Name
Stella
Member since
April 2014
On-time repayments
319 installments • 22%
i am a trained chef but a self taught business person. cooking has always been a passion and though i am employed in a catering company, i started a side business of lunch delivery just so as to earn extra income and also to keep my passion alive.
beside cooking and lunch delivery, i involve myself with outside catering at events. both corporate and private events.
a catering business needs equipment which are not quite cheap so my earnings are re invested by purchasing these items one after another. i also buy food stuff and ingredients
i run a lunch delivery business. you can never go wrong with food. the demand is high as so many people work far from home and mostly food is expensive and places to eat are far. i decided on this as you cut all costs and strains for them by delivering packed lunch for them. of course there is competition but my packaging and on time delivery makes the difference. there is risk of food going bad where there are no purchases. i sale a container of packed lunch at usd 2. in a day, i do upto 30 tins and after all costs cut, i get a profit of about usd. 10 a day
zidisha has helped my business grow by branding. now i need a motorbike to help transport my lunch faster to my clients so that they can get the food on time and while still warm. thus, i am asking for a loan to top up and buy a motorbike to help me in my lunch delivery business.
it is quite hectic to get lunch delivered on time considering this is to different offices which are at different places and using public transport complicates it further because of the traffic congestion and stopping every minute to pick or drop a passanger
Positive
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Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$467.00
Date disbursed
Jul 21, 2014
Repayment status
Late
Projected term
71 months
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