To purchase a deep freezer

Veronicah

Bumala, Kenya

47% repaid

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Entrepreneur

Name

Veronicah

Member since

October 2013

On-time repayments

171 installments  •  83%

About Me

I'm Veronicah Mwaura.Born and raised in Nakuru County Division,Kiamaina Sub-locatuon Heshima village.Actually i come from a humble background am first born to Mr.Ngungi.I run a small hotel within Bumala town.I live in Bumala where i started this business nearly 2 years ago after finishing my high school level and failed to get fund to proceed further.At the moment have done certificate in food and beverage of which i paid the fees from my savings from the business.
I feel have done so much with this because have managed to purchase my own house hold and almost 70% of my fees.

My Business

My business has an average sales of KES 2000 per day because i also make some mandazi which are supplied to the shops around here.So if i get the money i will stock baking flour and coking oil so that when i sell i just save and repay the loan.
As the name hotel suggest i make nice food to the local and they love my food because of my hygene and i serve them well.The only problem i face is lack of capital to expand this my business for example where i am i lack enough space that find that during lunch time some customers finds no place to sit.

My monthly cost is as follows rent ksh 2500,two people that help me with the operation ksh 3500 each and others expense add upto ksh 10000 while can save atleast ksh 5000 per month..

Loan Proposal

I am going to purchase a new deep freezer worth KES 65,000.This will help me store perishable commodity in my hotel.Also it will help me to expand my business to fresh drinks.I will be able to blend fresh fruit and make varriety of juices.By selling juice i will be able to earn more and more profit.Also want to add more commodities like baking flour,sugar,cooking oil,baking powder and maize flour.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$508.00

Date disbursed

Mar 24, 2014

Repayment status

Late

Projected term

132 months

Other loans

Nov 2013:  $100

Dec 2013:  $295

Lenders

LaBretonne

France

F

FHult

Stockholm, Sweden

Svenip

Vienna, Austria

J

jjonas

berlin, Germany

E

erogers

Vancouver, Canada

T

TVandenbosch

Brussels, Belgium

P

Paleomagick

Eldred, United States

P

Pavane

Kungsbacka, Sweden

E

Escalada

Bakersfield, CA, United States

C

CZC

Lake Zurich, United States

D

Dutch_lender

Leiderdorp, Netherlands

ProfWriter

Boone, United States

P

payette

Ottawa, Canada

E

Elvis

India

NA

NO ACCOUNT

Bluba, Germany

T

tejora

Finland

D

dm151

Australia

S

stortor

United States

M

Michi

Switzerland

G

GuyBelgium

Belgium

Ask Veronicah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Veronicah    May 31, 2017

    Kindly allow me to pay shillings KES 100

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  • Veronicah    Mar 23, 2017

    Am sick

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  • Veronicah    Jul 18, 2016

    Please allow me to pay KES 100 and when i settle some issues i have i will reschedule again because am concerned with my credit limit am still working on it!!!

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  • Veronicah    May 11, 2016

    Please my lenders i will be more happy to see me clearing my loan.I will be paying my loan which will helped me in my business.Thanks for being understanding to me!

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  • Veronicah    Jan 18, 2016

    Am very ill

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  • Veronicah    Dec 18, 2015

    I have sent my repayment last week

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  • Veronicah    Mar 27, 2015

    Please kindly forgive me for not paying on-time.My grandmother is now well and will start paying well from today kindly bare with me that today i am going to deposit something into your account without missing and i will maintain the trend till the end.I the business too is picking well and i hope all will be much good as soon as possible.

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  • Veronicah    Feb 4, 2015

    Please kindly forgive me for not paying on-time.My grandmother is now well and will start paying well from today kindly bare with me that today i am going to deposit something into your account without missing and i will maintain the trend till the end.I the business too is picking well and i hope all will be much good as soon as possible.

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  • Veronicah    Jan 4, 2015

    Please kindly forgive me for not paying on-time.My grandmother is now well and will start paying well from today kindly bare with me that today i am going to deposit something into your account without missing and i will maintain the trend till the end.I the business too is picking well and i hope all will be much good as soon as possible.

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  • Veronicah    Dec 10, 2014

    Hellow dear lenders?

    Thanks for all our sorrport am greatfull to you.My business is doing very well am delighted.I lost my smartphone but now have a new one that's why i was not communicating but am very fine God bless you.

    Thanks,
    Veroh

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  • Valentine    Sep 9, 2014

    I thank all Zidisha borrowers who are assigned to me,you responded positively on the phone and acted upon your repayments i hope you will continue with that spirit of moving foward.Success!

    Valmond,
    vm

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  • Veronicah    Sep 4, 2014

    Please kindly forgive me for not paying on-time.My grandmother is now well and will start paying well from today kindly bare with me that today i am going to deposit something into your account without missing and i will maintain the trend till the end.I the business too is picking well and i hope all will be much good as soon as possible.

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  • Veronicah    Sep 3, 2014

    Dear to all my lenders,

    I am very pleased that during my hard time you have been with me,vote of thanks to pavane and svenip for wishing my grandmother well.I am also happy to have good lenders like Pavane,Crissr,Escalada who have been supporting my loan since i joined zidisha i hope to work with you all till the end.I am now back my grandmother is well and my business is now back on track.I hope to reschedule my loan to a larger installment as from next month.

    Thank you

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  • Veronicah    Jun 26, 2014

    Please kindly forgive me for not paying on-time.My grandmother is now well and will start paying well from today kindly bare with me that today i am going to deposit something into your account without missing and i will maintain the trend till the end.I the business too is picking well and i hope all will be much good as soon as possible.

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  • P

    Pavane    Jun 17, 2014

    Hello Veronica,
    I too would like to send you good wishes and hope for you, your grandmother and your business to see brighter days ahead. An advice: reschedule again so that your repayments will catch up with the date, so that your repayment record will not be destroyed.
    Best regards, Pavane

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  • Svenip    Jun 17, 2014

    Dear Veronicah,

    I hope you are well and that your grandmother and your business are doing better. Good luck and all the best!

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  • Veronicah    May 15, 2014

    I am here to apologize for not making my payment for last week.I am informing you that the business is not going well and i am also having problem my grandmum was very ill and she was admited in the hospital and i have paid the bill.For now kindly allow me to pay ksh 300 per week till things goes well i will come back to my payment again.

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  • Veronicah    Apr 17, 2014

    Dear my lenders i am here to let you know that i wish to reschedule my loan in the next three or four weeks.This i because i have now deeply invested all the amount i had and yet now the business is down from last week.I wish the amount be reduced from Ksh 3600 down to ksh 1000 for a while and the business come back to normal i will increase it again.

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  • C

    CZC    Mar 10, 2014

    Ms. Mwaura,


    I see that you have invited Samuel King'ori Mwaura to join Zidisha. Is he a relative of yours? If not, how well and how long have you known him?


    Thanks,
    Cris

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    • Veronicah    Mar 11, 2014

      Hallo Cris,
      Samuel is not a relative to me,he always supply me with baking flour for long now.He is a good person.

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    • Veronicah    Mar 21, 2014

      Thank you so much Cris for feedback,i can't post loan now because credit limit has not increase at all.I was loan KES 25,135 three months ago now it's still stand at KES 25,135!

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  • C

    CZC    Mar 3, 2014

    Ms. Mwaura,


    Thank you for being such a reliable borrower. I truly appreciate your on-time repayments.


    I see that you invited Mr. Elijah Omollo Okendo to join Zidisha. I'm considering funding him, but I'd like to get more information on him. How how well and for how long have you known him?


    Thank you,
    Cris

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    • Veronicah    Mar 6, 2014

      Thank you cris i have invited of my neighbors Elijah Omolo and Moses Opiyo because they are hardworking people.Please lend them

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