and save some of my earnings. December came and everyone was moving up country for the christmas holidays and so I joined them. After the holidays I was to travel back to the Nakuru and had no fare! That is when i decided to do farming by growing cabbages vegetables to help me get fare and to get what would sustain me and my needy family. After three weeks my cabbages were ready for the harvest,I was shocked when i reached the market ,I realized what i could make in three weeks was my entire earnings in the capital for 3months. I made a decision to remain in the village and try my hand in farming.Therefore,I sold the remaining goats of mine and to improve my farming.
My daughter is only 3 years old. I will work hard to give her the best in life which she said she would like to be a lawyer in future.I like playing football, watching soccer and athletics.
My Business
I provide green vegetables to the clients and customers. My vegetables always reach the market in fresh and I always observe hygiene and that has always given me a competitive edge.
Green vegetables are very important for both the low income earners and the high income earners as it is used either as full meal or supplement to meat and fish.
I choose these business because it gave me much more revenues compared to the clinic I was doing in Nakuru.
I spend $50 on manure and seeds. On most occasions i provide labor myself and so it cuts the costs of production . My revenues are $200 in a month. I use my profits to expand my farm,through input purchase and leasing more land,Taking care of my young family including my daughter and wife and taking care of my brothers and sisters and parents.
Loan Proposal
Water is very critical for life of both plants and animals. I have always seen crops dry due to lack of water and that separates the successful farmers from the unsuccessful. I would wish to engage in non-rain fed agriculture and always supply my vegetables and the time of the year when it is scarce.these will give me a competitive edge and better revenues. Therefore what I would get from the loan I will able to come up with a water pump that will serve my farm which will cost me $350. I have made some servings for top up. I would really appreciate you support assistance and advise .thanks in advance
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 2, 2015
Repayment status
Late
Projected term
23 months
Lenders
Saint-raymond, Canada
Germany
New Haven, United States
Moscow, Russia
United States
Italy
Australia
United Arab Emirates
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$21.81
Amount remaining
$83.33
Expected completion
Mar 26, 2017
Status
Repaying late
Installment amount
$1.06
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 10, 2015 | $1.06 | May 12, 2015 | $1.06 |
| May 17, 2015 | $1.06 | May 22, 2015 | $1.06 |
| May 24, 2015 | $1.06 | Jun 24, 2015 | $1.06 |
| May 31, 2015 | $1.06 | Jun 24, 2015 | $1.06 |
| Jun 7, 2015 | $1.06 | Jun 24, 2015 | $1.06 |
| Jun 14, 2015 | $1.06 | Jun 24, 2015 | $1.06 |
| Jun 21, 2015 | $1.06 | Jun 24, 2015 | $1.06 |
| Jun 28, 2015 | $1.06 | Jul 4, 2015 | $1.06 |
| Jul 5, 2015 | $1.06 | Jul 4, 2015 | $1.06 |
| Jul 12, 2015 | $1.06 | Aug 17, 2015 | $1.06 |
| Jul 19, 2015 | $1.06 | Aug 17, 2015 | $0.06 |
| Oct 14, 2015 | $1.00 | ||
| Jul 26, 2015 | $1.06 | Oct 14, 2015 | $1.06 |
| Aug 2, 2015 | $1.06 | Oct 14, 2015 | $0.50 |
| Oct 20, 2015 | $0.56 | ||
| Aug 9, 2015 | $1.06 | Oct 20, 2015 | $1.06 |
| Aug 16, 2015 | $1.06 | Oct 20, 2015 | $0.50 |
| Oct 26, 2015 | $0.56 | ||
| Aug 23, 2015 | $1.06 | Oct 26, 2015 | $0.50 |
| Oct 19, 2018 | $0.56 | ||
| Aug 30, 2015 | $1.06 | Oct 19, 2018 | $1.06 |
| Sep 6, 2015 | $1.06 | Oct 19, 2018 | $1.06 |
| Sep 13, 2015 | $1.06 | Oct 19, 2018 | $1.06 |
| Sep 20, 2015 | $1.06 | Oct 19, 2018 | $1.06 |
| Sep 27, 2015 | $1.06 | Oct 19, 2018 | $0.70 |
| Oct 4, 2015 | $1.06 | ||
| Oct 11, 2015 | $1.06 | ||
| Oct 18, 2015 | $1.06 | ||
| Oct 25, 2015 | $1.06 | ||
| Nov 1, 2015 | $1.06 | ||
| Nov 8, 2015 | $1.06 | ||
| Nov 15, 2015 | $1.06 | ||
| Nov 22, 2015 | $1.06 | ||
| Nov 29, 2015 | $1.06 | ||
| Dec 6, 2015 | $1.06 | ||
| Dec 13, 2015 | $1.06 | ||
| Dec 20, 2015 | $1.06 | ||
| Dec 27, 2015 | $1.06 | ||
| Jan 3, 2016 | $1.06 | ||
| Jan 10, 2016 | $1.06 | ||
| Jan 17, 2016 | $1.06 | ||
| Jan 24, 2016 | $1.06 | ||
| Jan 31, 2016 | $1.06 | ||
| Feb 7, 2016 | $1.06 | ||
| Feb 14, 2016 | $1.06 | ||
| Feb 21, 2016 | $1.06 | ||
| Feb 28, 2016 | $1.06 | ||
| Mar 6, 2016 | $1.06 | ||
| Mar 13, 2016 | $1.06 | ||
| Mar 20, 2016 | $1.06 | ||
| Mar 27, 2016 | $1.06 | ||
| Apr 3, 2016 | $1.06 | ||
| Apr 10, 2016 | $1.06 | ||
| Apr 17, 2016 | $1.06 | ||
| Apr 24, 2016 | $1.06 | ||
| May 1, 2016 | $1.06 | ||
| May 8, 2016 | $1.06 | ||
| May 15, 2016 | $1.06 | ||
| May 22, 2016 | $1.06 | ||
| May 29, 2016 | $1.06 | ||
| Jun 5, 2016 | $1.06 | ||
| Jun 12, 2016 | $1.06 | ||
| Jun 19, 2016 | $1.06 | ||
| Jun 26, 2016 | $1.06 | ||
| Jul 3, 2016 | $1.06 | ||
| Jul 10, 2016 | $1.06 | ||
| Jul 17, 2016 | $1.06 | ||
| Jul 24, 2016 | $1.06 | ||
| Jul 31, 2016 | $1.06 | ||
| Aug 7, 2016 | $1.06 | ||
| Aug 14, 2016 | $1.06 | ||
| Aug 21, 2016 | $1.06 | ||
| Aug 28, 2016 | $1.06 | ||
| Sep 4, 2016 | $1.06 | ||
| Sep 11, 2016 | $1.06 | ||
| Sep 18, 2016 | $1.06 | ||
| Sep 25, 2016 | $1.06 | ||
| Oct 2, 2016 | $1.06 | ||
| Oct 9, 2016 | $1.06 | ||
| Oct 16, 2016 | $1.06 | ||
| Oct 23, 2016 | $1.06 | ||
| Oct 30, 2016 | $1.06 | ||
| Nov 6, 2016 | $1.06 | ||
| Nov 13, 2016 | $1.06 | ||
| Nov 20, 2016 | $1.06 | ||
| Nov 27, 2016 | $1.06 | ||
| Dec 4, 2016 | $1.06 | ||
| Dec 11, 2016 | $1.06 | ||
| Dec 18, 2016 | $1.06 | ||
| Dec 25, 2016 | $1.06 | ||
| Jan 1, 2017 | $1.06 | ||
| Jan 8, 2017 | $1.06 | ||
| Jan 15, 2017 | $1.06 | ||
| Jan 22, 2017 | $1.06 | ||
| Jan 29, 2017 | $1.06 | ||
| Feb 5, 2017 | $1.06 | ||
| Feb 12, 2017 | $1.06 | ||
| Feb 19, 2017 | $1.06 | ||
| Feb 26, 2017 | $1.06 | ||
| Mar 5, 2017 | $1.06 | ||
| Mar 12, 2017 | $1.06 | ||
| Mar 19, 2017 | $1.06 | ||
| Mar 26, 2017 | $1.70 | ||
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