To buy grocery

Happy

Accra, Ghana

100% repaid

Entrepreneur

Name

Happy

Member since

February 2020

On-time repayments

71 installments  •  68%

About Me

I grew up in the town called Old Ningo and had my basic education there from primary 1 to 5. In times of hardship in growing, i had to do pretty trading in order to survive. I also tried to save any little money i have to be able to meet some basic needs.
One unique thing about my community is people are excited when quality products are sold to them and service is rendered to them is the best.
My unique hobby is watching videos on you tube to gain more knowledge which will be geared towards my goal of establishing a spa in the near future.

My Business

I realized the need for people in my community to be treated with especially in the area of skin problems, pedicure, hair do and makeup. My aim is to establish a high class spa to take very good care of people's skin, facial problems, hair do and above all be an expert make up artist. I will also make sure i retail good cosmetic products to my clients.

Loan Proposal

I am Happy Soudi, kindly assist me with a loan to stock in grocery for this hard time for my family. Thank you all for your previous support.

Income Source

Am a teacher and will pay it with my salary. My husband will also support me. Since we are partially locked down I still do my hand sanitozer distribution were I get some revenue.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$640.00

Date disbursed

Apr 23, 2020

Repayment status

On Time

Projected term

4 months

Lenders

Paul Buchheit

Mountain View, United States

Ask Happy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Christy Doh    Sep 1, 2021

    Happy assured me of paying back the loan

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  • Happy    Jun 28, 2021

    Due to hardship in business these days.

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  • Happy    Jun 19, 2021

    personal reason.

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  • Happy    May 29, 2021

    Business is very bad due to our economy. But will surely pay all my debt. I hate to be in debt.

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  • Alfred    May 29, 2021

    Dear Lenders,
    I was able to contact Happy and she promised having her repayment done soon.

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  • Happy    May 17, 2021

    Sales are bad these days.

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  • Happy    May 10, 2021

    Want to save some money to pay my cosmetology tuition. I started this course 2 weeks ago..

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  • Happy    May 10, 2021

    Want to save some to pay for my cosmetology tuition that I started 2 weeks ago.

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  • Happy    Apr 25, 2021

    Have stop the business for now.

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  • Alfred    Apr 14, 2021

    Dear Lenders,
    I couldn't reach Happy so I called Joseph Shelter who promised to talk to her so she can make repayments

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  • Alfred    Apr 14, 2021

    Dear Lenders,
    I couldn't reach Happy so I called Shelter Joseph who promised talk to her

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  • Happy    Mar 8, 2021

    Things are hard at my side, but promised to pay back faithfully.

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  • Happy    Feb 23, 2021

    Business is not moving as before. Therefore, there is a drastic fall in daily sales

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  • Erik G    Feb 1, 2021

    Hello Happy - how are you? Sorry to hear that you have financial challenges. Where are the issues? Not many customers? Despite this I see that you are continuing to keep to the commitment of making the loan repayments which will ensure that the Zidisha community continues to have the high confidence you have created with them. Just want to let you know how much this is appreciated. Hopefully things in the business also improve for you into this year. Best, Erik

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  • Happy    Jan 26, 2021

    FACED WITH FINANCIAL DIFFICULTIES

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  • Happy    Dec 9, 2020

    Things are hard and want to save for the coming X mas.

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  • Happy    Nov 9, 2020

    Thank you all my lenders. This too shall pass.

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  • Happy    Oct 30, 2020

    business has been very bad.

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  • Happy    Oct 1, 2020

    have no money.

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    • Erik G    Oct 13, 2020

      Hello Happy - what do you mean you have "now money"? Everything going OK? Erik

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      • Happy    Mar 26, 2021

        I had some challenges with my business, therefore, was forced to reduce my repayment. Covid 19 has stopped my projections for the year. But itis not too late hope things get better and the business parterns change.

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      • Happy    Mar 26, 2021

        I don't mean I have money I meant to say am going through some financial hardship so am forced to reduce my payment and paid late.

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  • Happy    Sep 11, 2020

    Amount Requested: 3,558 GHS
    Service Fee: 355 GHS
    Credit Risk Payment: 533 GHS
    Amount You Receive After Deductions: 2,670 GHS

    Thank you all so much for the loan. God bless you all.

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