To purchase a miracle flashing tool for repairing chinese phones

Josephine

Mukuyu, Murang'a, Kenya

44% repaid

Entrepreneur

Name

Josephine

Member since

January 2014

On-time repayments

74 installments  •  35%

About Me

I am a lady, aged 25 years, married with two children. I have a diploma in business management from Kenya Institute of Management. I live in Murang'a County in Kiharu District, Mukuyu Village. My home is located just about 100 meters from Mukuyu goats market and its next to Hue Millers. After my diploma I was employed by Barclay bank as sales representative but quite to start my own business which offered me more satisfaction. I run a small shop that deals with phone accessories and computers maintenance. I have a lot of passion in business.

My Business

I operate a shop along Gishohi lane in Mukuyu. This is the street connecting matatu stage and goats market and its approximately 100 meters from where I live. This makes it convenient for me to open my shop early and close late in order to maximize sales. I sell phone accessories and also operate Mpesa agent. I would use the loan to get more float on my Mpesa and buy more stock. My shop earns me an average of 600 profit in a day, I also project income of 1000 if I inject more capital. Mpesa gives me a commission of at least 3000 in a month. this is enough to enable me repay the loan

Loan Proposal

Hi lenders, I want to expand my abilities to repair Chinese phones in my shop, I therefore need the loan to purchase a new flashing tool. I will use all the money and add some of my saving for this tool. With this tool I will be able to serve more customers and repair more Chinese phones which are the most in the market. I look forward to your funding. Thanks in advance.

Kind Regards
Josephine

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$143.00

Date disbursed

Jan 9, 2015

Repayment status

Late

Projected term

12 months

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Ask Josephine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lewis    Jul 29, 2015

    Dear lenders
    on behalf of josphine i spoke to mr. Kanyora who invited her to zidisha and i requested him to remind her to pay her arrears or else to take her thro the process of rescheduling

    regards
    lewis njau (v.m)

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  • Josephine    May 11, 2015

    I am facing financial difficulties.

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  • Lewis    Mar 15, 2015

    Hi lenders, i sent josphine a text message after her phone was not going through, i believe she will remmit her installment when she switch on her phone

    lewis njau( v.m)

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  • Lewis    Feb 13, 2015

    hi lenders, am glad that you financed josephine in her loan, i spoke to her reminding her to remember to start repaying and in short i believe she will start repaying, thanks so much for helping her
    lewis njau
    V.M

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  • Levin    Jan 8, 2015

    great business idea

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  • Josephine    Jan 8, 2015

    Hi lenders, thanks for your support in the previous loan application. It was a real success all attributed to what you gave me. I have taken long before requesting for a new loan as I was restructuring my business. I look forward for a warm relationship with you during this application. Thanks a lot for your support.

    Kind regards
    Josephine

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  • SeeMeeFi    Sep 14, 2014

    Congratulations on completing your loan!

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  • Josephine    Jul 23, 2014

    Thank you lenders, I have just deposited my last installment. I look forward to work with you soon. For now I will concentrate on restructuring my business.

    Kind Regards
    Josephine

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  • Lewis    Jul 16, 2014

    hi lenders i contacted josphine wairimu and she will de remitting her loan very soon

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  • SeeMeeFi    Apr 8, 2014

    Thank you for all of your repayments, Josephine. I hope the best for you in all you do!

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  • Josephine    Apr 4, 2014

    Dear lenders
    My business has been performing badly. I need to reschedule my loan premium to a more affordable one for the time being. am planning to reschedule it back once my business starts performing well. i apologize for the delay in payment and i promise both my lenders and the zidisha team that this will not happen again.this is because i would like in future to apply for another and enhance my business.

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  • pbosakov    Feb 5, 2014

    Hello Josephine,

    I am happy to see that your loan was fully funded, and I wish you success with your business. God bless you.

    All the best,
    Petko

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    • Josephine    Feb 12, 2014

      I really appreciate the goodwill of all lenders. May God bless you as you support me in my journey to be a prominent business lady

      Thank you

      Kind Regards
      Josephine Wairimu

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  • Josephine    Jan 31, 2014

    dear lenders
    i have placed my photo i have been trying to upload the photo but today i succeeded. i once more the lenders to help me have the loan fully funded..

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  • Josephine    Jan 30, 2014

    dear lenders
    first all i would like to thank all the lenders who have shown confidence in my business and placed bids. i would like to urge the lenders help me fund raise my loan to enable me achieve my goal.secondly this being my first application i have placed a lot of confidence in zidisha. yesterday i was given details by Henry Kanyora and i would like to equally thank him and which i would like to put into practice to ensure full funding of my loan. i have so much hope that my loan will be fully funded before the expiry date. may God bless you in advance

    Kind Regards

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