To construct a permanent shade for my dairy cows


Subukia, Kenya

100% repaid




Member since

April 2016

On-time repayments

182 installments  •  42%

About Me

The following are the required start-up costs:

The purchase of Dan Jokerdoc D.D.S.' private practice. The purchase includes the patient list, office space, front chair and desk, two dental chairs, two light systems, fully-equiped sterilization room, compression air system with a suction unit, x-ray unit, mirrors, and a phone system. This practice has been valued by the following variables: equipment, office space already built for a dentist, goodwill, and future revenue streams. The equipment has been valued at $30,000, $15,000 for tenant improvements on the office space, the patient list at $5,000 and $25,000 for future profitability. The entire practice was sold for $65,000 because Dr. Jokerdoc was in need of quick cash. Statistical studies have shown that patients that are made comfortable are likely to stay with the new doctor when a practice is sold. This will help with cash flow, minimizing the amount of start-up cash. The bulk of the equipment needed will procured through the purchase of the practice, however, there is a lot of equipment that will be needed to be purchased separately.

My Business

The following list details what else will be needed.

Front desk equipment including a Xerox machine, fax machine, a computer terminal with Microsoft office, QuickBooks Pro, laser printer and a CD-RW.
Disposables which include: assorted trays and explorers, x-ray film, filling material, paper products, and impression material.
Placing instrument.
Curing instrument.
Ultrasonic scaler (for removal of prophylaxis).
High- and low-speed drills (enough for two operators).
Please note that all items that are to be used for more than a year will be classified as long-term capital assets and will be depreciated using the G.A.A.P approved straight-line method of depreciation.

Loan Proposal

I intend to borrow Zidisha loan so as to construct a permanent cow shed in my farm. The one that I am having is not permanent and requires frequent repairs. I feel my two cows are not comfortable since when it rains the shed seems to be in a mess and even when milking, the shed looks a mess. With this I require the following
600 feet stones - USD 60
Sand - USD 25
Ballast -USD 20
Cement -USD 35
Offcuts -USD 30
Timber -USD 28
10 Iron sheets -USD 45
Nails -USD 0.8
Labour -USD 60
This means that I require about USD 300, I understand my first loan from Zidisha may not cover all the costs and there fore I will set aside some funds from personal savings.
I will construct a large shed that will accommodate about 3 cows as I plan to have additional ones in the near future.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 22, 2016

Repayment status

On Time

Projected term

21 months


Paul Buchheit

Mountain View, United States

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  • Stephen    Jan 20, 2018

    Dear All
    I am sad that my business is currently facing crisis due to upaid debts but am hopeful that soon it will work for the better, meanwhile I will adjust slightly.
    Thank you

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  • Stephen    Dec 29, 2017

    Due to prevailing circumstances, I will make this downward rescheduling for this moment

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  • Stephen    Dec 19, 2017

    I thank you finally my loan has been fully funded, it was long wait but I remain commited

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  • Stephen    Nov 20, 2017

    Dear Lenders,
    I thank you for funding me up to 79% unfortunately time ran out and my loan expired without fully being funded, kindly give support again

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  • Stephen    Nov 6, 2017

    Thank you for giving me this chance again to apply for loan

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  • Stephen    Nov 6, 2017

    I have really worked hard to beat my deadline, thank you so much for your help

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  • Stephen    Apr 18, 2017

    Will be adjusting upwards in a short period of time

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  • Stephen    Mar 31, 2017

    Dear Lenders,
    My loan was disbursed, I thank you most sincerely for the good gesture and will work hard to repay on time. Thank you

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  • Stephen    Mar 29, 2017

    Thanks lenders

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  • Stephen    Mar 12, 2017

    I want to clear the loan now that am doing fine

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  • Stephen    Dec 19, 2016

    First i wish all zidisha staff, lenders and all borrowers a merry chrismas and prosperous 2017, at this time some businesses dont do well but am hoping for the best

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  • Stephen    Oct 10, 2016

    I request for time this week due to unavoidable circumstances

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  • Stephen    Jun 21, 2016

    Dear Zidisha
    I am adjusting downwards atleast for now, next week I will adjust upwards

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  • Stephen    May 10, 2016

    Thank you for the loan, the future looks bright

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