Entrepreneur
Name
Dartey
Member since
February 2015
On-time repayments
71 installments • 48%
About Me
My name is Enock Dartey. I live in Berekum, an area in the Brong Ahafo Region of Ghana. My house number is KYB 101. I am 26years of age. My parents are Mr. and Mrs. Gyaase. I grew up with three siblings. I completed primary school and continue to have Senior Secondary School Certificate respectfully. I have also graduated from the University of Ghana, Legon where a pursued Nutrition and Food Science. I have always thought of setting up my own business to help create employment for other youths who are unemployed. As such I have set up a small business which I process Cashew nuts (thus roasted cashew nuts) to my customers. My hobbies are; watching movies, soccer and reading books.
My Business
I am into processing of Cashew nuts for human consumption. I buy all my raw products (thus semi-processed Cashew nuts) from wholesalers. I have been doing this business for close to 2 to 5 years now. My products are not only liked for their great taste but also the high nutritional value. Cashew is known to contain high amount of magnesium which is nutritionally known to help in brain development. I earn approximately $273 per month. The demand is very high, but I am only able to produce few due to insufficient funds to buy more raw materials for processing. I want to expand my business so I can also employ other youths into it and also enrich the nutritional life of other humans. I am happy that I am self employed and can contribute to my society.
Loan Proposal
I want to thank zidisha for my previous loan and the positive impact it has made in my life. I am applying for another loan. When I receive the loan, I will buy more raw products (cashew nuts) products for roasting an. Some of the products I will be buying also are packaging materials and weighing scales to support my business. I assure you that, i will use the money solely for it purpose in other to attract more customers and help grow my business in order to repay my loan. I count on the lenders to consider this my loan application in other for me to expand the business to a new level to provide employment to others and also enrich the nutritional needs of my community people. I hope and know that if I get this money my profit margin will increase and will be able to generate a minimum of 41% profit within a week to payback the loan.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,013.00
Date disbursed
Aug 29, 2015
Repayment status
Late
Projected term
64 months
Other loans
Lenders
United States
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Summary
Amount repaid
$36.25
Amount remaining
$946.25
Expected completion
Jul 31, 2016
Status
Repaying late
Installment amount
$38.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 6, 2015 | $12.50 | Sep 6, 2015 | $12.50 |
| Sep 13, 2015 | $5.00 | Sep 13, 2015 | $5.00 |
| Sep 20, 2015 | $2.50 | Sep 20, 2015 | $2.50 |
| Sep 27, 2015 | $2.50 | Oct 4, 2015 | $2.50 |
| Oct 4, 2015 | $2.50 | Oct 4, 2015 | $2.50 |
| Oct 11, 2015 | $2.50 | Oct 12, 2015 | $2.50 |
| Oct 18, 2015 | $2.50 | Oct 22, 2015 | $2.50 |
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $1.25 | Jan 10, 2016 | $1.25 |
| Jan 17, 2016 | $1.25 | Feb 9, 2016 | $1.25 |
| Jan 24, 2016 | $1.25 | Feb 9, 2016 | $1.25 |
| Jan 31, 2016 | $1.25 | Feb 9, 2016 | $1.25 |
| Feb 7, 2016 | $1.25 | Feb 9, 2016 | $1.25 |
| Feb 14, 2016 | $38.00 | ||
| Feb 21, 2016 | $38.00 | ||
| Feb 28, 2016 | $38.00 | ||
| Mar 6, 2016 | $38.00 | ||
| Mar 13, 2016 | $38.00 | ||
| Mar 20, 2016 | $38.00 | ||
| Mar 27, 2016 | $38.00 | ||
| Apr 3, 2016 | $38.00 | ||
| Apr 10, 2016 | $38.00 | ||
| Apr 17, 2016 | $38.00 | ||
| Apr 24, 2016 | $38.00 | ||
| May 1, 2016 | $38.00 | ||
| May 8, 2016 | $38.00 | ||
| May 15, 2016 | $38.00 | ||
| May 22, 2016 | $38.00 | ||
| May 29, 2016 | $38.00 | ||
| Jun 5, 2016 | $38.00 | ||
| Jun 12, 2016 | $38.00 | ||
| Jun 19, 2016 | $38.00 | ||
| Jun 26, 2016 | $38.00 | ||
| Jul 3, 2016 | $38.00 | ||
| Jul 10, 2016 | $38.00 | ||
| Jul 17, 2016 | $38.00 | ||
| Jul 24, 2016 | $38.00 | ||
| Jul 31, 2016 | $34.25 | ||
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