To finance my cybercafe and finacial business


Ndhiwa, Kenya

100% repaid




Member since

March 2015

On-time repayments

209 installments  •  99%

About Me

I am a Kenyan citizen aged 40, married and is blessed with four children among them, last born named zidisha. I am a business man who hails from a very poor background, but managed to prosper through the help of zidisha.I have experienced a lot of challenges in my life and my experience taught me self discipline. We could at times go without food because my father drank all the money and couldn't provide food for the day. I wish I were old enough, I would have taken him to court for the pains he caused us as a family. But on the other side, I may pardon him because I feel he made me realize that to archive in life, hard work must be highly emphasised.

My Business

I started business in a very difficult situation since I didn't have enough capital until I leant about zidisha, now I have numerous businesses, like wholesale and retail shop, cyber cafe, financial services and a p.s.v vehicle. all these achievements just came because of you lenders and that is why I appreciate you.

Loan Proposal

i will start stalking computer accessories and other office requirements like photocopying papers, laptop chargers and batteries among others all these will cost $ 12000,the remaining amount, i will pump into my financial business which has now picked very well due to the fact that people in our area are nowadays using money transfer more than anything else. i believe that it will increase my turn over with at least 70-80%






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 25, 2019

Repayment status

On Time

Projected term

4 weeks


Paul Buchheit

Mountain View, United States


Minneapolis/StPaul, United States



United States


Joseph Hwang

Houston, United States



United States





David Hopkins

United States

Ask Pius a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Pius    Oct 17, 2019

    i made a proposal just 2 days ago and my loan was funded 90%, now waking this morning, i receive a message that my proposal is expired, while days remaining is still 12. i don't, understand.

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    • Pius    Oct 16, 2019

      hi Laurie,
      thanks for your concern please just help me realize my dreams

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  • Pius    Oct 15, 2019

    thank you very much for the support you have been rendering me since i joined zidisha. you have been God sent and i will never forget to appreciate you, i hope i have been trying to make all payments on time though there are some challenges i experience at times,my payments has been 99% but i an trying that my payments be 100%. the loan that i have just completed made a very difference in my business and now i experience more customers a s well as i am kindly asking you to remain trusting me as you have been and i promise that i will never fail you at any time.

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  • Pius    Oct 14, 2019

    i am very sorry for last weeks payment that delayed, i had some problems so i could not make the payment on the exact date, but i have actually made the payment.

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  • Pius    May 25, 2019

    I will buy maize floor and sugar for my shop.
    It will actually increase my earnings.
    I therefore thank my lenders and may God bless you thanks.

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  • Gladys    May 25, 2019

    Hallo pius regarding your question please post on the forum to receive more response.
    Thank you.

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  • Pius    May 24, 2019

    My completed loan was not fully funded and again more than 10000/= was deducted so I was unable to buy all that I planed, but still I was able to buy one computer which at least helped, I secured another employee and the workload decreased though I didn't realized profit as I would have if the loan was fully funded. I humbly request that this time round you may help me realize my business goal.

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  • Mary    Apr 14, 2019

    I hope your businesses continue to expand Pius, so you can employ others in your community.

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  • Pius    Mar 18, 2019

    i added computers and a printer to my cyber cafe i again added cash to my financial institution, the purchase made a lot of differences, i have gone as far as buying a car with the profit i earnings have increased by at least 60%. i have added two computers and a printer and even increased my agency cash flow. The loan has really helped me a lot i have taken my children to school and even built my home, my eldest son is in the university. my young zidisha is now mature enough and is in pre-unit now i hope God will give me grace to educate her and in the near future,she could try to help the needy.

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  • Pius    Mar 16, 2019

    I intend to finish the loan and possibly apply another

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  • Pius    Jan 29, 2019

    wonderful people, you are life changing. in fact since i knew about you i have been blessed both physically and financially, i was stranded with a lot of credits i was owing people including banks, i was just about to be enlisted on crb because i could not pay the bank loans. i thank God who showed me zidisha when i went through my internet. i have gone as far as paying all the loans that i had by the profit i got from your loan and believe it, as at now i don't have any other loan apart from zidisha, i have a car reg. no KCL 757J and have built my home all these are achievement i have received because of Zidisha. I am happy that Zidisha changed my life and i am proud to testify.
    kudos Zidisha

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  • Pius    Nov 19, 2017

    Hi Tram,
    I wish to inform you that I have received the full disbursement of Ksh 189675. I now intend to buy computers and Printers to my cyber cafe and the rest, finance my financial Institution. I thank you once more for the trust you have bestowed in me.
    You are wonderful.
    Pius Arara.

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  • Pius    Nov 6, 2017

    Thanks very much for the trust you have bestowed in me. I am very grateful for your support. I will now buy more computers for my cyber and I believe this will increase my income greatly. May God bless you all. I once again thank you very much.

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  • Pius    Oct 23, 2017

    I want to complete the payment as early as possible.

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  • Pius    Nov 27, 2016

    i am hospitalized and currently i have closed my shop.

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  • Pius    Nov 5, 2016

    Hi Lenders,
    I am so happy to inform you that I actually received the loan that totaled to ksh 120,127. I have just bought a printer and s laptop.
    I believe that this will help me schive my goals of sponsoring 10 orphans during their schooling.
    Thanks once again for your support.

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  • Pius    Oct 31, 2016

    i am very grateful for the funds, i intend to add one laptop and printer i also intend to add funds to my financial institution, i hope this will help me more to increase more on my earnings and believe that my sponsored orphans will not lack school fee. thanks once again for the trust you have bestowed on me.

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  • Pius    Oct 29, 2016

    I thank God for granting me favour to complete the payment, I faced challenges but I am happy now that the challenge has been resolved thanks to the team. the concluded loan made a very big difference to my life, it made me complete school fee to orphans i sponsor and i started another business and that is a financial institution which is mpesa and coop bank agencies, this business is doing good and the only challenge is lack of finance. it need a lot of money to operate. included are photos of the children that I support and my new financial institution.

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  • Pius    Sep 12, 2016

    please i have actually paid the amount that appear due in my account please update my account.

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  • Pius    Jul 23, 2016

    Hi my lenders,
    I bought another laptop and a printer and again started agent banking service with the remamount,I amount I can now give out the services and now people not que much for the services. My earnings have increased almost by 50% as I said earliest.. I have again started agent banking service. I am now able to feed,cloth and send my children to school including the orphans that I take care of. My neighbours including the community do appreciate the achievements since they can now access the services at their door step.
    Thanks once again to zidisha team.

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