Tuition fees for my young daughter

Emmaculate

Nairobi, Kenya

31% repaid

Entrepreneur

Name

Emmaculate

Member since

December 2014

On-time repayments

268 installments  •  29%

About Me

My name is Mwikali Joseph Emmaculate. I hail from Kitui town but currently living in NairobiCity. Born in a family of seven children, am the third of them. I am glad to have managed basic, secondary and tertiary education. I have a young child who is called Sharon; she brings joy to my life every time. I am a holder of a Diploma in Graphics design which made me change all my ideas very much and I love it. My family really encourages me and I have decided to forge ahead and not to look back because I know when I plant, I will surely reap hence I sought employment from a company by the name of Ignite Branding where we have machines which engrave and have put my talent and education to use.

My Business

l went to a secretarial college here in Nairobi and trained as secretary and professional graphic designing. When l finished school l could not get job because of unemployment problem in my country but I started doing small jobs in a cyber Café where I learnt How to use a software by the name CorelDraw. My Company name goes by the name Emmah Graphics’ but due to financial strain and the coming of my Daughter I had to seek employment somewhere but still the desire of owning my own company has not apart. I am capable to design bill board, sign board, printing, photo copy, and engraving of diaries. But without the necessary equipment l am unable to maintain the flow of work thus I have to outsource some services from outside places. I travel to shops in Nairobi where l pays to use their machines .I have Managed to acquire a good clientele base where thanks to H.E The President launched an initiative for the youth which has made it possible to do work without a lot of huddles though at times challenges come.This Items my company offer come in handy when there are events ,celebration e.t.c

Loan Proposal

First and foremost thank you for the loan you have given me. And making my child to join school.
This time I petition you again to assist me pay for her second term fees and buy games kit.
The loan will be
USD 300 school fees
USD 50 games kit

Feedback

1

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$362.00

Date disbursed

Jun 3, 2016

Repayment status

Late

Projected term

56 months

Lenders

sworthington

San Francisco, United States

B

BRWorthington

San Francisco, United States

cyrus0302

San Francisco, United States

COOPITALIST

Toronto, Canada

J

Jorgetmorais

Vila Nova de Gaia, Portugal

ErikN

Stockholm, Sweden

Scott

Oregon, United States

johnandmoliehi

Canton, New York, United States

B

blahblah

Nuernberg, Germany

B

BartenKatrijn

Ghent 9000, Belgium

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

Andrii

Kiev, Ukraine

JonB

London, United Kingdom

D

Darckdog

Lisboa, Portugal

K

khassi

AinEbel, Lebanon

M

martyb

United States

B

bugdaniel

Switzerland

T

tmarkus

Netherlands

B

bscent

Hong Kong

S

sarahb

United States

gugudu

Austria

Kyle Hoback

Omaha, United States

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

Roy

Espoo, Finland

W

Wade

United States

Wendy

Los Angeles, United States

Mouhamed

United States

MG

Meron Gribetz

United States

Paul

Seattle, United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

Emma

Australia

Martin Nielsen

Aarhus, Denmark

G

GS2

Germany

A

Andrei

United States

RC

Rudi Chen

United States

B

Boris

Bern, Switzerland

HPK

Switzerland, Switzerland

BW

Betty Waweru

United States

C

Carlene

United States

Bill Ballew

Kansas City, Missouri, United States

J

Jon

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Marius Lohri

Switzerland

BR

Brandon Ross

United States

NM

Nitya Marepally

San Ramon, CA, United States

Thomas Naimoli

United States

AB

Andrew Bent

United States

Christie Young

Boston, Ma, United States

A

Anonymous

United States

A

Anonymous

United States

Ask Emmaculate a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmaculate    Jan 28, 2020

    I want to finish paying this loan by june this year 2020

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  • Emma    Aug 18, 2019

    Hi Emmaculate, how you doing?

    If you could give us an update on how you're going that'd be great.

    Thanks in advance, Emma.

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  • Emma    Apr 19, 2019

    Hi Emmaculate :-)

    It might be helpful to ask if the zidisha team can restart things from today instead, so you're not trying to play catchup :-) You can post a msg here: www.zidisha.org/forum-threa...

    Hopefully they'll be able to help organise ways to avoiding your newer payments back-paying older ones... & Im guessing that would really help make it less stressful :-)

    All the best Emmaculate :-) Definitely get in touch with the team to try make things more managable for you :-)
    Warm regards, Emma.

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  • Emmaculate    Dec 4, 2018

    Hallow everyone ,
    The reason am reducing the amount to 100, is because my Job is not doing well and that why have not been paying the other installment.please i huge each of you to give me more time to pay.

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    • Emma    Mar 19, 2019

      Lower it as much as you need to Emmaculate.
      Thanks for the update :-)

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  • Emma    Nov 1, 2018

    Well done Emmaculate, good on you :-)
    If the amount is too high & causing stress, just ask the Zidisha team if they can lower it for you :-) Great to see you back... You're a strong woman :-)

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  • Emma    Sep 27, 2018

    Don't stop believing in yourself Emmaculate... You got this :-)
    You're already almost halfway... Just ask if zidisha can lower your repayments so they're more manageable for your current situation :-)

    Wishing you all the best, Emma.

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  • Emma    Jun 28, 2018

    Don't worry Emmaculate :-) You can do it :-) Sorry you've had such bad luck, but you're strong, don't lose hope... You've still got our support :-)

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  • Emma    Feb 26, 2018

    Well done Emmaculate :-) You're doing so well, its great to see you back :-)

    All the best with everything, Emma.

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  • Emmaculate    Feb 9, 2018

    Thank you for the advises and am really sorry for delay. There was a challenge from our company now we are back on track will clear my arrears. Thank u again for this opportunity

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  • Nicodemus    Jan 31, 2018

    Called Emmaculate to make payments this week

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  • Emma    Jan 7, 2018

    Hi Emmaculate,

    We still believe in you :-) You can do it... It doesn't matter if you're a little bit late. Just give everyone an update sometime soon & start back when you can :-) You'll be ok, you can do it...

    All the best, Emma from Australia.

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  • Nicodemus    Dec 25, 2017

    Have talked with Emmaculate n she will be in track

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  • Emmaculate    Nov 25, 2017

    There was a challenge from our company end but now we are back on track will clear my arrears and get back on track. Thank u again for this opportunity

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  • Emmaculate    Sep 17, 2016

    I can't make to pay the previous one the rate is higher than my income. Thanks

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  • Emmaculate    Jul 3, 2016

    Hae have a slight delay in my payments but will update when they are stable n back on track

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  • Emmaculate    May 31, 2016

    Kindly lenders fund my loan

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  • Emmaculate    May 11, 2016

    I have managed to get a good cash flow

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  • Roy    Mar 27, 2016

    Emmaculate, How are you?

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  • Emmaculate    Aug 25, 2015

    Hello lenders
    I thank you all for bearing with me and for prompting my volunteer to check on me.Business has been on the slow with most of the jobs being an issued LPO which matures by 60 days but I will change my status for repayment.

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  • Earnest    Aug 25, 2015

    hello lenders,
    Today was i have managed to contact Emmaculate concerning the delayed payments. She told me that of late she have been having financial constraints. We agreed that she will adjust her repayment schedule to a more suitable one which she will be comfortable to repay.
    I will keep communicating with her to ensure that she keeps her repayment on time.
    Thank you

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    • Emmaculate    Aug 25, 2015

      Hello lenders
      I thank you all for bearing with me and for prompting my volunteer to check on me.Business has been on the slow with most of the jobs being an issued LPO which matures by 60 days but I will change my status for repayment.

      Log in to reply • Share


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