Tuition for university degree in human resource management
Lucy
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Lucy
Member since
April 2015
On-time repayments
98 installments • 16%
About Me
I grew up in Nyamira village in a family of seven whereby we were brought up with the support of both the grandparents and parents. All contributed in bringing in food because of financial instability. My schooling was spent in public primary school and public secondary schools because of difficulties with the schools' fees that were experienced. Sometimes, dropouts were necessary due to lack of school fees and labour activities in the farm to help the parents raise the school fees. To overcome the school fees problem, I had to first work in the farm to raise money after high school to enable me to start my university education.
My culture is unique because one is trained on how to overcome hardship as well as in the responsibilities in life.
My Business
I sell shoes and I sometimes do door delivery services to increase the sales revenue. The goods are in demand because I do market segmentation for the purpose of identifying the target groups. The market share of women is also considered to be large due to frequency of buying. This kind of business is suitable because it can be adjusted according to cyclic fluctuations in the economy as well as according to different seasons during the year. My typical costs per month are kshs 8000 per month and the typical revenue ranges between kshs 20,000 to kshs 25,000 per month. The profits I realize are used to reinvest in other service business to promote its growth, to pay for my children's school fees and to cater to other family basic needs. This kind of business is suitable because it deals with non-perishable goods. That reduces the loss in business as compared to perishable goods.
Loan Proposal
I will buy books for my human resource units that are unavailable to enable me to be update with the job market and to connect with consultants that will enable me grow in my career and the books cost $100. The books will help me write articles in human resource that will help in mentoring many as well as generating revenue .
About Me
grew up in nyamira village in a family of seven whereby we were brought up with support of the grandparents and parents who could contribute in both bringing in both food because of financial instability . My schooling was in spent in public primary school and public secondary schools because of the schools fees difficulties that were experienced and sometime dropouts due to lack of school fees and labour activities in the farm to help the parents raise the school fees. To overcome the school fees problems i had to first work in the farm to raise money after high school to enable me start my university education. My culture is unique because one is trained on how to overcome hardship as well as the responsibilities in life.
My Business
I sell shoes that i sometime do door delivery services to increase the increase in sales revenue.The goods are in demand because i do market segmentation for the purpose of identifying the target groups whereby the market share of women is also considered to be large due to frequency of buying. .This kind of business is suitable because it can be adjusted according to cyclic fluctuations in the economy as well as according to different seasons during the year.my typical costs per month cost kshs 8000 per month and the typical revenue ranges between kshs 20,000 to kshs 25,,000 per month. The profits i realize are used to reinvested in other service business to promote its growth,pay for my children school fees and cater for other family basic needs.This kind of businesses is suitable because it deals with non-perishable goods that reduce the loss in business as compared to perishable goods.
Loan Proposal
I will buy books for my human resource units that are unavailable to enable me to be update with the job market and to connect with consultants that will enable me grow in my career and the books cost $100. The books will help me write articles in human resource that will help in mentoring many as well as generating revenue .
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 12, 2015
Repayment status
On Time
Projected term
15 months
Other loans
Lenders
Hong Kong, Hong Kong
Germany
United States
United States
Summary
Amount repaid
$105.14
Amount remaining
$0.00
Date repaid
Sep 28, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 24, 2015 | $3.39 | Jun 25, 2015 | $3.39 |
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $0.00 | ||
| Jun 14, 2015 | $0.00 | ||
| Jun 21, 2015 | $0.00 | ||
| Jun 28, 2015 | $0.00 | ||
| Jul 5, 2015 | $1.67 | Jul 5, 2015 | $1.67 |
| Jul 12, 2015 | $1.67 | Jul 28, 2015 | $1.67 |
| Jul 19, 2015 | $1.67 | Aug 19, 2015 | $1.67 |
| Jul 26, 2015 | $1.67 | Aug 27, 2015 | $1.67 |
| Aug 2, 2015 | $1.67 | Aug 31, 2015 | $1.67 |
| Aug 9, 2015 | $1.67 | Sep 14, 2015 | $1.67 |
| Aug 16, 2015 | $1.67 | Sep 20, 2015 | $1.67 |
| Aug 23, 2015 | $1.67 | Sep 28, 2015 | $1.67 |
| Aug 30, 2015 | $1.67 | Oct 1, 2015 | $1.67 |
| Sep 6, 2015 | $1.67 | Oct 1, 2015 | $1.67 |
| Sep 13, 2015 | $1.67 | Oct 4, 2015 | $1.67 |
| Sep 20, 2015 | $1.67 | Oct 4, 2015 | $1.67 |
| Sep 27, 2015 | $1.67 | Nov 4, 2015 | $1.67 |
| Oct 4, 2015 | $1.67 | Nov 18, 2015 | $1.67 |
| Oct 11, 2015 | $1.67 | Nov 18, 2015 | $1.67 |
| Oct 18, 2015 | $1.67 | Nov 25, 2015 | $1.67 |
| Oct 25, 2015 | $1.67 | Dec 2, 2015 | $1.67 |
| Nov 1, 2015 | $1.67 | Dec 2, 2015 | $1.67 |
| Nov 8, 2015 | $1.67 | Dec 2, 2015 | $1.67 |
| Nov 15, 2015 | $1.67 | Dec 8, 2015 | $1.67 |
| Nov 22, 2015 | $1.67 | Dec 16, 2015 | $1.67 |
| Nov 29, 2015 | $1.67 | Dec 29, 2015 | $1.67 |
| Dec 6, 2015 | $1.67 | Jan 6, 2016 | $1.67 |
| Dec 13, 2015 | $1.67 | Jan 6, 2016 | $1.67 |
| Dec 20, 2015 | $1.67 | Jan 6, 2016 | $1.67 |
| Dec 27, 2015 | $1.67 | Jan 6, 2016 | $1.67 |
| Jan 3, 2016 | $1.67 | Jan 6, 2016 | $1.67 |
| Jan 10, 2016 | $1.67 | Jan 15, 2016 | $1.67 |
| Jan 17, 2016 | $1.67 | Jan 24, 2016 | $1.67 |
| Jan 24, 2016 | $1.67 | Jan 24, 2016 | $1.67 |
| Jan 31, 2016 | $1.67 | Feb 5, 2016 | $1.67 |
| Feb 7, 2016 | $1.67 | Feb 5, 2016 | $1.67 |
| Feb 14, 2016 | $1.67 | Feb 21, 2016 | $1.67 |
| Feb 21, 2016 | $1.67 | Feb 21, 2016 | $1.67 |
| Feb 28, 2016 | $1.67 | Mar 4, 2016 | $1.67 |
| Mar 6, 2016 | $1.67 | Mar 7, 2016 | $1.67 |
| Mar 13, 2016 | $1.67 | Mar 18, 2016 | $1.67 |
| Mar 20, 2016 | $1.67 | Apr 3, 2016 | $1.67 |
| Mar 27, 2016 | $1.67 | Apr 3, 2016 | $1.67 |
| Apr 3, 2016 | $1.67 | Apr 23, 2016 | $1.67 |
| Apr 10, 2016 | $1.67 | May 2, 2016 | $1.67 |
| Apr 17, 2016 | $1.67 | May 2, 2016 | $1.67 |
| Apr 24, 2016 | $1.67 | May 23, 2016 | $1.67 |
| May 1, 2016 | $1.67 | May 23, 2016 | $1.67 |
| May 8, 2016 | $1.67 | May 23, 2016 | $1.67 |
| May 15, 2016 | $1.67 | May 23, 2016 | $1.67 |
| May 22, 2016 | $1.67 | Jun 7, 2016 | $1.67 |
| May 29, 2016 | $1.67 | Jun 7, 2016 | $1.67 |
| Jun 5, 2016 | $1.67 | Jun 25, 2016 | $1.67 |
| Jun 12, 2016 | $1.67 | Jul 10, 2016 | $1.67 |
| Jun 19, 2016 | $1.67 | Jul 21, 2016 | $1.67 |
| Jun 26, 2016 | $1.67 | Jul 21, 2016 | $1.67 |
| Jul 3, 2016 | $1.67 | Jul 31, 2016 | $1.67 |
| Jul 10, 2016 | $1.67 | Aug 11, 2016 | $1.67 |
| Jul 17, 2016 | $1.67 | Aug 17, 2016 | $1.67 |
| Jul 24, 2016 | $1.67 | Aug 25, 2016 | $1.67 |
| Jul 31, 2016 | $1.67 | Aug 31, 2016 | $1.67 |
| Aug 7, 2016 | $1.67 | Sep 4, 2016 | $1.67 |
| Aug 14, 2016 | $1.67 | Sep 13, 2016 | $1.67 |
| Aug 21, 2016 | $1.67 | Sep 21, 2016 | $1.67 |
| Aug 28, 2016 | $1.67 | Sep 28, 2016 | $1.67 |
| Sep 4, 2016 | $0.09 | Sep 28, 2016 | $0.09 |
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