Upgrade my wife's fruit parlour

Raymond

Ngala Estate, Kenya

21% repaid

Entrepreneur

Name

Raymond

Member since

May 2013

On-time repayments

114 installments  •  57%

About Me

My names are Raymond Kombe Nzai. I am the first born of our family comprised of my mother ,my young sister and I. I am engaged to Annastacia Makori a beautiful lady from upcountry region. I was raised by a single mother. Thank God that my mother though single was determined to educate me upto college level. I am a Christian by faith and I thank the almighty God for His protection he has given me since time immemorial. I am from Kilifi country at a place called Ngala estate ,just about one hundred meters from Kilifi town. The estate is just around Kilifi area behind the titanic building. I am now working with the town council of Kilifi.

My Business

I currently own a small business of selling herbal medicine just within Kilifi town. The business is doing well as It looks unique in the area. No has such kind of business in the area hence the completion is also down. I do get the products readily available and sell it to the customers directly. I do sell this products at my door and hoping that when I get the loan I will be able to stage somewhere and sell my products from there. When I get this loan I will be able to buy more products from the producers and be able to make more profit. There are some products that I have not been able to buy due to lack of funds but I do think that with this loan I will be able to get that certain products that I need.

Loan Proposal

There are some items to be purchase
1. extractor 102.90 USD
2. blender 77.18 USD
3. Paint 46.31 USD
4. Labour 30.87 USD
5. Set of table and chairs 102.90 USD
6. Canverse umberalla 102.90 USD
7. Restock disposable utensils and month supplies 90.55 USD
8. Electricity and water bill 51.45 USD

Already the budget is set to support more customers which in return we expect good profit plus the business will expand since the market demand is high.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$617.00

Date disbursed

Jun 15, 2015

Repayment status

Late

Projected term

12 months

Lenders

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

mbunifu

San Jose, United States

COOPITALIST

Toronto, Canada

DeanDropshot

Oslo, Norway

W

winfried

Seoul, Republic of Korea

F

FHult

Stockholm, Sweden

J

jgillard

Winchester, United Kingdom

R

rcmssr

Woodbury, United States

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

S

Steveandson

Arlington, United States

A

ashtanga99

Newport, United States

E

elkbrett

Bradenton, United States

BJ

Brandon Joz

North Carolina, United States

H

hwwijono

Jakarta, Indonesia

HansLindgren

Uppsala, Sweden

Krtecek

Balzers, Liechtenstein

beverly

Vancouver, Canada

A

anonymous123

United States

H

hanh352

Homosassa, United States

ElWal

Kirn, Germany

Boysenfam

Boulder, United States

DLarson

Morris, United States

SeeMeeFi

Ontario, Canada

Landei

Sandersdorf-Brehna, Germany

J

jzidi

Los Angeles, United States

Paul and Rachel

London, United Kingdom

N

nanax005

SALEM, United States

ads68

Melbourne, Australia

jimmycarterforever

Missoula, United States

E

erogers

Vancouver, Canada

B

BlackWolf

Lappeenranta, Finland

A

Andy

Berlin, United States

fairspirit

Utrecht, Netherlands

MichaelOsburg

Hochheim, Germany

C

cardiff

Falls Church, United States

ksherwin

West Lake Hills, United States

A

acolomitchi

Eynesbury, Australia

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

N

Navigator

Alavus, Finland

G

greendave

Manchester, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

D

DavidJSmu

North Attleboro, MA, United States

G

granite

Stanford, United States

E

E

Marin county, United States

C

Clben7

Cincinnati, United States

M

mueba

Frankfurt, Germany

M

Mystery15

Winnipeg, Canada

D

DanielW

United States

M

martyb

United States

E

elhh82

Petaling Jaya, Malaysia

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

J

Jonas

Linköping, Sweden

Romojo

Paraparaumu, New Zealand

J

JeffH

United States

P

plhughes

United States

ToniMaree22

New Zealand

K

Kber9156

North Parramatta, Australia

mepster

San Francisco, Ca, United States

V

vbud

United States

P

pfeng

United States

I

idris

United States

Loungin

United States

T

Tim47

United States

B

Bennphoto

United Kingdom

I

ident

Horsholm, Denmark

A

adamdreaming

United States

T

twm3823

United States

himynameismartin

Czech Republic

Kyle Hoback

Omaha, United States

E

Ejackson

United States

Jansa

Oulu, Finland

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

Heiko

Haan, Germany

Ben Triola

St. Louis, United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

MZ

Matt Zirwas

United States

P

Patty

Colorado Springs, United States

Fox Family

Costa Rica

Jason Ogg

New Zealand

JM

John Meserve

United States

E

erica

antwerpen, Belgium

United States

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

Jennifer Weber

Canandaigua, Ny, United States

Lisa Hendry

Cheltenham, UK, United Kingdom

Sandi Kaucic

Stow, Ohio, United States

JD

Jeff DePree

United States

AE

Ashley Eyre

United States

Penny

Victoria, Canada, Canada

M

mohamed

South Africa

WL

Wil Lazo

United States

JM

Jeremy Motta

United States

DD

D Dissen

United States

BB

Ben Bellows

United States

FANCYWEAR

United States

KM

Kaleb Merwin

United States

B

United Kingdom

Martin Nielsen

Aarhus, Denmark

JW

John Walsh

Alicante, Spain

C

Christiaan

South Africa

SG

Sharon G

Portland, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Raymond a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Samuel    Aug 25, 2015

    I phoned Raymond today at 11.03am and he did not pick the call. I will try again later.

    Thanks.

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  • Raymond    Aug 24, 2015

    Hi everyone.
    Am sorry for the delay of my payments but was caught up in other issues. i recently bought a car for my day to today activities. i hope you will be patient and will do payments as soon as possible. thanks for your understanding.

    Log in to reply • Share
  • Samuel    Jul 9, 2015

    I phoned Raymond today at 2.59pm. He says he had been overwhelmed in personal tasks and failed on repayment dates.
    Still, he promises to repay by end of this week.

    Thanks.

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  • Raymond    Jun 16, 2015

    Hi everyone thanks for the loan. I finally got the funds I requested for and may God bless you.

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  • Raymond    Jun 14, 2015

    I greatly appreciate everyone's effort to come with the loan I kindly requested which I will post my payments as scheduled. May God bless each one of you and thanks once more.

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  • Raymond    Jun 9, 2015

    Here is another

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  • Raymond    Jun 9, 2015

    Hi every one
    That is me helping on the parlor

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  • Raymond    Jun 7, 2015

    The parlour.

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  • Raymond    Jun 7, 2015

    That is my wife's fruit parlour and that's me in the picture.

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  • Raymond    Jun 2, 2015

    Hi Lenders.
    I currently have a problem with my wife's business. She owns a fruit parlour which is not doing well due to this cold season. There is also some new equipment to be bought for the fruit parlour; fruit extractor, few repairs, buy some more sits, new blender and bill some bills which are still behind. With your consideration then this will help me upgrade the parlour to the next level.

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    • Raymond    Jun 7, 2015

      This is my sister and her daughter. She comes time to time to help in the business.

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  • Raymond    May 17, 2015

    Hi.
    i would like to thanks all the lenders for the selfless act and i greatly appreciate your generosity.
    Thanks guys!

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  • Falconet    Nov 15, 2014

    Congratulations!

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  • JudoGlenn    Nov 13, 2014

    Nice work!

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  • Falconet    Aug 15, 2014

    Hi,

    How have you been?

    Thank you for respecting the loan terms and for making the repayments on and ahead of time!

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  • Raymond    Mar 27, 2014

    So far so good, I even got some space to put up my office.

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  • JudoGlenn    Feb 24, 2014

    How are things coming along?

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    • Raymond    Jun 13, 2014

      So far I like the step I have taken because currently am in the middle of negotiations about an office space the I found. I hope we will get to an agreement by the end of this month.

      Log in to reply • Share
  • Raymond    Jan 14, 2014

    Hey!
    Currently I don't have an office, but if all goes well I will put up an office and a website by the end of the year. What I have is certificate to practice and project that I have handled before.

    Log in to reply • Share
  • KBW_Fundation    Jan 11, 2014

    Hey
    I'm happy that your Business is doing well!
    Because this is our first loan we lend, we would be very excited to get some pictures of your business. Is this possible for you?
    Best regards
    Céline Stalder

    Log in to reply • Share
  • Raymond    Nov 25, 2013

    Hi everyone.
    Of recent my business has actually picked up and am glad the trajectory my business is picking is on the right track. Many thanks to the lenders. I also recently got a job, pays less but it's worth a while. This has created a new income for me and am operating both my business and job, it's tiresome but worth it.

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  • KBW_Fundation    Nov 12, 2013

    Hey there! How is your business going? I hope everything is going well. I would be glad to hear something from you.
    Best regards!

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    • Raymond    Nov 14, 2013

      Hey! My business is okay.Now that I got a certificate for my company I want to pay attension to my construction/consultant company.

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