To buy more salon equipment

Hellen

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Hellen

Member since

February 2015

On-time repayments

78 installments  •  62%

About Me

Am Hellen Claryce Onyino age 23 from nyanza Homa bay county,from mbita sub county from a village known as LAMBWE Valley,my village is known for tsetse fly whi infect pple with sleepng sickness and it is also dry and receives short rains hence poor harvesting,hence no enough food, i grew up in lambwe village and further moved to Homabay town to start my school were my parents went to such for greener pasture for us we were 6 children.My mother was a business woman having a small retail shop and my dad was selling sugarcane at sofia market in order to make ends meet for as,I school at Homabay primary school and and sat for my kcpe at that school were i passed so well with 305 marks then got admitted at Ogande girls high school,but we were poor so i dint see class room but work i managed to go back to school i got admission in one one mixed day school in Oyugis called Kwoyo secondary school were i schooled until form four and pass with a grade of c+ since i never had no fee to attend a collage i helped my daddy sell the sugarcane at the market then at times moved to the shop to keep my mommy busy hence developed an interest to start my business, i went to seek employment in a salon just to gain more knowledge about beauty since i loved beauty, so i learned a lot at the salon since i knew less about salon i had to be patient in order to know more in 2 years time i knew a lot and had save money my children would like to be a doctor she is called Terry and one likes music and dancing hence he would like to be a musician he is called Brandon and my last born is 7 maths old, Am working hard to make a better future for them so they font grow up in same lifestyle i had in my childhood.Me i love listening to musics and dance,love watching moves and making new friends since i talk a lot,,something unique in my culture are the type of food they make like, omena and fish since they are found in lager due to the presence of lake Victoria in our region an we also play nyatiti music find only in the luo culture i love my luo culture a lot.something unique about in in the past was i knew to go down and could understand my parents when they have and when they lack so I don't disturbed them also loved selling at the shop since most of my friends would come and buy when i was around.

My Business

my business is based on beauty products and making of hair by plating,setting,weaving and even blow drying.I Sell beauty products such as body oil,pedicure products and manicure products too ,both ladies and men watch, i sell different type of hair food, weaves,braids and all sorts if hair for ladies.this goods are so meaning full to human especially the ladies as each of them need to be beautiful and needs to look good and nice so they make there hair often and buy beauty products to supplement there beauty such as nail polisher, body spray,and many more beauty products.This products move so fast and are easy to sell and can also be gotten easily as there market is every where ,i choose this business because it earns me a good profit and it makes me relate to many people. I started my saqlon with 10,00ksh and could only make like 5,000ksh per month this has increased so much due to my hard work and my persistence in work,i get like 20,000ksh per month and spends like 3000ksh for my children and 3000ks for my house,3000ksh i save and 5000ksh for business rent then the rest goes back to business by buying more goods and maintaining my salon.Most of the assets and school fee and house bill are done by my husband so most of what i get goes back to the business,so this helps me a lot to bust my as i also want to open a big barber shop and salon,my business as never disappointed me like this January since most people never had money and our economy has really grown and things are too expensive each and every day hence i need to improve a lot in my business.

Loan Proposal

I will use this loan to buy salon equipment like blowdry, warmer,salaon towels,comps , more hair setting equipment, display unit for oils, sparys, and perfumes.I will also add two more plastic chairs for my clientsworth £17it will also help me to pay television subscription at £8. This will help entertain my customer especially those on the Que,I will also buy more salon magazines for my customers to read while being attended to , I will purchase water dispenser worth £23 . and and more stock worth £24.with additional chairs and more entertaining items in my salon more customers will get entertained will being served tis will increase their comfort and will want to come back next time this will make my business afloat with good cash flow. With this increase in customer flow my profit is expected to increase to £350,.this profit I will use to build my busines and for my family use

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Mar 5, 2015

Repayment status

On Time

Projected term

3 months

Lenders

M

Molloy

Moorpark, United States

D

DanielW

United States

G

grogzoid

United States

P

pitypang

Switzerland

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

A

analyticsPierce

Denver, United States

OP

Old People

Corona Del Mar, United States

M

MirTemporal

Hyde Park, United States

G

goloans

Palo Alto, United States

T

tomcat14

Brussels, Belgium

K

Kramer91

Kamerik, Netherlands

P

Peaches

United States

O

osubucks45

United States

T

Trooperdan

United States

B

bovine

United States

trincowski

Vilar, Vila do Conde, Portugal

Ask Hellen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Zachary    Nov 7, 2018

    have contacted her, she promised to pay by 18/11/2018

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  • Hellen    Mar 16, 2017

    Am so greatful for the loan you gave me,thanks to the zidisha team and also my lenders, I got ksh 8,754 ,I used it to pay my son's transported fee ,and he was very happy to know that as from tomorrow morning he will be going to school with a school van,am so greatful for the support.

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  • Hellen    Mar 13, 2017

    Thanks lenders so much for the loan,am so much greatful am going to use this loan to pay my sons transport fee,it will be of help to me coz he will reach school safely and he will not get to school tired and will not miss any lesson, thanks so much

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  • Hellen    Mar 13, 2017

    Am so greatful for the loan you offered me,it was of great help to me as I managed to pay my sons fee on time and this gave me peace of mind knowing my baby will be in school for long term,hence he will do well in school

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  • Hellen    Mar 9, 2017

    Am sorry for the delay but have just paid it all am greatful to all my lenders and the zidisha team.

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  • Hellen    Jan 19, 2017

    Week two in school,my son is doing great in school,thanks to zidisha team and all my lenders

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  • Hellen    Jan 19, 2017

    I paid loan on Tuesday this week but its not reflecting what's the problem

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  • Hellen    Jan 1, 2017

    Hi lenders I for the loan and I was very happy am very thankful I got the loan I applied for and have used it all to pay my sons fee and admission fee as he joins schoolmon fourth this month,am very greatful for your support ,God bless you all

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  • Hellen    Dec 29, 2016

    Am very thankful to all my lenders and the zidisha team for your support, I will use this amount to pay my sons school fee as he joins kindergarten school come January fourth,this will be of a great help to me and my family as we have a lot of fee to pay this term.thanks very much and may God bless you

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  • Hellen    Dec 18, 2016

    The loan I got was so much of value to me and my family as I used it to clear my daughters third term fee,this enabled her to stay in school so well without any disturbance and hence she performed well and she was position 3 out of 57 pupils in her class.am so greatful for the loan thanks so much and may you all be blessed.

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  • Hellen    Dec 16, 2016

    This is my son he will be joining nursery school January next year,am looking forward for your support towards his schoolfees,since I have a lot of fees to pay in January, so I need so support and I choose zidisha for the support since they are always the best I can always relay on.thanks again for your support am humbled.

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  • Hellen    Dec 16, 2016

    I'm so greatful for the zidisha community for always supporting me when ever I need them,have been having problems with my loan but am happy I got the adjustment and now am doing great in paying it back,thanks to all my lenders my God bless you abandontly.

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  • Hellen    Oct 20, 2016

    Hi lenders am doing great and my daughter too, she will soon join me as she is almost closing her school this month, am grateful for your support, she has managed to stay in school until the end without fee problem,, am so happy. Thank too for being patient with me as I have started paying my loan very late but am glad I can now afford some few shillings to pay back my loan, thank very much and may God bless u all

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  • Hellen    Oct 12, 2016

    am now a student and I don't have enough income to pay my loan but I can afford ksh500 weekly to clear my loan,any way am very very great full for your support you people have given me,am happy being part of zidisha community. thanks to all my lenders may God bless you all

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  • Hellen    Oct 11, 2016

    Am very sorry for staying long with the loan but I know I will pay it soon,am in school and this has made me not to raise fund for your loan but have managed to pay 2000,the rest I shall clear soon,,thanks for your patience my lenders

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  • Hellen    Sep 19, 2016

    Am very sorry for the late payment but I promise I'll start my payment this weekend,I just jointed university this month and it required a lot of money this made my payment to delay as I was trying to raise my school fee,

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  • Hellen    Aug 9, 2016

    Hi lenders I got the full amount I requested yesterday and really greatful for your support,I'll use thisoney to pay my daughter's school fee and it will help me a lot as I can now afford to buy her personal effect with the money I saved,,thanks and God bles

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  • Hellen    Aug 9, 2016

    Hi lenders I got the full amount I requested yesterday and really greatful for your support,I'll use thisoney to pay my daughter's school fee and it will help me a lot as I can now afford to buy her personal effect with the money I saved,,thanks and God bles

    Log in to reply • Share
  • Hellen    Aug 9, 2016

    Hi lenders I got the full amount I requested yesterday and really greatful for your support,I'll use thisoney to pay my daughter's school fee and it will help me a lot as I can now afford to buy her personal effect with the money I saved,,thanks and God bles

    Log in to reply • Share
  • Hellen    Aug 6, 2016

    Thank you for your support my dear lenders and the zidisha team for supporting me, this loan is of great help to me as it will be of great to my daughter in school, it will enable her stay in school without any disturbance hence she will perform well and this will benefit her and my family family as we all wish her the best.

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