To buy some seeds and irrigation water pump for my farm

Joana Serwaa

Berekum, Ghana

100% repaid



Joana Serwaa

Member since

January 2015

On-time repayments

6 installments  •  83%

About Me

My name is Serwaa Joana. I am 20 years old,I was born at Odomasi in the Brong Ahafo Region. But i am now live at berekum. I was raised by single mother after my father died when i was still young.I am the first child in my family. i went to school at St.Monica's Primary school. my mother had no money to pay for my secondary school fees.
After finishing my basic education, i went to live with my grandmother who groom me into farming work. life was good for me because everything i wanted i was provided for me. my grandma became old and she could not be able to operate on her farm any more so she asked me to take over on her farm work. i never loved the farm work because one could be dirtied with mud but i had too. Now am a good farmer i produce tomatoes,vegetables,maize,beans.Besides that i run a grocery where i sell tomatoes,vegetables,onions,potatoes,cucumber. my hobbies are football , reading books .etc

My Business

I am a farmer and i sell a small grocery in my town.I do sell vegetables,tomatoes,potatoes,cucumber,fruits.My goods are on demands simply because they are food staffs that is essential to every household and they are really needed in daily life.
I started this business to open a market for my farm produce and also to create employment opportunity for myself and other people .My monthly cost ranges from $65 to $80 and am able to generate $10 per day revenue.Mostly i usually get $15 per day. i need this loan so that i can buy more seeds for my farm and employed people to work with.i like my farm because it made me happy when ever i goes to the farm and i am proud to be a farmer

Loan Proposal

It is my pleasure and joy to thank you for the good work you are doing to help people grow their business.The loan will help me grow my farm.Am able to sell my produce at my grocery and to other farmer. i will use the loan to buy items like tomatoes seeds, carrots seeds,etc to grow because my restolance are high demand for my products. i will some of the loan to buy irrigation water pump , to buy seeds and also to buy fertilizer.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 14, 2015

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $106.33 at 5.95% annual rate over 1 month = $0.80

Service fee: $0.38




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