Name
Joseph
Member since
March 2015
On-time repayments
98 installments • 21%
My name is Joseph Kamamathi.I was born in 1980 in Ngarariga village in Kiambu county. I am a father of two daughters and one son .At my young age my father passed a way, so i had being raised by a single parent , that is my mother.In 1987 i joined Bibirioni primary school where i did my KCPE exam in the year 1995 . Let me say for those years life has not been easy because i was not 'born with a silver spoon in my mouth'. Most of the time i spent at home because of school fees .My mother could not raise my school fees .The job she had was not well paying and he had also to nurture my six brothers too.I t was so unfortunate for me because i did not proceed with my academics.I had to look for manual jobs to help my mother to put food on the table.my two daughters dream to become lawyers and my son dreams to be a doctor.
As i was struggling to look for a job, i meet a good Samaritan who helped me to put up an electronic shop. There i regained hope for becoming somebody . I was tired of staying stagnant in life.My business picked up well in few days and later i added Mpesa services.On daily services i earn an average net profit of 10 dollars and by the end of the month my average income is approximately 300dollars .I am sure and certain that when i get a loan i will be able to repay it without any difficulty.I really like doing business and my hobby is making friends. Out of my income i will pay school fees for my children.
Dear lenders , if by any chance you fund my loan.I will use the funds to buy phone accessories. phone batteries which are in great demand. My customers are requesting them.I will buy 10 new phone batteries at a cost of 50$ and phone covers, earphones at the cost of 40$.I will increase my stock and i will be able to get additional income of about 5$ per day.This will ensure that i shall be able to meet my customers demand.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 8, 2015
Repayment status
On Time
Projected term
6 weeks
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