To purchase a laptop and modem for research services

Entrepreneur

About Me

My names are John Karanja Wangui born in the year 1981, in Ukunda, Mombasa County of the Coast Province in Kenya. I went through my early Primary education in Magede. I am married with three children. I do engage in dairy and cash crop farming and am also working at with the Public service at the registration of persons as a Clerk at the County offices. My farming is not specialized as I greatly depend on the season plus what will fetch good money in the market. I therefore practice crop rotation ranging from planting crops such as Potatoes, cabbages among others. My wife and engaged labourers do most of the manual work since I am working but over the weekends I am greately Involved. I have a passion for computers and have been developing softwares using Visual Basic and in future I will be doing Programming.

My Business

Currently, am working at the County offices as a Clerk, besides I am a farmer dealing in cash crop and dairy farming in Ukunda. I grow wide range of cash crops like potatoes, peas, carrots and cabbages. I am also a member of Tawala farmers SACCO where we sell our milk and get paid at the end of the month.
Collections or income per month range from USD 12 to USD 18 per month. This after deducting the expenses amount to USD 6 per month as net income the amount that I add to my salary at my work place for family upkeep and paying school fees for my first born child who schools at Magede Academy.
Besides dairy farming, I from time to time do computer services for my friends at a fee, i own a desktop computer and a deskjet printer, so those undertaking their research, typesetting and scanning services mostly from friends and workmates do engage my services.

Loan Proposal

With my second loan, I want to purchase a laptop and a modem to do online research which is currently on high demand, i have observed it as an opportunity since most people are furthering their education and coursework requires a lot of research. I have observed the inconvenience from my workmates who often complain of shoddy job being done in cybers as they are not there to give their input since most of the time they are working. This laptop will also help me since in April I will be enrolling for a Degree course. I intend to purchase INTEL CORE i3 2.4 "15.6 Laptop currently at USD 400 and a safaricom modem currently at USD 20. This will go along way in not only helping me but also generate money from which I will be able to repay the Loan.

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