Loan for upgrading my mobile phone shop
Didik
Pekan Baru, Indonesia
48% repaid
Entrepreneur
Name
Didik
Member since
April 2014
On-time repayments
242 installments • 44%
About Me
I am a second child from two siblings, now 26 years old and I still live with my parents. Thanks to my parents, I could go to school up to university and I graduated from UIN (Universitas Islam Pekanbaru). When I was studying in university, I used to work in contractor company as a drafter for 9 months. From this experience, I could make a CV and get some projects. After a while, I decided to resign as I did not feel the passion.
Luckily my friend asked me to join him to open a mobile phone counter. I used to think this business is not profitable. We might only gain Rp 100-500 from selling mobile phone credits. But, if we calculate the income based on the quantity we can sell in a day, the total sales income we can earn is more than enough to meet our living cost and we can even save some money.
My Business
In my counter, I mainly sell electronic mobile phone credits. I also sell phone accessories, phone number and provide service for computer and mobile phones. These days, mobile phone credit has become the daily necessity for people. Lots of people have more than one phone number as there are many special deals offered by mobile provider.
In daily basis, I can earn gross income such as follows:
- Sales of mobile phone credits in counter Rp 70.000 - 100.000
- Sales of 5 phone numbers Rp 40.000
- Sales of electronic mobile phone credits Rp 250.000 - 350.000
In one day, I can gain net profit of approx. Rp 150.000 - 200.000.
At the moment, I need additional capital to upgrade server for electronic phone credit in order to increase the daily sales transaction. Every day, I can rotate the sales transaction for Rp 3.000.000 with small fund and can earn profit of Rp 55.000 - 75.000.
In my calculation, with a good teamwork, I can sell the electronic phone credit in other counters. For instance, if one counter can produce 70 transactions, then for ten counters, we can produce 700 transactions. Therefore, I really need the additional capital to expand my business. In total, I need approx. Rp 15.000.000 ($1,154). Hopefully, there will be potential investors who are interested to help growing my business.
Loan Proposal
I will use this loan to upgrade the server of phone credit and buy more stock of mobile phone and computer accessories, mobile phone numbers and credits.
I need additional fund to buy the following:
- Upgrade server costs Rp 2.000.000
- Stock for mobile phone accessories Rp1.500.000
- Stock for computer accessories Rp 1.500.000
- Stock for mobile phone numbers Rp 500.000
- Mobile phone credits Rp 3.000.000
- Mobile phone spare parts Rp 1.000.000
and many more.
I will keep the trust of lenders who are willing to give me some loan and I am very thankful for them. This additional capital is very important for my business as I am getting more customers and I am confident that this business has a high potential to be developed further.
Show original Bahasa Indonesia
About Me
Saya anak kedua dari 2 bersaudara, usia saya skarang 26 tahun, saya tinggal masih bersama orang tua. Saya SD di dekat rumah nama Sekolahnya SD cutmutia sei.keranji. tapi sekarang sudah berganti nama menjadi SD negeri 014 sei. keranji, MTS saya di barul ullum pasir mas, setelah lulus MTS saya meneruskan di SMA Negeri 1taluk kuantan. Alhamdulillah Orang tua saya ada Rezeki sehingga saya bisa meneruskan ke Perguruan tinggi, Saya Kuliah di UIN (Universitas Islam Pekanbaru). Untuk dapat gelar Sarjana. saya pernah bekerja di salah satu perusahaan kontraktor menjadi drafter selama 9 bulan. dari hasil saya slama bekerja di perusahaan, saya memberanikan diri untuk membuat CV, untuk mengambil borongan kerjaan. alhamdulillah saya berjalan dari tahun 2012 sampai saat ini. dan akhirnya saya memutuskan untuk berhenti karna banyak hal yang tidak sejalan dengan hati saya. saya bisa membuka conter ini karna teman saya yang mengajak untuk usaha conter, dulu selagi saya masih aktif di proyek saya selalu memandang sebelah mata pendapan conter, jualan pulsa untungnya cuma 100 - 500,- perak tapi kalau di kali kan dengan Quantity perhari itu bisa kita mencukupi kebutuhan kita sehari-hari. memang kecil tapi kalau dikumpulkan perhari hasil na jauh lebih dari cukup untuk biaya kehidupan sehari-hari dan untuk menabung untuk masa depan.
My Business
Saya mempunyai usaha conter, usaha yang utama yaitu Server pulsa (Distributor Pulsa) di conter saya juga menjual Accecories, Pulsa perdanan dan Service Handpnone dan Komputer, dalam kehidupan sehari-hari pulsa sudah termasuk menjadi kebutuhan pokok dalam masyarakat, karna setiap orang yang mengisi pulsa pasti mempunyai lebih dari 1 nomor, dan perdana pun menjadi sanggat laris manis di jual karna banyak promo-promo yang di tawarkan setiap provider. setiap hari pendapatan kotor saya dari penjualan pulsa di conter itu sekitar 70- 100ribu, Penjualan Perdana 5 pcs dalam sehari dengan keuntungan 5000 / pcs = 40 ribu, untuk transaksi server pulsa kurang lebihnya dalam 1 hari 250 - 350 dengan keuntungan pertransaksi 250,- kurang lebihnya dalam 1 hari 55000 - 75000. untuk jasa service perharinya tidak tentu kadang ada kadang tidak, pendapatan saya dalam 1 hari itu 150rb - 200rb, saya sekarang lagi membutuhkan dana untuk penambahan modal di server pulsa, karna masih perlu diupgrade lagi server pulsa agar dapat memeksimal kan transaksi perharinya, karna perputarannya itu setiap hari, dalam 1 hari saja saya bisa memutar uang untuk saldo pulsa perhari 3 juta dengan modal yang cukup minim, dengan keuntungan 55000-75000, menurut saya ini adalam sebuah team work yang mana kita menjual pulsa ketempat lain, jika di conter kita bisa menjual pulsa dalam 1 hari 70 transaksi, jika kita menjual juga ke 10 Conter lain perhari kita bisa mendapatkan 700 transaksi dalam 1 hari. di sini saya membutuhkan modal untuk penambahan pembelian pulsa, karna dengan keterbatasan modal yang ada saya tidak bisa menambahkan transaksi saya perharinya. Modal yang saya butuhkan sekitar 15 juta untuk penambahan modal usaha saya ini. insya allah bila ada calon pendana yang mau membantu usaha saya, saya akan menjaga amanah dan kepercayaan para pendana dengan baik dan dana yang di pinjamkan akan saya gunakan sebaik-baiknya untuk penambahan modal upgrade server pulsa saya ini. Terima Kasih
Loan Proposal
dari pinjaman ini saya berniat untuk mengupgrade server pulsa yang ada agar dapat memaksimalkan transaksi dalam satu hari, juga untuk menambah setok acesoris henpone, acesoris komputer, kartu perdana, penambahan saldo pulsa, suku cadang henpone, untuk mengupgrade server pulsa membutuhkan sekitar 2 juta rupiah, untuk penambahan acesoris henpone 1,5 jt, untukacesoris komputer 1,5 kartu perdana 500 ribu, penambahan saldo sekitar 3juta, suku cadang henpone 1jtan,kalau dirincikan lebih lanjut maka akan lebih banyak lagi dana yang saya butuhkan, tetapi berapapun yang para pendana berikan untuk usaha saya ini akan selalu saya jaga kepercayaan tersebut, dan itu sangat membantu usaha saya ini. karna permintaan konsumen semakin bertambah dalam satu hari nya. semakin hari semakin bayank orang yang membutuhkan pulsa, juga bayak nya model acesoris henpon semakin banyak nya model dan macam acesoris maka orang banyak yang hobi menkoleksi henpon maupun acesorisnya. begitu juga dengan acesoris komputer karna sekarang sedang digalakan intrernet agar setiap orang tidak buta internet oleh pemerintah setempat. jadi menurut saya ini merupakan prospek yang sangat bagus untuk usaha yang sedang saya rintis ini. jika ini berjalan semua maka bisa deperkirakan 1jt perhari bisa diperoleh karna sudah bisa lebih maksimal lagi kerja server pulsa juga penjualan acesoris, terimakasih
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Loan Info
Project Type
Classic Loan
Disbursed amount
$428.00
Date disbursed
May 4, 2015
Repayment status
Late
Projected term
48 months
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Summary
Amount repaid
$214.51
Amount remaining
$234.89
Expected completion
Apr 28, 2019
Status
Repaying late
Installment amount
$1.91
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 17, 2015 | $4.49 | May 17, 2015 | $4.49 |
| May 24, 2015 | $4.49 | May 17, 2015 | $4.49 |
| May 31, 2015 | $4.49 | May 30, 2015 | $4.49 |
| Jun 7, 2015 | $4.49 | May 30, 2015 | $4.49 |
| Jun 14, 2015 | $4.49 | May 30, 2015 | $4.49 |
| Jun 21, 2015 | $4.49 | Jun 22, 2015 | $4.49 |
| Jun 28, 2015 | $4.49 | Jun 22, 2015 | $4.49 |
| Jul 5, 2015 | $4.49 | Jul 5, 2015 | $4.49 |
| Jul 12, 2015 | $4.49 | Jul 5, 2015 | $4.49 |
| Jul 19, 2015 | $4.49 | Jul 5, 2015 | $4.49 |
| Jul 26, 2015 | $4.49 | Jul 27, 2015 | $4.49 |
| Aug 2, 2015 | $4.49 | Aug 2, 2015 | $4.49 |
| Aug 9, 2015 | $4.49 | Aug 2, 2015 | $4.49 |
| Aug 16, 2015 | $4.49 | Aug 17, 2015 | $4.49 |
| Aug 23, 2015 | $4.49 | Aug 17, 2015 | $4.49 |
| Aug 30, 2015 | $4.49 | Aug 30, 2015 | $4.49 |
| Sep 6, 2015 | $4.49 | Aug 30, 2015 | $4.49 |
| Sep 13, 2015 | $4.49 | Sep 27, 2015 | $4.49 |
| Sep 20, 2015 | $4.49 | Sep 27, 2015 | $4.49 |
| Sep 27, 2015 | $4.49 | Oct 25, 2015 | $4.49 |
| Oct 4, 2015 | $4.49 | Oct 25, 2015 | $4.49 |
| Oct 11, 2015 | $4.49 | Nov 22, 2015 | $4.49 |
| Oct 18, 2015 | $4.49 | Nov 22, 2015 | $4.49 |
| Oct 25, 2015 | $4.49 | Dec 6, 2015 | $4.49 |
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $4.49 | Dec 6, 2015 | $4.49 |
| Nov 22, 2015 | $4.49 | Dec 6, 2015 | $4.49 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Jan 10, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Jan 17, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Jan 24, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Jan 31, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Feb 7, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Feb 14, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Feb 21, 2016 | $1.91 | Jan 4, 2016 | $1.91 |
| Feb 28, 2016 | $1.91 | Feb 29, 2016 | $1.91 |
| Mar 6, 2016 | $1.91 | Feb 29, 2016 | $1.91 |
| Mar 13, 2016 | $1.91 | Feb 29, 2016 | $1.91 |
| Mar 20, 2016 | $1.91 | Mar 22, 2016 | $1.91 |
| Mar 27, 2016 | $1.91 | Mar 22, 2016 | $1.91 |
| Apr 3, 2016 | $1.91 | Mar 22, 2016 | $1.91 |
| Apr 10, 2016 | $1.91 | Apr 13, 2016 | $1.91 |
| Apr 17, 2016 | $1.91 | Apr 13, 2016 | $1.91 |
| Apr 24, 2016 | $1.91 | Apr 13, 2016 | $1.91 |
| May 1, 2016 | $1.91 | Apr 13, 2016 | $1.91 |
| May 8, 2016 | $1.91 | May 17, 2016 | $1.91 |
| May 15, 2016 | $1.91 | May 17, 2016 | $1.91 |
| May 22, 2016 | $1.91 | May 17, 2016 | $1.91 |
| May 29, 2016 | $1.91 | May 17, 2016 | $1.91 |
| Jun 5, 2016 | $1.91 | May 17, 2016 | $1.91 |
| Jun 12, 2016 | $1.91 | May 17, 2016 | $1.91 |
| Jun 19, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jun 26, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jul 3, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jul 10, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jul 17, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jul 24, 2016 | $1.91 | Jun 20, 2016 | $1.91 |
| Jul 31, 2016 | $1.91 | Aug 3, 2016 | $1.91 |
| Aug 7, 2016 | $1.91 | Aug 3, 2016 | $1.91 |
| Aug 14, 2016 | $1.91 | Aug 3, 2016 | $1.91 |
| Aug 21, 2016 | $1.91 | Aug 3, 2016 | $1.91 |
| Aug 28, 2016 | $1.91 | Aug 3, 2016 | $1.91 |
| Sep 4, 2016 | $1.91 | Sep 5, 2016 | $1.91 |
| Sep 11, 2016 | $1.91 | Sep 5, 2016 | $1.91 |
| Sep 18, 2016 | $1.91 | Sep 5, 2016 | $1.91 |
| Sep 25, 2016 | $1.91 | Sep 5, 2016 | $1.91 |
| Oct 2, 2016 | $1.91 | Oct 6, 2016 | $1.91 |
| Oct 9, 2016 | $1.91 | Oct 6, 2016 | $1.91 |
| Oct 16, 2016 | $1.91 | Oct 6, 2016 | $1.91 |
| Oct 23, 2016 | $1.91 | Oct 6, 2016 | $1.91 |
| Oct 30, 2016 | $1.91 | Nov 11, 2016 | $1.91 |
| Nov 6, 2016 | $1.91 | Nov 11, 2016 | $1.91 |
| Nov 13, 2016 | $1.91 | Nov 11, 2016 | $1.91 |
| Nov 20, 2016 | $1.91 | Nov 11, 2016 | $1.91 |
| Nov 27, 2016 | $1.91 | Dec 5, 2016 | $1.91 |
| Dec 4, 2016 | $1.91 | Dec 5, 2016 | $1.91 |
| Dec 11, 2016 | $1.91 | Dec 5, 2016 | $1.91 |
| Dec 18, 2016 | $1.91 | Dec 5, 2016 | $1.91 |
| Dec 25, 2016 | $1.91 | ||
| Jan 1, 2017 | $1.91 | ||
| Jan 8, 2017 | $1.91 | ||
| Jan 15, 2017 | $1.91 | ||
| Jan 22, 2017 | $1.91 | ||
| Jan 29, 2017 | $1.91 | ||
| Feb 5, 2017 | $1.91 | ||
| Feb 12, 2017 | $1.91 | ||
| Feb 19, 2017 | $1.91 | ||
| Feb 26, 2017 | $1.91 | ||
| Mar 5, 2017 | $1.91 | ||
| Mar 12, 2017 | $1.91 | ||
| Mar 19, 2017 | $1.91 | ||
| Mar 26, 2017 | $1.91 | ||
| Apr 2, 2017 | $1.91 | ||
| Apr 9, 2017 | $1.91 | ||
| Apr 16, 2017 | $1.91 | ||
| Apr 23, 2017 | $1.91 | ||
| Apr 30, 2017 | $1.91 | ||
| May 7, 2017 | $1.91 | ||
| May 14, 2017 | $1.91 | ||
| May 21, 2017 | $1.91 | ||
| May 28, 2017 | $1.91 | ||
| Jun 4, 2017 | $1.91 | ||
| Jun 11, 2017 | $1.91 | ||
| Jun 18, 2017 | $1.91 | ||
| Jun 25, 2017 | $1.91 | ||
| Jul 2, 2017 | $1.91 | ||
| Jul 9, 2017 | $1.91 | ||
| Jul 16, 2017 | $1.91 | ||
| Jul 23, 2017 | $1.91 | ||
| Jul 30, 2017 | $1.91 | ||
| Aug 6, 2017 | $1.91 | ||
| Aug 13, 2017 | $1.91 | ||
| Aug 20, 2017 | $1.91 | ||
| Aug 27, 2017 | $1.91 | ||
| Sep 3, 2017 | $1.91 | ||
| Sep 10, 2017 | $1.91 | ||
| Sep 17, 2017 | $1.91 | ||
| Sep 24, 2017 | $1.91 | ||
| Oct 1, 2017 | $1.91 | ||
| Oct 8, 2017 | $1.91 | ||
| Oct 15, 2017 | $1.91 | ||
| Oct 22, 2017 | $1.91 | ||
| Oct 29, 2017 | $1.91 | ||
| Nov 5, 2017 | $1.91 | ||
| Nov 12, 2017 | $1.91 | ||
| Nov 19, 2017 | $1.91 | ||
| Nov 26, 2017 | $1.91 | ||
| Dec 3, 2017 | $1.91 | ||
| Dec 10, 2017 | $1.91 | ||
| Dec 17, 2017 | $1.91 | ||
| Dec 24, 2017 | $1.91 | ||
| Dec 31, 2017 | $1.91 | ||
| Jan 7, 2018 | $1.91 | ||
| Jan 14, 2018 | $1.91 | ||
| Jan 21, 2018 | $1.91 | ||
| Jan 28, 2018 | $1.91 | ||
| Feb 4, 2018 | $1.91 | ||
| Feb 11, 2018 | $1.91 | ||
| Feb 18, 2018 | $1.91 | ||
| Feb 25, 2018 | $1.91 | ||
| Mar 4, 2018 | $1.91 | ||
| Mar 11, 2018 | $1.91 | ||
| Mar 18, 2018 | $1.91 | ||
| Mar 25, 2018 | $1.91 | ||
| Apr 1, 2018 | $1.91 | ||
| Apr 8, 2018 | $1.91 | ||
| Apr 15, 2018 | $1.91 | ||
| Apr 22, 2018 | $1.91 | ||
| Apr 29, 2018 | $1.91 | ||
| May 6, 2018 | $1.91 | ||
| May 13, 2018 | $1.91 | ||
| May 20, 2018 | $1.91 | ||
| May 27, 2018 | $1.91 | ||
| Jun 3, 2018 | $1.91 | ||
| Jun 10, 2018 | $1.91 | ||
| Jun 17, 2018 | $1.91 | ||
| Jun 24, 2018 | $1.91 | ||
| Jul 1, 2018 | $1.91 | ||
| Jul 8, 2018 | $1.91 | ||
| Jul 15, 2018 | $1.91 | ||
| Jul 22, 2018 | $1.91 | ||
| Jul 29, 2018 | $1.91 | ||
| Aug 5, 2018 | $1.91 | ||
| Aug 12, 2018 | $1.91 | ||
| Aug 19, 2018 | $1.91 | ||
| Aug 26, 2018 | $1.91 | ||
| Sep 2, 2018 | $1.91 | ||
| Sep 9, 2018 | $1.91 | ||
| Sep 16, 2018 | $1.91 | ||
| Sep 23, 2018 | $1.91 | ||
| Sep 30, 2018 | $1.91 | ||
| Oct 7, 2018 | $1.91 | ||
| Oct 14, 2018 | $1.91 | ||
| Oct 21, 2018 | $1.91 | ||
| Oct 28, 2018 | $1.91 | ||
| Nov 4, 2018 | $1.91 | ||
| Nov 11, 2018 | $1.91 | ||
| Nov 18, 2018 | $1.91 | ||
| Nov 25, 2018 | $1.91 | ||
| Dec 2, 2018 | $1.91 | ||
| Dec 9, 2018 | $1.91 | ||
| Dec 16, 2018 | $1.91 | ||
| Dec 23, 2018 | $1.91 | ||
| Dec 30, 2018 | $1.91 | ||
| Jan 6, 2019 | $1.91 | ||
| Jan 13, 2019 | $1.91 | ||
| Jan 20, 2019 | $1.91 | ||
| Jan 27, 2019 | $1.91 | ||
| Feb 3, 2019 | $1.91 | ||
| Feb 10, 2019 | $1.91 | ||
| Feb 17, 2019 | $1.91 | ||
| Feb 24, 2019 | $1.91 | ||
| Mar 3, 2019 | $1.91 | ||
| Mar 10, 2019 | $1.91 | ||
| Mar 17, 2019 | $1.91 | ||
| Mar 24, 2019 | $1.91 | ||
| Mar 31, 2019 | $1.91 | ||
| Apr 7, 2019 | $1.91 | ||
| Apr 14, 2019 | $1.91 | ||
| Apr 21, 2019 | $1.91 | ||
| Apr 28, 2019 | $1.26 | ||
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