Entrepreneur
Name
Yvonne
Member since
March 2014
On-time repayments
265 installments • 18%
About Me
My full names are Yvonne Odima . I am 27 years old. A married woman who is very honest, disciplined and hardworking person. After my high school education i was not able to go to college due to financial problems. But luckily I was able to secure a temporary job in an insurance company as a receptionist based on trust. I was able to go to college and attend classes as part time after work till i finished in the year 2012. My little salary was not sufficient to supplement my needs. I was struggling with hard economy in my country until one day i had to make a change in my life. With the little saving i had, i started buying second hand clothes at Gikomba market and resale them to my colleagues and friends in the office. Here in Kenya it is assumed that men are the ones to provide for their families but i really appreciate for micro-Finance like Zidisha which has really empowered women. My son says when he grows up he wants to be a farmer, have cows and own his dairy firm. He likes animals so much. I like traveling alot, listening to music and swimming.
My Business
I sell second hand clothes to my client and intent to open a printing and photocopying shop. Second hands clothes are always on high demand in our country since they are cheap and affordable. I came to realise that many people could not afford to buy brand new clothes because they are very expensive and others like unique things which can only be found in second hand clothes. We call them (Mitumba). Through my salary and the profit i made from my business i was able to save $600 and used the savings to by a photocopy machine. This idea came to me after i saw an opportunity in our offices. They outsource service provider who do supply them with photocopy papers and printing services since they don't have a printing machine. I saw that this was the best opportunity for me and requested for the services and i was given. I am currently in need of a computer machine costing $230 and atleast $40 for printing papers and colored ink for a start. My reason for me to adventure into this business is because in the future i want to do the branding business of printing T-shirts, caps and umbrellas for companies and be self employed. The profit i will make i will use it to add more stock to my clothing business since we are headed to peak season where sales are high. I will also use the profit to donate sanitary towels to needy girls as i always do. I am currently taking care of 5 needy girls from my village. I would wish to take care of more girls and atleast change their lives in the future.
Loan Proposal
As my clothing business is currently doing well i will use the profit that i make and the Zidisha fund to buy a computer of $230 and use $40 to buy printing papers and colored ink since my printer has only black colour at the moment.It will be of benefit if i also add few clothes of $15 to mix with the old stock since this is the season whereby clothes are really on high demand. I will use 10% of my profit to buy sanitary towels and donate them to children's home. My life has really changed since i was introduced to Zidisha . I was able to buy a photocopy machine through the profit i made from selling clothes.Through Zidisha i know my dream of owning a printing company in the future will be successful.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$285.00
Date disbursed
Oct 17, 2014
Repayment status
Late
Projected term
58 months
Other loans
Lenders
Hong Kong, Hong Kong
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