To repair my motorbike

Joseph

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

September 2016

On-time repayments

45 installments  •  18%

About Me

I was born in a family of two brothers and one sister,we were educated by our uncle,we were raised by our mum,we passed through challenges being educated by somebody who is not our parent it was not easy,after secondary education i did not proceed with education because my uncle passed away,i joined driving school,my cousin paid for me until i completed the course.after i completed my one year course in driving i secured a job in ketepa company as a driver,i bought motorbike after saving the money that i earn,i combine my salary together with the money i get from the motorbike to pay for my son and my sister.majority of people in our land believe that if you don't have chickens you are poor,my son wants to be a doctor,i like traveling.

My Business

I transport people from one place to another,it is faster and also it is used by majority of people who live in rural area where vehicles cannot access.i decided to do this kind of business because i saw many people hard many problems in transportation.i earn 400 shillings in a day which use in paying my son and sisters school fees and i also save a portion of my earning.

Loan Proposal

I want to buy two motorbike tires which cost $30 each.buying this the problem of having puncture every time will stop.and also my daily earning will increase by 10%.if i make more money i will be able to pay school fees for my son and sister without difficulties.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$44.00

Date disbursed

Sep 6, 2016

Repayment status

On Time

Projected term

8 months

Other loans

Lenders

PG

Paul Graham

United States

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  • Mabel    May 6, 2017

    Dear Zidisha Team,

    I have not been able to get through to Joseph. His phone just rings but he doesnt pick. I have spoken to Pastor Kabinga who is the community leader. He says he spoke with him and that we can contact him if he fails to pay the loan. I therefor recommend that he be given the loan.

    Thank you.
    Mabel

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  • Mabel    Apr 4, 2017

    Dear Zidisha team,

    I have talked to one of his guarantors(pastor Kabinga) who has promised to go to where he is next week then give feedback. Otherwise his own phone is out of service for many days now.

    Thank you.

    mabel

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  • Joseph    Nov 8, 2016

    I want to buy pesticides to spray to my tomatoes so that it will not be attacked by pest and diseases at its final stage.and also i want to buy crates which i will use to transport my tomatoes to the market.i want to buy five liters duduthrine pesticides for $80 with foliar for $40 and buy ten plastics crates each at $30 in total it will cost me$ 420 which i will add with my saving to complete the budget.by doing this i will be able to increase my earnings by 30% .and also the profit i will be getting i will save to buy another motorbike.i am very glad for all of you lenders for funding my second loan,thank you very much for your effort.

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  • Joseph    Nov 6, 2016

    Thank you you for your first loan it helped me a lot even i started a knew project of a farming.

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  • Joseph    Sep 30, 2016

    i want to reduce my installment because in rainy session my job goes down,but i will increase my repayment as soon as possible.

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  • Joseph    Sep 25, 2016

    My business as gone but i will increase as soon as possible when my business picks up.

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  • Joseph    Sep 4, 2016

    I want to buy two motorbike tires which cost $30 each.buying this the problem of having puncture every time will stop.and also my daily earning will increase by 10%.if i make more money i will be able to pay school fees for my son and sister without difficulties.i thank all of the lenders who funded me God bless you all.

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