To improve and add many more varieties of goods

Patrick Wambua

Endarasha, Kenya

0% repaid

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How it Works

Entrepreneur

Name

Patrick Wambua

Member since

January 2014

On-time repayments

273 installments • 1%

About Me

My name is Patrick Wambua Paul.I am a male,Kenyan citizen.I was born in the year 1977 at Machakos County,Kenya.Iam the second born in a family of five children.I am a God fearing and also I worship at Sacred Heart Catholic Church,Endarasha under Bishop Lazarus Chesire.
I am a father of two children and a husband to Monicah Muende Wambua.My first born is in class seven at Upper hill Primary School,while the last born is in Kindergarten middle class. I’am a hardworking father and also a responsible businessman.

My Business

I operate a Shop here in Endarasha town.I started this business in the year 2004.My shop is recognized by the Endarasha County Council and also licensed too.I chose to operate a shop due to the big crowd of people who usually come from urban towns.The customers I attend mostly are from the local hotels and the surrounding neighborhood.They always come for my services due to the good business communications and fair prices compared to my other competitors within. My customers sometimes come for the services and pay later . That is why I have gained more new customers in the results of good customer relations.
For the last month sales are as follows:Total sales revenue= Ksh.87,210
Restocking goods=Ksh.56,950
Rent=Ksh.3,500
Business licence=Ksh.5,400
Water & Electricty=Ksh.600
Home expenses= Ksh.9,500

Total net profit Ksh.11,260
Through the zidisha funds/loan I will be able to restock more varieties of goods and making more sales and profits.It is my plea that you will consider my business and fund it thank you.

Loan Proposal

Thank you all the zidisha platform and all the lending panel on board.For the last loan,it really brought back my shop back to life,as i had bought various different and highly on demand kind of goods to my customers,which has shown a very positive comeback for my business through providing my customers with what they are asking for.
Through this loan,i am going to buy more bulky and more demanding goods in wholesale price which i will get more sales as part of gaining more customers with the availability of what they are asking for.I will also make sure that i will be punctual when my payment day comes.Thank you and welcome for the funding.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$451.00

Date disbursed

Mar 11, 2014

Repayment status

Late

Projected term

62 months

Other loans

Jan 2014: $150

Lenders

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Bavarian

Bavaria, Germany

JoeSolar

Virginia, United States

Caalve

Bratislava, Slovakia

Jopar

Corroios, Portugal

bycyt

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Serene

Philadelphia, United States

cranejoad

cazenovia, United States

mkelley79

Bakersfield, United States

jpolson

Canada

valiy

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Jake Gibson and Beverly Picardo

San Francisco, United States

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Patrick Wambua Jun 13, 2014

Hi lenders,I am still collecting up the pieces to make my normal living life a new look.I am back again and i have started paying my loan in small bits.All that happened only God knows.I have already forgiven the thugs who broke into my shop and stole my goods and the day's sales.God will award me in a different way.I will be paying this amount for now and later on i will adjust my weekly payments.Thank you for your patience and prayers too.

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Patrick Wambua Jun 13, 2014

Hi lenders,I am still collecting up the pieces to make my normal living life a new look.I am back again and i have started paying my loan in small bits.All that happened only God knows.I have already forgiven the thugs who broke into my shop and stole my goods and the day's sales.God will award me in a different way.I will be paying this amount for now and later on i will adjust my weekly payments.Thank you for your patience and prayers too.

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Taylor Hanna May 30, 2014

Hello lenders,

I am a country liaison intern with Zidisha and wanted to update you on this account. Joel Obunga has contacted us to say that he spoke with Patrick on the phone and Patrick was unable to make his payments due to a theft at his business. He hopes to resume his payments soon. We appreciate your patience and wish Patrick all the best.

Thanks,
Taylor

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Haroun May 22, 2014

Patrick is not available on the phone number provided, i tried Joel Obunga the person who referred him to zidisha too he is not available on phone, I tried one family member Dunge Kioko too cound be reached on the number provided, it seems all contacts provided cant be reached.

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Haroun Apr 24, 2014

Hello Patrick, how is Endarasha? How is business cant reach you on phone, kindly update us on your loan payment. Thank you

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Patrick Wambua Mar 27, 2014

I'm sorry to the zidisha team and the powerful lending team.I am now changing my payments mode but as time goes by i will be back on track to pay large amount of money.Please bear with me for now and also i will be updating my lenders on how is going for my business.For now that is all and Thank you all.

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Patrick Wambua Feb 28, 2014

Hallo all the good people from the Zidisha community.It is my humble time to register my sincere greeting and joy as my business is responding with A stand in its monthly sales outcome.For the few days back,all the monthly customers who comes for the service at a credit basis they have finally paid.Only few have been lagged behind but they has promised to clear their dues by the end of the week.I can surely say that i have WORTHY FRIENDS,who can bear with my situations and in times of needs.
I believe that in the future you will also be part of my success and you will always support my shop to be a self selection store.Back here, me and my family we say God bless Zidisha,Long live Zidisha Micro-finance.Thank you.

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Patrick Wambua Feb 14, 2014

Thanks alot the zidisha family for uplifting my business.Now that i have restocked my shop,i am sure that things will be alright.From next paying date i will make my installment without any delay.For now my weekly customers who buys the goods on credit have not yet paid me.It is my prayer that i will be on time come next week.One of my customers had promised to pay on Wednesday next week.So i will not fail you again.I sincerely apologize for the delay.Accept my sincere apology and have a good one.

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