To complete my baking shop

Francis

Accra, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

December 2016

On-time repayments

133 installments  •  81%

About Me

I am a 33year gentleman born to Mr. and Mrs. Boron at Jirapa in the U/W Reg. of Ghana.
I had both primary and J. H. S education in Jirapa then proceeding to St Ignacious of Layola SHS at Lassie near Wa, the U/W Region, where I obtained SHS education.
I had to also teach some preparatory schools with a friend, Osman at Techiman to squire financial ability for further studies.
I have now gained employment by the government of Ghana as an environmental health officer, after my training at college of health and environmental science at Tamale in the northern region. By God's grace now I receive monthly salary from the government of Ghana in addition to business.

My Business

While awaiting postings, I took the opportunity to train myself in bread baking.
With the help of Zidisha loan, I will bake and sell tea bread in large quantities, thus supplying them to tea and porridge sellers. As my business expands, I have employed four young people who are willing dedicated to work for daily living.
My projections are to make and sell at least 2000 loaves of sweet bread per week with average price of 5GHS.
By these projections I am setting to make a profit of between 20-25% of the principal invested every week.
I took interest in baking because there was no baker within the community where I live.

Loan Proposal

I am much grateful to lenders and staff of the ZIDISHA team for the support I received in my previous loan. That has helped me established a shop for baking business.
Although the shop is not fully furnished, I hope with the acquisition of this loan I will complete the project and make it fully operational.
With this loan I will buy two additional ovens, paint the shop and connect electricity supply to it.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$648.00

Date disbursed

Dec 9, 2017

Repayment status

On Time

Projected term

24 months

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

BelleStarr

Albuquerque, United States

DeanDropshot

Oslo, Norway

B

bizarresmom

Willowick, United States

F

Fiodal

Helsinki, Finland

Y

Yoggs

Columbus, United States

ZlataRoy

Cheltenham, United Kingdom

A

anonymus

Moon, United States

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

BJ

Brandon Joz

North Carolina, United States

Y

Yasha

Beer Sheva, Israel

B

Bavarian

Bavaria, Germany

B

bhalter

Eau Claire, United States

indeh

London, United Kingdom

athomas

Chevy Chase, United States

J

Jeb33red

Bourne end, United Kingdom

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

P

PhilACK

Brampton, Canada

Matthew

New York, NY, United States

S

SvenWaage

Stavanger, Norway

L

loistf

Madrid, Spain

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

Bhayl

Stavanger, Norway

P

Peksa

Espoo, Finland

Eduard

Dnepr, Ukraine

Tania

Antwerpen, Belgium

panamaman

Philadelphia, United States

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

B

BassClef

Bozeman, United States

mortenmost

Oslo, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

K

kjustad

Asker, Norway

JPadgett

Chandler, United States

numbat

Perth, Australia

Nadja

Weissach, Germany

paulclinton

malaga, Spain

A

AndrewC

London, United Kingdom

F

Frenchie

Johannesburg, United Arab Emirates

P

Pavane

Kungsbacka, Sweden

andreatagliatti

Manchester, United Kingdom

xtrahardware

Cazenovia, United States

H

happytrailsjpd

South Bend, United States

Evan Lamos

Brussels, Belgium

G

GreenMoney

Lahr, Germany

sderickson

Berkeley, CA, United States

OP

Old People

Corona Del Mar, United States

M

Malibu

Westwood, United States

John Makongo

Kitale, Kenya

O

osubucks45

United States

M

Mal57

Australia

M

Michi

Switzerland

joshuacollinson

Vienna, Austria

J

jbhernan

United States

A

AlphaAres

Azerbaijan

Vesa

Helsinki, Finland

W

wesbh89

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Martin Ward

Leicester, United Kingdom

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Darcy

Ottawa, Canada

Dave Bogard

New York, United States

Karijn

Amsterdam, Netherlands

N

Niels

Berlin, Germany

Paul Buchheit

Mountain View, United States

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Tanvir    Sep 21, 2019

    Francis, I wish you the best. Tanvir.

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  • Francis    Sep 18, 2019

    The loan took help me to expand my business by buying a photocoppy machine to start a new Business

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  • Samson    Jul 4, 2018

    I was able to come contact Francis and he promised to resume payment soon

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  • Mary    Jun 23, 2018

    Thank you for making your Zidisha loan payments on time Francis. Repaying your loan helps give lenders back their funds so they can turn around a loan to others in need. Zidisha is a powerful tool, when used correctly to grow businesses. I expect to see you grow with many more loans in the future!

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  • Francis    Dec 24, 2017

    Please I have made advanced payment for bread flour because I anticipate increased demand for my products (bread) during the Christmas festivities.

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  • Samson    Dec 10, 2017

    Congratulations for your loan acquired.
    Keep doing business and get your lenders updated.

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  • Francis    Dec 9, 2017

    Dear lenders,

    I thank you very much for funding my loan.
    I have received the funds and I will commit it business operations straight away.
    Thank you.

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  • Francis    Dec 6, 2017

    Dear generous lenders,

    I am grateful to you for your support.
    I will use part of this loan to complete my shop and the rest to buy more bread flour and make more bread to see.

    Thank you very much.

    Log in to reply • Share
  • Francis    Nov 8, 2017

    Dear lenders,

    I have successfully completed my next loan application and it has been posted for funding.

    Thank you

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  • Francis    Nov 8, 2017

    Dear lenders,

    I am very grateful you for your enormous support to those of us who engage in small businesses.
    By support from my just ended loan I am able to erect my own container for my business.

    Thank you.

    Log in to reply • Share
  • Francis    Oct 23, 2017

    I want to finish repayment early and benefit extra credit.

    Thank you.

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  • Francis    Sep 22, 2017

    Thank you lenders.
    I really appreciate your effort and devotion to help people build their business and attain financial independence.
    This loan will help me expand my sales volume and make profit margin increase by 20%.

    Thank you.

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  • Samson    Sep 14, 2017

    Please post comment about non reflective last loan repayment or send email to [email protected]

    Thank you.

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  • Francis    Sep 10, 2017

    Dear lenders ,

    I thank you very for this loan. It has really helped me a lot.
    I have successfully finished the loan repayment today .

    Thank you.

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  • Francis    Sep 1, 2017

    I had a contract to supply bread to a private schools which has boost my business up.
    Thanks you lenders

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  • Francis    Sep 1, 2017

    I had a contract to supply bread to a private school

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  • Francis    Aug 16, 2017

    My business has grown with the help of zidisha loan and I will like to pay my in time so that the funds can lent to other borrowers.

    Thank you.

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  • Francis    Jun 30, 2017

    Dear zidisha,

    I have received my loan of GHS 914.
    I thank my lenders and the entire zidisha team for facilitating my loan very quickly.

    Thank you.

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  • Francis    Jun 30, 2017

    Dear lenders ,

    I am very grateful to you for funding my loan very quickly.
    This loan will help me expand my bakery business by contracting two more distributors.
    This, am sure will increase my profit by 10% per week.

    Thank you

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  • Francis    Jun 28, 2017

    I am very much grateful to the zidisha team to facilitating my previous loan.
    I have successfully completed the repayment and have posted a new loan funding.

    Thank you

    Log in to reply • Share


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