University fees

Alex

Nyahera, Kenya

Expired

$110 to go

86% funded of $764 goal

0

days left

Entrepreneur

Name

Alex

Member since

January 2017

On-time repayments

152 installments  •  22%

About Me

I am Alex Otieno Juma, 27years old, Kenyan by Nationality a Health Records and Information Officer at Nyahera Sub County Hospital. I have extensive experience in Hospital setup having worked at Cost Province General Hospital, Likoni Sub County Hospital, Tudor Sub County Hospital, Jaramogi Oginga Odinga Teaching and Referral Hospital and Kisumu County Hospital. Have also worked as Part-Time Lecturer at Thika School of Medicine and Health Sciences.

Was born in a family of 5. Being their first born, I had to work hard for I had many dependents, this includes but not limited to my mum and siblings. My dad died 2001, I was discouraged and dint see reason to live then. Was able to study by the support from my friends and sponsor from Italy Andrew McMillan and his wife Roberta McMillan and through them I am educated.

When I was in college (Kenya Medical Training College), I had issues with school fees and this is the time I initiated my first business (Mobile Phone Repair). Through this I was able to raise some portion of the tuition fee and upkeep also friends could help me organize fundraisers. I graduated 2015 and there after started working as Cyber Attendant I was able to learn more there and from there I got my first employment in the Ministry of Health. Despite this I still felt the need to have a business running so I took a loan and bought a Motor Cycle which is currently giving me KES 1800 (18 USD) every week. Am glad I was able to employ someone who use it to transport people and pay himself. He gets around KES 30000 (USD 300) every month. Its my plan to add more motor cycles and I believe with Zidisha I will have like 5-10 of them this will give me around KES 9000-18000 (USD 90-180) on weekly basis that's KES 270000-540000 (USD 2700-5400) per month in the ratio of 5-10 motor cycles. Am glad my layers are doing well following zidisha support.

My county Kenya is dry. I come from Nyanza Province with unique cultures. I really enjoy so much of adventure, mountain climbing, and visiting places but above all am very creative at my free time that's all I do and as at now have created lots of databases, programs and websites. ITS MY HOPE TO ONE DAY COME UP WITH AN IDEA WHICH WILL SHAKE THE WORLD. Something so helpful to the whole Universe.

My Business

Apart from employment as Health Records and Information Officer giving me gross of 28755KES or 287.55USD and a net of 21755KES or 217.55USD, I also invested on transport sector, I was able to buy myself a motor cycle from a loan given me from my salary account though it was very expensive due to high rates but I cleared it and now my motor bike is giving me 7200KES or 72USD on a monthly basis. Not leaving behind zidisha, I am able benefiting from previous zidisha loan of 34000KES or 340USD approximately which enabled me start an M-Pesa and also layers business.

I was able to land on this businesses since its quite hard to travel within the area of my locality since not all areas there are penetrable by motor vehicle and so was the need for this kind of investment, I wish to add more motor bikes. I also chose to operate M-Pesa business to enable people within my area to easily withdraw money sent them through the service and also send money to their families and friends since it was earlier hard doing so for they had to walk 3kms in order to do so. CURRENTLY AM LOOKING ON STARTING A FREELANCING FARM AS I STUDY TOO and forms the basis of my loan now.

With the amount I receive from my businesses am able to educate my siblings who were left behind since death of my dad, I also provide for their needs and mine as well and boost the business not for geting to put aside something little for saving.

Loan Proposal

I wish to join Mount Kenya University to upgrade to Bsc in Health Records and Information Management, currently I work but with Diploma. I have applied for the opportunity and expected to join early January, 2018 I therefore wish to clear first semester fee so that I do not find myself in situation where fee is needed and am not able to raise the amount. Tuition fee for semester one is 60,000KES or 600USD. 74000KES or 740USD which will be sent to my account after deduction will help me clear the tuition fee with 14000KES or 140USD remaining at hand. I will then buy some learning material below;
1. Epidemiology book.............................@ 2000KES or 20USD
2. Demography book...............................@ 2000KES or 20USD
3. Statistics book.......................................@ 2000KES or 20USD
4. HRIM book..............................................@ 2000KES or 20USD
5. Leadership and Management...........@2000KES or 20USD
6. Research Methodology.......................@ 2000KES or 20USD
8. Medical Data Classification...............@ 2000KES or 20USD

This Summing to 14000KES or 140USD.

The rest of the requirements I will acquire as time goes by kindly help me get this. God bless you already. I promise to pay on time until it is all paid back.

Feedback

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Loan Info

Project Type

Classic Loan

Amount requested

$764.00

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  • Alex    Apr 11, 2018

    Just came back the today and not yet back to line so I wish to start by little and later adjust back to more amount.

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  • Alex    Apr 11, 2018

    Dear Lenders I am sorry to have took long before repaying back the loan, I have been out of the country for quite a duration for medication I am now back and ready to begin my repayment and follow-up with those who were under me and never paid so that all goes back on track thank you for your patience God bless you as we work together.

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  • Alex    Feb 11, 2018

    Want to pay more

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  • Alex    Jan 10, 2018

    Facing some financial draw backs but will be able to adjust back come February.

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  • Alex    Dec 22, 2017

    Thank you very much lenders I received my loan disbursement God bless you.

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  • Alex    Dec 20, 2017

    I take this opportunity to thank you my lenders;

    Humble Bundle Community
    gbnbca
    Janeville,
    PulsoJewelry
    Carlo
    jgillard
    beegkitty

    God bless you

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  • Alex    Dec 19, 2017

    Thank you very much Benjamin God bless you for you support

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  • Alex    Dec 19, 2017

    17 hours I dont see any hope

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  • Alex    Dec 18, 2017

    Just a day may God help out

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  • Alex    Dec 16, 2017

    Dear lenders I had to reduce the amount I requested to 65000KES for the fear of it not being fully funded I hope you now help me with this so that I source the other bit from other places to help me achieve my dream am just four days to expiry thank you already for your great help.

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  • Alex    Dec 14, 2017

    5 days at 0% funding ooh my God.

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  • Alex    Dec 12, 2017

    Dear Lenders kindly help me with this I am 7days to expiry of my loan and I wont wish for it to fail again this is my fourth trial without loosing hope and I trust with your good hearts i will raise this sum. God bless you already for your contribution.

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  • Alex    Dec 7, 2017

    I take this opportunity to invite you lenders to help me raise the 80,518KES about 805USD in the remaining few days (11Days) thank you for your support in advance

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  • Mary    Dec 2, 2017

    Here is a message from Julia the director. It explains why some loans have not been being funded lately. www.zidisha.org/forum-threa... .

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    • Alex    Dec 3, 2017

      This fabulous, I am glad to hear this at least, I will be sure on my fourth trial that I will get my loan fully funded. Many thanks the Director God bless you so much.

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  • Alex    Dec 1, 2017

    Ooh my God the third time again it fails, I think zidisha need to atleast adjust the funding period to 20 days instead, How I wish I applied for even 60000KES I will be happy now but it has failed already now again starting the process afresh Jesus Christ. I won't loose hope will wait for zidisha staff to review my post and apply again I thank you all who helped me may God bless you so much for the good heart. I wish to engage you in my next loan please check again next week I will have posted another one and help may God bless you all in advance for your support.

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  • Alex    Dec 1, 2017

    Thank you I now need 20147KES with only 30 minutes remaining. Thanks God I trust it shall be fully funded how I wish I applied for 50000KES I will be fully funded by now but I trust God.

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  • Alex    Dec 1, 2017

    Thank you so much lenders I need 20,450KES more please lenders I need you in this 36minutes left may God help me

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  • Alex    Nov 30, 2017

    16 hours to expire will it really work out? May God see me through.

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  • Alex    Nov 29, 2017

    Only one day will it really get fully funded?

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  • Alex    Nov 26, 2017

    To zidish team, I dont know how this could or will or maybe handled since I understand that zidisha is just but joining lenders to borrowers. Many people have referred to zidisha after their first loan they are backing down claiming its taking to be funded or to get funds from zidisha and so they prefer other lending bodies since they are able to sort their situations on time despite large interest as compared to only 5% with zidisha. I really appreciate zidisha a lot for on my side have seen or received great help from zidisha, even though this round it has took long, this is my THIRD LOAN after two others expired without being fully funded at times I loose hope and think for alternative but then I feel like I should not be like my invitees but instead be an ambassador so as to sell out zidisha. I think when this loan too fail maybe I will stop for a little while but then keep the good work of a mentor to other members and try again after some other times maybe months latter. Otherwise I wish to inform you team that many of my invitees are now running business and I can mention them. This makes me feel proud though I never lend them money am happy I showed them the way they can be proud of.

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