To increase stock of merchandise in store

Ulfa

Jakarta Barat, Indonesia

1% repaid

Entrepreneur

Name

Ulfa

Member since

April 2017

On-time repayments

95 installments  •  9%

About Me

I was born in the Indonesian capital of Jakarta, born by a very great mother. Why do I say my mother is great? Because thanks to him laahh I can and understand about the science of entrepreneurship. Starting from him laahh I pursue my business from point 0 to be like this now. Although my business is only in the field of online shop and have a decent income for my child"s savings someday. Yaahh rarely now become housewives but still can produce. Because for me kids laahh my first priority, I do not want to leave my child to dance a living out there. My son is still very much in need of me at his age at this time who is in the stage of golden age with the developments are very adorable. __My current accomplishments have gone through dozens of difficulties to achieve all of this. For me that I get now still has not reached the pinnacle of achievement in my life. __Indonesia is very beautiful because it has a diversity of tribes and nations. The most make me amazed with my Indonesi yaa abundant resources and thousands of thousands of islands and even a tourist that must be visited to visit because it can supplement the country"s income by visiting us to these tourist attractions. __I have the dream someday I want to send my child to college bench so that my child can be more powerful and smart than me. Hopefully with my joining with Zidisha I can realize my ideals, so that all the ideals of my son is achieved. Amiiin

My Business

My source of income from buying and selling food (oil, sugar, rice, coffee, tea, etc.) and supplies for everyday baby needs. There are also other business sources of electronic pulse sales, internet quota packages, BPJS payments, PLN Prepaid and Postpaid. I also sell various accesoris girls stuff like clothes, purse, wallet, sunglasses, etc .. __Yes why I sell the goods because I think it is very important all the goods for everyday purposes such as his basic food that is certain all the stuff must be in our kitchen because if not where our energy source we have to spend everyday. Daily baby needs such as diappers, formula, soap, shampoo etc. are also very much needed for the baby it must be there for stock a few months and also accesoris like bag, wallet, glasses etc to support our appearance. __Only sales turnover is pretty good in a month I can get yaa approximately 2.5 million in a month and even then have net income has been cut with others. If for the fare it seems that just selling at home does not need the cost, yaa most cost if to deliver orders that require delivery delivery to the home need to fetch the fuel cost of the vehicle to deliver yaa approximately a month enough cost laahh Rp. 500.000__ Benefits I use for business turnover and little I set aside for my son"s school costs later and a little too I set aside to save my dream of wanting to have their own home. Amiiin hopefully all my wishes can come true after joining Zidisha

Loan Proposal

I will use my loan funds to buy stock of empty merchandise in my grocery store because I have run out of capital and to pay some bills on the stock of goods I have received the day after tomorrow consists of daily baby products as well as basic necessities household.

Show original Bahasa Indonesia  

About Me

Saya dilahirkan di ibukota Indonesia yaitu Jakarta, dilahirkan oleh seorang ibu yang sangat hebat. Mengapa saya mengatakan ibu saya hebat? Karena berkat beliau laahh saya bisa dan mengerti tentang ilmu kewirausahaan. Berawal dari beliau laahh saya meniti usaha saya dari titik 0 sampai bisa seperti sekarang ini. Walaupun usaha saya hanya di bidang online shop dan memiliki penghasilan yang lumayan untuk tabungan anak saya kelak. Yaahh jarang jaman sekarang menjadi ibu rumah tangga tapi tetap bisa menghasilkan. Karena bagi saya anak laahh prioritas pertama saya, saya tidak ingin meninggalkan anak saya untuk menari nafkah di luar sana. Anak saya masih sangat sangat membutuhkan saya di usianya saat ini yang sedang dalam tahap usia emas dengan perkembangan-perkembangannya yg sangat menggemaskan.
Pencapaian saya saat ini sudah melewati berpuluh kali kesulitan untuk mencapai semua ini. Bagi saya yang saya dapatkan sekarang masih belum mencapai titik puncak pencapaian dalam hidup saya.
Indonesia memang sangat indah karena memiliki keberagaman suku dan bangsa. Yang paling membuat saya terkagum-kagum dengan Indonesiaku ini yaa sumber dayanya yang melimpah dan ribuan-ribuan pulau bahkan tempat wisata yang wajib banget untuk dikunjungi karena bisa menambah penghasilan negara dengan berkunjungnya kita ke tempat-tempat wisata tersebut.
Saya mempunyai cita-cita suatu saat nanti saya ingin menyekolahkan anak saya hingga tinggat bangku universitas supaya anak saya bisa lebih hebat dan pintar dibandingkan saya. Semoga saja dengan bergabungnya saya dengan Zidisha saya bisa mewujudkan cita-cita saya tersebut, agar semua cita-cita anakku tercapai. Amiiin

My Business

Sumber penghasilan saya dari jual beli sembako (minyak, gula, beras, kopi, teh, dll) dan perlengkapan keperluan bayi sehari-hari. Ada juga sumber usaha lain yaitu penjualan pulsa elektronik, paket kuota internet, pembayaran BPJS, PLN Prabayar dan Pascabayar. Saya juga menjual berbagai macam accesoris girls stuff seperti baju, tas, dompet, kacamata, dll.
Yaa mengapa saya menjual barang tersebut karena menurut saya sangat penting semua barang itu untuk keperluan sehari-hari seperti hal nya sembako yang sudah pasti semua barang itu harus ada di dapur kita karena kalau tidak darimana sumber tenaga kita yg sudah kita keluarkan sehari-hari. Keperluan bayi sehari-hari seperti diappers, susu formula, sabun, shampoo dll juga sangat amat diperlukan untuk para baby itu harus ada untuk stock beberapa bulan dan juga accesoris seperti tas, dompet, kacamata dll untuk menunjang penampilan kita.
Omset penjualannya sih lumayan dalam sebulan saya bisa mendapat yaa kurang lebih 2,5juta dalam sebulan itupun sudah penghasilan bersih sudah dipotong dengan yang lain-lain. Kalau untuk ongkosnya sepertinya kalau hanya berjualan di rumah tidak perlu ongkos, yaa paling ongkosnya kalau untuk mengantarkan pesanan yang minta diantar delivery ke rumah butuh ongkos untuk beli bahan bakar kendaraannya untuk mengantar yaa kira-kira sebulan ongkosnya cukup laahh Rp. 500.000
Keuntungannya saya gunakan untuk perputaran bisnis dan sedikit saya sisihkan untuk biaya sekolah anak saya nanti dan sedikit juga saya sisihkan menabung untuk mewujudkan cita-cita saya ingin mempunyai rumah sendiri. Amiiin semoga saja semua keinginan saya bisa terwujud setelah bergabung dengan Zidisha

Loan Proposal

Saya akan menggunakan dana pinjaman saya ini untuk membeli stok barang dagangan yang sudah kosong di toko kelontong saya karena saya sudah kehabisan modal dan untuk membayar beberapa tagihan atas stok barang yang sudah saya terima lusa terdiri dari produk keperluan bayi sehari-hari dan juga kebutuhan pokok keperluan rumah tangga.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$61.00

Date disbursed

Jun 27, 2017

Repayment status

Late

Projected term

20 months

Other loans

Lenders

S

soren

Göteborg, Sweden

Krtecek

Balzers, Liechtenstein

JA

Jorge Alagon

Munich, Germany

S

Stephan

Netherlands

PG

Paul Graham

United States

I

isaac

United Kingdom

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

RF

Ruth FT

Manchester, United Kingdom

CN

Craig Newmark

United States

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  • Reni    Oct 16, 2017

    he promised with me. to finish the loan on time

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  • Ulfa    Sep 7, 2017

    I can not pay my full installment because I"m having an obstacle in my business. Would you please borrowers please understand my complaint. For your attention and cooperation I thank you.

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  • Ulfa    Jun 27, 2017

    Thanks to the borrowers who have trusted me to get a second loan in Zidisha and use the money as my capital for my grocery store stock and the new babyshop shop I started. The money I will use to buy stock of my merchandise that is empty / exhausted. This stuff really helps me because I can spin the capital of this loan money in order to be my advantage to finance my life and my children. Thankyou Mr. And Zidisha for your attention

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  • Ulfa    Jun 21, 2017

    Still need a loan from Zidisha"s pendants, may borrow the borrowers to lend their funds again to me soon to request my second loan request because I am currently in a state of urgency and need a loan fund from Zidisha. For my part, I thank the great team Zidisha

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  • Ulfa    Jun 20, 2017

    I want to pay off my loan so that next I can apply for another loan because I really need capital to buy my merchandise for stock in the shop. thank you

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  • Ulfa    Jun 12, 2017

    For now I am very apologetic to the Zidisha because I can not afford to pay my installments for the amount that I have submitted before because I am really in a failed state and there is no income at all. The money I saved was used up for capital to buy my merchandise. Once again I am very, very apologetic to the Zidisha team because for now I somewhat reduce my loan repayment installments. Thank you Zidisha, the way out of all the trouble

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  • Ulfa    Jun 11, 2017

    My loan repayment deposit is now 7th way and there are several more installments I have paid off my first loan installment. I hope that my second loan can be increased again and can go up even though not much hope can be increased because the loan from the funders in Zidisha is very helpful at all for business capital that is being pioneered with a very light transaction fee cut seems very helpful to entrepreneurs Little who is pioneering his business like me this. Since my efforts were facilitated by the loan funding of these Zidisha funders, I am committed and responsible that I will pay off my loan repayments and promise to always be ontime in payment. It is very unfortunate if anyone who to disappoint the borrowers of Zidisha funds because the trust is very expensive. Thanks again Zidisha

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  • Ulfa    May 13, 2017

    Because I have an advantage over my sales thanks to borrowed funds from donor borrowers as well as Zidisha. I also want to finish my loan installment so I can continue the second loan

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  • Ulfa    May 7, 2017

    Orders ready to go for my loyal customers

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  • Ulfa    Apr 29, 2017

    I want to change my installment amount becomes larger than previous installments because I want to pay off my loans to borrowers so that I can perform my second loan. , , Because the loan in this Zidisha very helpful at all and very lighten segela my trading capital requirements. , ,

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  • Ulfa    Apr 21, 2017

    Glad that my first loan would be disbursed today, cepet really process. , , Yesterday filing of liquid funds today. Alhamdulillah

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  • Ulfa    Apr 21, 2017

    Thank God I have received my loan funds amounting to 525,000 and cut transaction costs by 5% so that I have received this loan 498.750__Dana extremely helpful to me fill the shortage of capital goods in the grocery store I were starting to run out. As a borrower I am very very grateful especially to lenders and also to the zidisha that have helped me become an intermediary to find me the loan to the borrower. I will use this loan as well as possible to purchase capital stock of my grocery store. And I will try to pay the amount of the installment ontime week. Thanks Zidisha

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  • Ulfa    Apr 20, 2017

    I will use the loan money to buy a stock for my grocery store for stocks groceries at the grocery store I"ve been thinned and constrained in the capital. This basic foods really help me at all because of the advantages of selling groceries can to save for my child"s school later. And can I set aside to make buying a home to realize my dream. I say many borrowers __Untuk-many thanks for trusting me to lend these funds to replenish capital stock of vacant at my grocery store. Thanks zidisha and borrowers are generous for saving me the trouble of capital to trade

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