Purity

Nyahururu, Kenya

100% repaid

Entrepreneur

Name

Purity

Member since

November 2012

On-time repayments

18 installments  •  6%

About Me

i am a mother of two living in manguo location, nyahururu district Which is a slam within Nyahururu town where I have a rented house . i did my ksce education in 2006 and joined a computer class in 2008, since then I dint manage to join another course because I came from a poor background and they could not manage paying my school fees and feed my young brothers. That is when I decided to acquire a job for my upkeep. With much regard to my computer tutor who tought me tirelessly and willingly he introduces me to my first employer Anne wambugu who employed me as cyber assistant. Due it was a new business the pay was still small . here I worked till 2011 when my boss Madam Anne vacated to Nyeri town and we had to close over the business. I hereby Thank Madam Anne because she gave me some 2 computers which have build my life to date though they are out dated. In 2011 with the two computers in August I started a college still here within Nyahururu but I could not manage because the same month thats when I got my second born chil, where my business lacked support and management I can remember the town councils harassed me to the fullest because I has not paid the business permit I latter closed down the business and I got employed in another cyber café within the same town here I was stable and I at least maintained some customers where when I vacated to my new place they joined me and made my business grow... ..For 6 years being employed and having a good flow wherever I go that’s when i decided i can have my own business and serve my customers. it wasn’t easy to start because of lack of capital but lastly I started something however small it is. This business has maintained me to now and I am happy for the lord. All what I need is to expand it so that I can improve my living and give better education to my kids.

i am a mother of two living in manguo location, nyahururu district. i did my ksce education in 2006 and joined a computer class in 2008, since then i got employed as cyber assistant till 2012. For 6 years being employed and having a good flow wherever I go that’s when i decided i can have my own business and surve my customers.it wanst easy to start from scratch it being the leading projects in our country i saw it was good to start something small for my upkeep and to serve my people

My Business

Internet, unlike a typical cafe, will provide a unique forum for communication and entertainment through the medium of the Internet. Internet is the answer to an increasing demand of our todays living which in now a necessity to everybody it being a farmer, a business person, or anybody else who is living. The public wants access to the methods of communication and volumes of information now available on the Internet, and access at a cost they can afford and in such a way that they aren't socially, economically, or politically isolated. Internet's goal is to provide the community with a social, educational, entertaining, atmosphere for worldwide communication.

I work with ict and an instructor and also i offer services. Since I lest school i gained in interest in ict and I did that course which am so much interested even for expanding mu business to a bigger company. I offer services like printing, income tax application, KRA pin certificates, motor vehicle insurance forms which are found in the internet. In printing i make posters, wedding cards, eulogy, invitation cards , certificates, receipts etc. I also offer computer classes. The risk of this is the electricity shortage, there is always electricity interruption within the country which also contributes to destroying computers and printers. I make a minimum of ksh 500 per day an a maximum of 700 per day where if i can improve my business i will earn more and get more profit. With this I would like to expand and buy other like 9 computers, photocopier, fax, CP infuture to make it more demanding and a solution to all computer problems. Also I would like to have a computer shop where you can get all the computer accessories
The objectives of my business is The creation of a unique, upscale, innovative environment that will differentiate internet from local coffee house, Educating the community on what the Internet has to offer, formation of an environment that will bring people with diverse interests and backgrounds together in a common forum, Affordable access to the resources of the Internet and other online services.
As the popularity of the Internet continues to grow at an exponential rate, easy and affordable access is quickly becoming a necessity of life. Internet provides communities with the ability to access the Internet and share Internet experiences in a comfortable environment. People of all ages and backgrounds will come to enjoy the unique, upscale, educational, and innovative environment that internet provides.
The risks are which I encounter are like Will there be a demand for the services I offer ? ,Will the popularity of the Internet continue to grow? , Will individuals be willing to pay for the service I offers?
Also there is an issue of electricity shortage in our county hence on and off of electricity which fails many of us in business with this regard I future I would like to have a generator or a solar to make my business more stable. I love the business

Loan Proposal

To the best of my knowledge and in business it is more good to get your own materials from the main shops in Nairobi rather than buy them here where they are more expensive. If I can get a loan to get the materials from Nairobi and sell them at to my competitors at a given profit and use others for my own printing, I will but some printing papers, wedding cards , manila papers, embossed papers, lamination papers, pcv papers, and news prints and I sell them at profit to my customers and competitors. I will sell them at a price that will attract customers where they will prefer getting them from me rather than going for them in Nairobi. With the the wedding card I will be the core distributor within our town where I will sell them in packets and one by one as one desires where in future I would like to buy my own wedding card printer. I will also take tenders from government offices, companies, and universities to be a core distributer of this materials. This will make my business more diverse and well known hence good income and I will make a good customer relation
To the best of my knowledge and in business it is more good to get your own materials from the main shops in Nairobi rather than buy them here where they are more expensive. If I can get a loan to get the materials from Nairobi and sell them at to my competitors at a given profit and use others for my own printing, I will but some printing papers, wedding cards , manila papers, embossed papers, lamination papers, pvc papers, and news prints and I sell them at profit to my customers and competitors. I will sell them at a price that will attract customers where they will prefer getting them from me rather than going for them in Nairobi. With the the wedding card I will be the core distributor within our town where I will sell them in packets and one by one as one desires where in future I would like to buy my own wedding card printer. I will also take tenders from government offices, companies, and universities to be a core distributor of this materials. This will make my business more diverse and well known hence good income and I will make a good customer relation

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 14, 2013

Repayment status

On Time

Projected term

0 months

Other loans

Lenders

B

BRTHVL

Hendersonville, United States

Krtecek

Balzers, Liechtenstein

postnihilist

Honolulu, United States

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