Entrepreneur
Name
Peter
Member since
October 2014
On-time repayments
321 installments • 78%
About Me
Am peter mutembei kapindu ,i leave in nakuru town ,Langalanga village.i attended school at Nakuru day secondary school,I have been working for the last 12years in prestige shuttles tours and travel.i have dreamed to start my business since childhood because my father is a businessman in Nairobi.am encouraged by my friend and workmate to join zidisha since i have seen it work for him.one thing unique about Nakuru is that the people are always ready to uplift the life's of other people within the area.currently am not married.
My Business
My business is located at Kanu street in Nakuru town.my business is called carosa beauty and cosmetics.i started this business because i realized that there was a great demand of cosmetics within the area and most of the saloons in the area used to go and buy from town about 4km.mostly i sale in wholesale and also in retail.most of my customer love to buy from my shop because my prices are affordable and i also some times offer small credit to those who are frequent customers.the business is profitable because i deal with beauty products which are in high demand and they sale faster.the risks that currently am facing are the introduction of tax which was not there before,this has affected the business by increasing the cost of operation.also the challenge of high cost of leaving has affected the business .my typical monthly cost is around 70,000 to 84,000 although sometimes the cost varies in different months,some month cost of operation is higher when there is more sales.sales ranges from 129,000 to 164,000per month.i mostly use the profit i get in increasing the stock.my alternative way of paying the loan is through my salary.am employed and i have a pay slipayment of any loan that can facilitate p
Loan Proposal
My business is located at Kanu street in Nakuru town.my business is called carosa beauty and cosmetics.i started this business because i realized that there was a great demand of cosmetics within the area and most of the saloons in the area used to go and buy from town about 4km.mostly i sale in wholesale and also in retail.most of my customer love to buy from my shop because my prices are affordable and i also some times offer small credit to those who are frequent customers.the business is profitable because i deal with beauty products which are in high demand and they sale faster.the risks that currently am facing are the introduction of tax which was not there before,this has affected the business by increasing the cost of operation.also the challenge of high cost of leaving has affected the business .my typical monthly cost is around 70,000 to 84,000 although sometimes the cost varies in different months,some month cost of operation is higher when there is more sales.sales ranges from 129,000 to 164,000per month.i mostly use the profit i get in increasing the stock.my alternative way of paying the loan is through my salary.am employed and i have a pay slip that can facilitate payment of any loan
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$320.00
Date disbursed
Jan 2, 2016
Repayment status
On Time
Projected term
20 months
Other loans
Lenders
Fontvielle, Monaco, Yemen
Taiwan
United States
Hong Kong
Summary
Amount repaid
$336.37
Amount remaining
$0.00
Date repaid
Mar 23, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 10, 2016 | $24.00 | Jan 10, 2016 | $24.00 |
| Jan 17, 2016 | $10.00 | Jan 18, 2016 | $10.00 |
| Jan 24, 2016 | $10.00 | Jan 24, 2016 | $10.00 |
| Jan 31, 2016 | $10.00 | Feb 5, 2016 | $10.00 |
| Feb 7, 2016 | $10.00 | Feb 9, 2016 | $10.00 |
| Feb 14, 2016 | $10.00 | Feb 16, 2016 | $10.00 |
| Feb 21, 2016 | $10.00 | Feb 26, 2016 | $10.00 |
| Feb 28, 2016 | $10.00 | Mar 3, 2016 | $10.00 |
| Mar 6, 2016 | $10.00 | Mar 12, 2016 | $10.00 |
| Mar 13, 2016 | $10.00 | Mar 20, 2016 | $10.00 |
| Mar 20, 2016 | $10.00 | Mar 26, 2016 | $10.00 |
| Mar 27, 2016 | $10.00 | Apr 2, 2016 | $10.00 |
| Apr 3, 2016 | $10.00 | Apr 8, 2016 | $10.00 |
| Apr 10, 2016 | $10.00 | Apr 16, 2016 | $10.00 |
| Apr 17, 2016 | $10.00 | Apr 24, 2016 | $10.00 |
| Apr 24, 2016 | $10.00 | May 1, 2016 | $10.00 |
| May 1, 2016 | $10.00 | May 12, 2016 | $10.00 |
| May 8, 2016 | $10.00 | Jun 14, 2016 | $10.00 |
| May 15, 2016 | $10.00 | Jun 14, 2016 | $10.00 |
| May 22, 2016 | $10.00 | Jul 7, 2016 | $10.00 |
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $2.00 | Jul 14, 2016 | $2.00 |
| Jul 24, 2016 | $2.00 | Jul 14, 2016 | $2.00 |
| Jul 31, 2016 | $2.00 | Jul 14, 2016 | $1.00 |
| Jul 17, 2016 | $1.00 | ||
| Aug 7, 2016 | $2.00 | Jul 17, 2016 | $2.00 |
| Aug 14, 2016 | $2.00 | Jul 17, 2016 | $2.00 |
| Aug 21, 2016 | $2.00 | Jul 17, 2016 | $2.00 |
| Aug 28, 2016 | $2.00 | Jul 17, 2016 | $2.00 |
| Sep 4, 2016 | $2.00 | Jul 17, 2016 | $1.00 |
| Jul 31, 2016 | $1.00 | ||
| Sep 11, 2016 | $2.00 | Jul 31, 2016 | $2.00 |
| Sep 18, 2016 | $2.00 | Jul 31, 2016 | $1.00 |
| Aug 28, 2016 | $1.00 | ||
| Sep 25, 2016 | $2.00 | Aug 28, 2016 | $2.00 |
| Oct 2, 2016 | $2.00 | Aug 28, 2016 | $2.00 |
| Oct 9, 2016 | $2.00 | Aug 28, 2016 | $1.00 |
| Sep 4, 2016 | $1.00 | ||
| Oct 16, 2016 | $2.00 | Sep 4, 2016 | $2.00 |
| Oct 23, 2016 | $2.00 | Sep 4, 2016 | $2.00 |
| Oct 30, 2016 | $2.00 | Sep 4, 2016 | $1.00 |
| Oct 25, 2016 | $1.00 | ||
| Nov 6, 2016 | $2.00 | Oct 25, 2016 | $2.00 |
| Nov 13, 2016 | $2.00 | Oct 25, 2016 | $2.00 |
| Nov 20, 2016 | $2.00 | Oct 25, 2016 | $1.00 |
| Nov 26, 2016 | $1.00 | ||
| Nov 27, 2016 | $2.00 | Nov 26, 2016 | $2.00 |
| Dec 4, 2016 | $2.00 | Nov 26, 2016 | $1.00 |
| Nov 28, 2016 | $1.00 | ||
| Dec 11, 2016 | $2.00 | Nov 28, 2016 | $2.00 |
| Dec 18, 2016 | $2.00 | Nov 28, 2016 | $1.00 |
| Dec 17, 2016 | $1.00 | ||
| Dec 25, 2016 | $2.00 | Dec 17, 2016 | $2.00 |
| Jan 1, 2017 | $2.00 | Dec 17, 2016 | $2.00 |
| Jan 8, 2017 | $2.00 | Dec 17, 2016 | $1.00 |
| Feb 11, 2017 | $1.00 | ||
| Jan 15, 2017 | $2.00 | Feb 11, 2017 | $2.00 |
| Jan 22, 2017 | $2.00 | Feb 11, 2017 | $2.00 |
| Jan 29, 2017 | $2.00 | Feb 11, 2017 | $1.00 |
| Feb 21, 2017 | $1.00 | ||
| Feb 5, 2017 | $2.00 | Feb 21, 2017 | $2.00 |
| Feb 12, 2017 | $2.00 | Feb 21, 2017 | $1.00 |
| Feb 25, 2017 | $1.00 | ||
| Feb 19, 2017 | $2.00 | Feb 25, 2017 | $2.00 |
| Feb 26, 2017 | $2.00 | Feb 25, 2017 | $2.00 |
| Mar 5, 2017 | $2.00 | Feb 25, 2017 | $1.00 |
| Mar 12, 2017 | $1.00 | ||
| Mar 12, 2017 | $2.00 | Mar 12, 2017 | $2.00 |
| Mar 19, 2017 | $2.00 | Mar 12, 2017 | $2.00 |
| Mar 26, 2017 | $2.00 | Mar 12, 2017 | $2.00 |
| Apr 2, 2017 | $2.00 | Mar 12, 2017 | $2.00 |
| Apr 9, 2017 | $2.00 | Mar 12, 2017 | $1.00 |
| Mar 17, 2017 | $1.00 | ||
| Apr 16, 2017 | $2.00 | Mar 17, 2017 | $2.00 |
| Apr 23, 2017 | $2.00 | Mar 17, 2017 | $2.00 |
| Apr 30, 2017 | $2.00 | Mar 17, 2017 | $2.00 |
| May 7, 2017 | $2.00 | Mar 17, 2017 | $2.00 |
| May 14, 2017 | $2.00 | Mar 17, 2017 | $1.00 |
| Mar 21, 2017 | $1.00 | ||
| May 21, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
| May 28, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
| Jun 4, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
| Jun 11, 2017 | $2.00 | Mar 21, 2017 | $2.00 |
| Jun 18, 2017 | $2.00 | Mar 21, 2017 | $1.00 |
| Mar 23, 2017 | $1.00 | ||
| Jun 25, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Jul 2, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Jul 9, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Jul 16, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Jul 23, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Jul 30, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Aug 6, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Aug 13, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Aug 20, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Aug 27, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Sep 3, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Sep 10, 2017 | $2.00 | Mar 23, 2017 | $2.00 |
| Sep 17, 2017 | $0.37 | Mar 23, 2017 | $0.37 |
Ask Peter a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.