Transportation

James Chinyama

Ndola, Zambia

100% repaid

Entrepreneur

Name

James Chinyama

Member since

March 2021

On-time repayments

18 installments  •  33%

About Me

my names are James chinyama i live in ndola zambia house number 1878 hillcrest i live with my grandmother and two siblings am single.

My Business

i am a charcoal business man and student at zibsip i do my business to balance my source of income so that i don't strangle when its comes to pay my tuition fees and other stuff and i normally do some part time job because i can't rely on one source of income in this pandemic.

Loan Proposal

dear leaders thank you for the previous loan it really helps me alot, the previous charcoal i bought i sale it fast the market was good thats why i managed to pay back my loan in time and i need another loan which i will use to transport charcoal i ordered i bought 400 bags of charcoal plus labour for the people who are helping me to load, i will highly appreciate if you give me this loan in time because have got costumers who waiting for my charcoal to buy.

Income Source

my business is a good business because in many rural areas they Don't use stove to cook food, they only use braze for cooking its because of electricity problem so charcoals are on demand in these areas so i will manage to pay my loan in time without fail just like i pay my previous loan

My Videos

May 15, 2021: Charcoal business

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$65.65

Date disbursed

Apr 24, 2021

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $4.08

Credit risk payment: $10.65

Lenders

Daniel

New York, United States

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